Prince William County

VirginiaPopulation: 481,114
43
/100
Avoid
#721 of 1,000 counties
#119 in Virginia (133 counties)
Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring
Updated August 31, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$586,907
Median Home Price
156% above national median
$2,288/mo
Median Rent
58% above national median
4.68%
Rent-to-Price Ratio
Top 81% nationally
-$1,589
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $2,288/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$440,180-$820/mo4.0%-9.7%
Median
typical MLS deal
$586,907-$1,589/mo3.0%-14.1%
125% of median
newer / premium
$733,633-$2,358/mo2.4%-16.8%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$586,907
Down Payment (20%)$117,381
Loan Amount$469,526
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,288
Monthly P&I-$3,077
Est. Expenses (35%)-$801
Net Cash Flow-$1,589/mo
3.0%
Cap Rate (all cash)
-14.1%
Cash-on-Cash Return
4.68%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Score Breakdown

Overall Investment Score
43/100
43
Cash Flow(30%)
40/100

Based on 4.68% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
60/100

Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
18/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.68%)
  • -Negative cash flow at typical financing (-$1,589/mo)
  • -Negative leverage (cap rate 3.0% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Economic Indicators

Population
481,114
Median Income
Data pending
Unemployment Rate
Data pending
Price-to-Income
Data pending

Who this market fits

Best for
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
Skip if
  • You need positive cash flow on day one at typical leverage
  • You can't tolerate negative leverage (cap rate below mortgage rate today)
  • You rely on FHA-style financing: prices are stretched relative to local incomes
  • You want a market with broad institutional consensus on fundamentals

Compare to Nearby Counties

CountyVerdict
RappahannockVA
50$553,653Est. pendingHoldView
BuchananVA
47$74,741Est. pendingHoldView
BrunswickVA
47$130,410Est. pendingHoldView
Fairfax CityVA
46$755,224$2,4473.89%HoldView
Emporia CityVA
44$140,161Est. pendingAvoidView
CurrentPrince WilliamVA
43$586,907$2,2884.68%Avoid

The Bottom Line

AvoidPrince William may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Prince William County in Virginia scores 43/100, ranking #721 of 1,000 US counties (top 92%). At 20% down and current rates, a median-priced rental loses about $1589/month; the 4.68% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-1,589/mo
Cap Rate
3.0%
Cash-on-Cash
-14.1%

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