Dougherty County

GeorgiaPopulation: 85,038
76
/100
Strong Buy
#40 of 1,000 counties
#4 in Georgia (159 counties)
Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring
Updated August 31, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$125,637
Median Home Price
45% below national median
$1,016/mo
Median Rent
30% below national median
9.70%
Rent-to-Price Ratio
Top 3% nationally
+$2
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,016/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$94,227+$167/mo8.4%+9.3%
Median
typical MLS deal
$125,637+$2/mo6.3%+0.1%
125% of median
newer / premium
$157,046-$163/mo5.0%-5.4%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$125,637
Down Payment (20%)$25,127
Loan Amount$100,510
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,016
Monthly P&I-$659
Est. Expenses (35%)-$355
Net Cash Flow+$2/mo
6.3%
Cap Rate (all cash)
0.1%
Cash-on-Cash Return
9.70%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 6.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Score Breakdown

Overall Investment Score
76/100
76
Cash Flow(30%)
97/100

Based on 9.70% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
56/100

Based on 0.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
100/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (9.70%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative leverage (cap rate 6.3% < mortgage rate 6.9%)

Economic Indicators

Population
85,038
Median Income
Data pending
Unemployment Rate
Data pending
Price-to-Income
Data pending

Who this market fits

Best for
  • +Value-add operators who can buy below median and force rent up
Skip if
  • You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
SumterGA
80$136,878Est. pendingStrong BuyView
DecaturGA
77$171,230Est. pendingStrong BuyView
CurrentDoughertyGA
76$125,637$1,0169.70%Strong Buy
LanierGA
73$210,779$1,7239.81%BuyView
ToombsGA
72$169,068Est. pendingBuyView
TattnallGA
71$188,123Est. pendingBuyView

The Bottom Line

Strong BuyDougherty is a strong buy market with excellent fundamentals for buy-and-hold investors.

Dougherty County in Georgia scores 76/100, ranking #40 of 1,000 US counties (top 5%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow (9.70% gross rent-to-price ratio). The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$2/mo
Cap Rate
6.3%
Cash-on-Cash
0.1%

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