Is Jo Daviess County, IL good for real estate investing?

Jo Daviess County has an investment score of 72/100, rated as "Buy". The county ranks #113 nationally among 1000 counties analyzed.

What is the median home price in Jo Daviess?

The median home price in Jo Daviess County is $254,886. This ranks #576 in affordability among all US counties.

Can you cash flow on rental properties in Jo Daviess?

Based on median values with 20% down at current rates, a typical rental in Jo Daviess County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Jo Daviess County

IllinoisPopulation: 21,942

/100

Buy

#113 of 1,000 counties

#50 in Illinois (102 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated July 28, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$254,886

Median Home Price

11% above national median

$15,401/mo

Est. Rent

Based on regional data

6.04%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

86/100

Based on 5.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

75/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Strong price appreciation (+5.1% YoY)
+Affordable relative to local incomes

Challenges

-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-Limited rent data (estimates used)

Economic Indicators

Population

21,942

Median Income

—

Data pending

Unemployment Rate

—

Data pending

Price-to-Income

—

Data pending

Who this market fits

Best for

+Appreciation buyers: YoY growth is meaningfully above the long-run average

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

County					Verdict
CurrentJo DaviessIL	72	$254,886	Est. pending	—	Buy
WoodfordIL	72	$220,926	Est. pending	—	Buy	View
KankakeeIL	72	$211,066	$1,309	7.44%	Buy	View
WilliamsonIL	72	$152,606	$1,067	8.39%	Buy	View
MadisonIL	72	$187,237	$1,095	7.02%	Buy	View
McHenryIL	71	$349,331	$2,114	7.26%	Buy	View

The Bottom Line

BuyJo Daviess offers solid investment potential with roughly break-even cash flow at typical financing.

Jo Daviess County in Illinois scores 72/100, ranking #113 of 1,000 US counties (top 14%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%