Orleans County

VermontPopulation: 27,459
65
/100
Hold
#253 of 1,000 counties
#3 in Vermont (14 counties)
Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring
Updated July 28, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$300,264
Median Home Price
31% above national median
$1,474/mo
Median Rent
2% above national median
5.89%
Rent-to-Price Ratio
Top 53% nationally
-$616
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,474/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$225,198-$223/mo5.1%-5.2%
Median
typical MLS deal
$300,264-$616/mo3.8%-10.7%
125% of median
newer / premium
$375,330-$1,010/mo3.1%-14.0%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$300,264
Down Payment (20%)$60,053
Loan Amount$240,211
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,474
Monthly P&I-$1,574
Est. Expenses (35%)-$516
Net Cash Flow-$616/mo
3.8%
Cap Rate (all cash)
-10.7%
Cash-on-Cash Return
5.89%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Score Breakdown

Overall Investment Score
65/100
65
Cash Flow(30%)
58/100

Based on 5.89% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
87/100

Based on 5.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
66/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+5.2% YoY)
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$616/mo)
  • -Negative leverage (cap rate 3.8% < mortgage rate 6.9%)

Economic Indicators

Population
27,459
Median Income
Data pending
Unemployment Rate
Data pending
Price-to-Income
Data pending

Who this market fits

Best for
  • +Appreciation buyers: YoY growth is meaningfully above the long-run average
  • +Patient holders willing to accept negative carry for equity gains
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
Skip if
  • You need positive cash flow on day one at typical leverage
  • You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
CaledoniaVT
67$303,853Est. pendingBuyView
CurrentOrleansVT
65$300,264$1,4745.89%Buy
OrangeVT
57$332,426$1,6986.13%HoldView
BenningtonVT
55$380,467$1,7775.60%HoldView
ChittendenVT
51$503,703$2,4125.75%HoldView
EssexVT
51$214,733Est. pendingHoldView

The Bottom Line

HoldOrleans scores well overall, but a typical leveraged buy-and-hold loses $616/mo at current rates. Consider house hacking, value-add, or all-cash; otherwise a worse score with positive cash flow may be the better deal.

Orleans County in Vermont scores 65/100, ranking #253 of 1,000 US counties (top 32%). At 20% down and current rates, a median-priced rental loses about $616/month; the 5.89% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-616/mo
Cap Rate
3.8%
Cash-on-Cash
-10.7%

Related markets

Ready to Analyze a Deal in Orleans?

Use our investment calculators to run detailed numbers on specific properties.