Williamson County

IllinoisPopulation: 67,120
68
/100
Hold
#183 of 1,000 counties
#63 in Illinois (102 counties)
Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring
Updated August 31, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$159,235
Median Home Price
31% below national median
$1,060/mo
Median Rent
27% below national median
7.99%
Rent-to-Price Ratio
Top 11% nationally
-$146
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,060/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$119,426+$63/mo6.9%+2.8%
Median
typical MLS deal
$159,235-$146/mo5.2%-4.8%
125% of median
newer / premium
$199,043-$355/mo4.2%-9.3%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$159,235
Down Payment (20%)$31,847
Loan Amount$127,388
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,060
Monthly P&I-$835
Est. Expenses (35%)-$371
Net Cash Flow-$146/mo
5.2%
Cap Rate (all cash)
-4.8%
Cash-on-Cash Return
7.99%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Score Breakdown

Overall Investment Score
68/100
68
Cash Flow(30%)
80/100

Based on 7.99% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
48/100

Based on -0.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
96/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.99%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Declining home values (-0.4% YoY)
  • -Negative leverage (cap rate 5.2% < mortgage rate 6.9%)

Economic Indicators

Population
67,120
Median Income
Data pending
Unemployment Rate
Data pending
Price-to-Income
Data pending

Who this market fits

Best for
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
  • +Value-add operators who can buy below median and force rent up
Skip if
  • You need positive cash flow on day one at typical leverage
  • You can't tolerate negative leverage (cap rate below mortgage rate today)
  • You expect appreciation to carry the deal, but prices have declined year over year

Compare to Nearby Counties

CountyVerdict
WillIL
69$361,064$2,1217.05%BuyView
LakeIL
69$374,727$2,0836.67%BuyView
CurrentWilliamsonIL
68$159,235$1,0607.99%Buy
AdamsIL
68$174,680$9816.74%BuyView
KaneIL
68$363,906$2,0146.64%BuyView
BondIL
67$154,738Est. pendingBuyView

The Bottom Line

HoldWilliamson scores well overall, but a typical leveraged buy-and-hold loses $146/mo at current rates. Consider house hacking, value-add, or all-cash; otherwise a worse score with positive cash flow may be the better deal.

Williamson County in Illinois scores 68/100, ranking #183 of 1,000 US counties (top 23%). At 20% down and current rates, a median-priced rental loses about $146/month; the 7.99% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-146/mo
Cap Rate
5.2%
Cash-on-Cash
-4.8%

Related markets

Ready to Analyze a Deal in Williamson?

Use our investment calculators to run detailed numbers on specific properties.