Prince George County

VirginiaPopulation: 42,634
58
/100
Hold
#426 of 1,000 counties
#68 in Virginia (133 counties)
Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring
Updated August 31, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$361,714
Median Home Price
58% above national median
$1,586/mo
Median Rent
9% above national median
5.26%
Rent-to-Price Ratio
Top 68% nationally
-$865
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,586/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$271,285-$391/mo4.6%-7.5%
Median
typical MLS deal
$361,714-$865/mo3.4%-12.5%
125% of median
newer / premium
$452,142-$1,339/mo2.7%-15.4%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$361,714
Down Payment (20%)$72,343
Loan Amount$289,371
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,586
Monthly P&I-$1,896
Est. Expenses (35%)-$555
Net Cash Flow-$865/mo
3.4%
Cap Rate (all cash)
-12.5%
Cash-on-Cash Return
5.26%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Score Breakdown

Overall Investment Score
58/100
58
Cash Flow(30%)
49/100

Based on 5.26% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
52/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (5.26%)
  • -Negative cash flow at typical financing (-$865/mo)
  • -Negative leverage (cap rate 3.4% < mortgage rate 6.9%)

Economic Indicators

Population
42,634
Median Income
Data pending
Unemployment Rate
Data pending
Price-to-Income
Data pending

Who this market fits

Best for
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
Skip if
  • You need positive cash flow on day one at typical leverage
  • You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
CurrentPrince GeorgeVA
58$361,714$1,5865.26%Hold
NelsonVA
58$348,365Est. pendingHoldView
Winchester CityVA
58$354,986$1,6565.60%HoldView
Hopewell CityVA
58$210,055$1,1376.49%HoldView
BathVA
57$215,219Est. pendingHoldView
BedfordVA
57$335,017$1,3274.75%HoldView

The Bottom Line

HoldPrince George is a neutral market. Consider house hacking or targeting below-market deals.

Prince George County in Virginia scores 58/100, ranking #426 of 1,000 US counties (top 54%). At 20% down and current rates, a median-priced rental loses about $865/month; the 5.26% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-865/mo
Cap Rate
3.4%
Cash-on-Cash
-12.5%

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