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Market MapVirginiaHampton City

Hampton City

VirginiaPopulation: 137,217
62
/100
Hold
#316 of 1,000 counties
#47 in Virginia (133 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 20, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$283,477
Median Home Price
24% above national median
$1,692/mo
Median Rent
17% above national median
7.16%
Rent-to-Price Ratio
Top 22% nationally
-$386
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,692/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$212,608-$14/mo6.2%-0.3%
Median
typical MLS deal
$283,477-$386/mo4.7%-7.1%
125% of median
newer / premium
$354,346-$757/mo3.7%-11.2%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$283,477
Down Payment (20%)$56,695
Loan Amount$226,782
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,692
Monthly P&I-$1,486
Est. Expenses (35%)-$592
Net Cash Flow-$386/mo
4.7%
Cap Rate (all cash)
-7.1%
Cash-on-Cash Return
7.16%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
62/100
62
Cash Flow(30%)
72/100

Based on 7.16% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
57/100

Based on 0.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
69/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.16%)
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$386/mo)
  • -Negative leverage (cap rate 4.7% < mortgage rate 6.9%)

Economic Indicators

Population
137,217
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Best for
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
  • +Value-add operators who can buy below median and force rent up
Skip if
  • −You need positive cash flow on day one at typical leverage
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
Prince GeorgeVA
63$346,630$1,8486.40%BuyView
CurrentHampton CityVA
62$283,477$1,6927.16%Buy
AugustaVA
62$348,578$1,5895.47%BuyView
OrangeVA
62$373,510Est. pending—BuyView
Colonial Heights CityVA
61$275,316$1,6837.34%BuyView
Petersburg CityVA
61$187,566$1,3388.56%BuyView

The Bottom Line

HoldHampton City scores well overall, but a typical leveraged buy-and-hold loses $386/mo at current rates. Consider house hacking, value-add, or all-cash; otherwise a worse score with positive cash flow may be the better deal.

Hampton City in Virginia scores 62/100, ranking #316 of 1,000 US counties (top 40%). At 20% down and current rates, a median-priced rental loses about $386/month; the 7.16% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-386/mo
Cap Rate
4.7%
Cash-on-Cash
-7.1%

Related markets

Markets like Hampton City with stronger cash flow

  • Petersburg City for cash-flow rentals
  • Colonial Heights City for cash-flow rentals
  • Prince George County for cash-flow rentals

Cheaper alternatives to Hampton City

  • Petersburg City, lower entry price
  • Colonial Heights City, lower entry price

Head-to-head comparisons

  • Hampton City vs Augusta for rentals
  • Hampton City vs Orange for rentals
  • Hampton City vs Colonial Heights City for rentals
All counties in Virginia →

Rent vs buy in Virginia cities

Rent vs buy in Virginia Beach, VAMedian $411,608 · rent $1,999/moRent vs buy in Norfolk, VAMedian $301,780 · rent $1,632/moRent vs buy in Chesapeake, VAMedian $409,595 · rent $2,084/moRent vs buy in Richmond, VAMedian $355,757 · rent $1,578/moRent vs buy in Newport News, VAMedian $284,020 · rent $1,557/moAll Virginia citiesFull rent-vs-buy directory for the state

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