Average Rent in Mount Vernon, NY (2026)

Typical asking rent in Mount Vernon is $2,944. Across the 3 ZIP codes with data it runs from $2,646 to $3,000, so which side of town you buy on matters as much as the city average. Data as of July 2026.

Median rent
$2,944
Average rent
$2,863
Lowest ZIP
$2,646
Highest ZIP
$3,000

Rent by ZIP code in Mount Vernon

ZIP codeCountyTypical rentvs city median
10553Westchester County$3,000+2%
10552Westchester County$2,9440%
10550Westchester County$2,646-10%

Rent by bedroom count in Mount Vernon

Zillow's index above blends every unit size into one number. For a bedroom level view, these are HUD's FY2027 Fair Market Rents for Westchester County. They include utilities and sit near the 40th percentile of the market, so treat them as the low side of what a typical unit lists for.

Unit sizeFY2027 Fair Market RentChange from FY2026
Studio$2,593+2.5%
1 bedroom$2,729+2.8%
2 bedroom$2,971+2.1%
3 bedroom$3,760+3.2%
4 bedroom$4,121+4.1%

Source: HUD Fair Market Rents. Updates when HUD publishes a new fiscal year.

Is rent going up or down in Mount Vernon?

Typical rent across Westchester County is $3,112 as of August 2026. That is up 4.9% from a year earlier and up 27.7% over five years.

YearTypical rent, Westchester CountyChange
2021$2,522+6.1%
2022$2,648+5.0%
2023$2,791+5.4%
2024$2,886+3.4%
2025$2,999+3.9%
2026 (through August)$3,112+3.7%

Zillow Observed Rent Index for the county, all home types, last published month of each year. Each row is compared with the end of the year before it.

Mount Vernon rent questions

What is the average rent in Mount Vernon, NY?
Typical asking rent in Mount Vernon is $2,944 a month as of July 2026, across 3 ZIP codes. By ZIP code it runs from $2,646 to $3,000.
How much is rent for a 2 bedroom in Mount Vernon?
HUD's FY2027 Fair Market Rent for a two bedroom in Westchester County is $2,971 a month including utilities. A one bedroom is $2,729 and a three bedroom is $3,760. Fair Market Rent is set near the 40th percentile, so a typical unit lists somewhat higher.
Is rent going up or down in Mount Vernon?
Rent is rising. Typical rent in Westchester County is $3,112 as of August 2026, up 4.9% from a year earlier.
What is the cheapest ZIP code to rent in Mount Vernon?
ZIP 10550 has the lowest typical asking rent in Mount Vernon at $2,646 a month, compared with $2,944 for the city overall.
How much income do you need to rent in Mount Vernon?
Most landlords look for gross income of about three times the rent. At the typical Mount Vernon rent of $2,944, that is about $8,832 a month, or $105,984 a year. This is a common screening rule of thumb, and individual landlords set their own.

How to use these numbers

These are Zillow Observed Rent Index values, a smoothed measure of typical asking rent for single family homes, condos, and apartments in each ZIP code. They describe what units are listed for, not what any specific unit will get. Condition, bedroom count, and the exact block all move the number.

If you are underwriting a purchase, use the ZIP figure rather than the city median, and then verify against live listings for the same bedroom count before you commit. Mount Vernon sits in the New York-Newark-Jersey City, NY-NJ-PA metro area.

Other New York cities

Would a rental in Mount Vernon cash flow?

Start the analyzer with the Mount Vernon median rent of $2,944 and add a real purchase price to see cash flow, cap rate, and cash-on-cash return.