Pulaski County

KentuckyPopulation: 65,145
67
/100
Buy
#208 of 1,000 counties
#44 in Kentucky (120 counties)
Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring
Updated September 7, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$180,103
Median Home Price
21% below national median
$1,302/mo
Median Rent
10% below national median
8.67%
Rent-to-Price Ratio
Top 5% nationally
-$98
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,302/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$135,077+$138/mo7.5%+5.3%
Median
typical MLS deal
$180,103-$98/mo5.6%-2.8%
125% of median
newer / premium
$225,129-$334/mo4.5%-7.7%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$180,103
Down Payment (20%)$36,021
Loan Amount$144,082
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,302
Monthly P&I-$944
Est. Expenses (35%)-$456
Net Cash Flow-$98/mo
5.6%
Cap Rate (all cash)
-2.8%
Cash-on-Cash Return
8.67%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

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Score Breakdown

Overall Investment Score
67/100
67
Cash Flow(30%)
87/100

Based on 8.67% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
41/100

Based on -1.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
91/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (8.67%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Declining home values (-1.7% YoY)
  • -Negative leverage (cap rate 5.6% < mortgage rate 6.9%)

Economic Indicators

Population
65,145
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Best for
  • +Value-add operators who can buy below median and force rent up
Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You expect appreciation to carry the deal, but prices have declined year over year

Compare to Nearby Counties

CountyVerdict
CurrentPulaskiKY
67$180,103$1,3028.67%Buy
GreenKY
67$183,013Est. pending—BuyView
ChristianKY
67$202,378$1,1286.69%BuyView
JeffersonKY
67$253,804$1,3506.38%BuyView
MontgomeryKY
66$226,507$1,1486.08%BuyView
CampbellKY
66$281,295$1,4896.35%BuyView

The Bottom Line

BuyPulaski offers solid investment potential with roughly break-even cash flow at typical financing.

Pulaski County in Kentucky scores 67/100, ranking #208 of 1,000 US counties (top 27%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow (8.67% gross rent-to-price ratio). The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
$-98/mo
Cap Rate
5.6%
Cash-on-Cash
-2.8%

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