VoucherMatch/RentalCalcs
Tools
My DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Part of VoucherMatch →

Product

  • Tools
  • Market Map
  • Section 8 Rents
  • Investor Tax Tools
  • Pricing
  • Compare Calculators
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Rent vs Buy

  • Austin, TX
  • Denver, CO
  • Miami, FL
  • Seattle, WA
  • Phoenix, AZ
  • Nashville, TN
  • Atlanta, GA
  • Boston, MA
  • All 580+ Cities →

Support

  • Contact Support
  • My Tickets

Legal

  • Terms of Service
  • Privacy Policy

© 2026 Voucher Match LLC · part of VoucherMatch. All rights reserved.

MarketsMarket MapSteamboat Springs, CO
Metropolitan Area

Steamboat Springs, CO

Colorado0
38
/100
Avoid
#858 of 894 metros
Top 96% nationally for investing

Market Snapshot

$1,133,916
Median Home Price
345% above national median
$3,147/mo
Median Rent
127% above national median
3.33%
Rent-to-Price Ratio
Top 99% nationally
-$3,898
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$1,133,916
Down Payment (20%)$226,783
Loan Amount$907,133
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$3,147
Monthly P&I-$5,944
Est. Expenses (35%)-$1,101
Net Cash Flow-$3,898/mo
2.2%
Cap Rate (all cash)
-17.9%
Cash-on-Cash Return
3.33%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.2% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
38/100
38
Cash Flow(30%)
20/100

Based on 3.33% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
77/100

Based on 3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
0/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (3.33%)
  • -Negative cash flow at typical financing (-$3,898/mo)
  • -Negative leverage (cap rate 2.2% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Counties in Steamboat Springs, CO

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Pampa, TX
Pampa, TX
58$101,834Est.HoldView
Helena, AR
Helena, AR
58$56,122Est.HoldView
Keene, NH
Keene, NH
58$394,030$1,8215.55%HoldView
Crossville, TN
Crossville, TN
58$310,175$1,5435.97%HoldView
Red Wing, MN
Red Wing, MN
58$329,885$1,4065.11%HoldView
Current
Steamboat Springs, CO
38$1,133,916$3,1473.33%Avoid

The Bottom Line

AvoidSteamboat Springs, CO may be challenging for traditional rentals. High prices or low rents make cash flow difficult. Look for specific counties with better ratios.

The Steamboat Springs, CO metro area scores 38/100, ranking #858 of 894 US metros (top 96%). The 3.33% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-3,898/mo
Cap Rate
2.2%
Cash-on-Cash
-20.6%

Ready to Invest in Steamboat Springs, CO?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit properties
Explore Other Markets