Is McKean County, PA good for real estate investing?

McKean County has an investment score of 72/100, rated as "Buy". The county ranks #113 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in McKean?

The rent-to-price ratio in McKean County is 11.69% annually, which ranks in the 99th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in McKean?

The median home price in McKean County is $112,627. This ranks #54 in affordability among all US counties.

Can you cash flow on rental properties in McKean?

Based on median values with 20% down at current rates, a typical rental in McKean County would generate positive cash flow of $123/month. Individual property performance varies based on purchase price, rent, and operating expenses.

McKean County

PennsylvaniaPopulation: 40,459

/100

Buy

#113 of 1,000 counties

#13 in Pennsylvania (67 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated September 7, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$112,627

Median Home Price

51% below national median

$1,098/mo

Median Rent

24% below national median

11.69%

Rent-to-Price Ratio

Top 1% nationally

+$123

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Scenario comparison

Same $1,098/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.

Scenario	Purchase price	Monthly cash flow	Cap rate	Cash-on-cash
75% of median value-add or distressed	$84,470	+$271/mo	10.1%	+16.7%
Median typical MLS deal	$112,627	+$123/mo	7.6%	+5.7%
125% of median newer / premium	$140,784	-$24/mo	6.1%	-0.9%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$112,627

Down Payment (20%)$22,525

Loan Amount$90,102

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,098

Monthly P&I-$590

Est. Expenses (35%)-$384

Net Cash Flow+$123/mo

7.6%

Cap Rate (all cash)

5.7%

Cash-on-Cash Return

11.69%

Rent-to-Price Ratio

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

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Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

100/100

Based on 11.69% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

37/100

Based on -2.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

100/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (11.69%)
+Positive cash flow potential (+$123/mo)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-2.7% YoY)

Economic Indicators

Population

40,459

Median Income

—

Data pending

Unemployment Rate

—

Data pending

Price-to-Income

—

Data pending

Who this market fits

Best for

+Cash-flow buyers: the deal pencils at typical financing
+First-time investors looking for lower-risk markets

Skip if

−You expect appreciation to carry the deal, but prices have declined year over year

Compare to Nearby Counties

County					Verdict
PhiladelphiaPA	73	$228,589	$1,704	8.94%	Buy	View
CurrentMcKeanPA	72	$112,627	$1,098	11.69%	Buy
BeaverPA	72	$192,005	$1,068	6.67%	Buy	View
LuzernePA	71	$213,661	$1,291	7.25%	Buy	View
LackawannaPA	71	$227,996	$1,313	6.91%	Buy	View
CrawfordPA	70	$160,004	$767	5.75%	Buy	View

The Bottom Line

BuyMcKean offers solid investment potential with positive cash flow at typical financing.

McKean County in Pennsylvania scores 72/100, ranking #113 of 1,000 US counties (top 14%). At 20% down and current rates, a median-priced rental clears about $123/month in cash flow, backed by a 11.69% gross rent-to-price ratio.

Monthly Cash Flow

+$123/mo

Cap Rate

7.6%

Cash-on-Cash

5.7%

Related markets

Markets like McKean with stronger cash flow

Head-to-head comparisons

All counties in Pennsylvania →

Rent vs buy in Pennsylvania cities

Rent vs buy in Philadelphia, PAMedian $228,589 · rent $1,704/mo Rent vs buy in Pittsburgh, PAMedian $231,937 · rent $1,530/mo Rent vs buy in Reading, PAMedian $299,902 · rent $1,496/mo Rent vs buy in Allentown, PAMedian $350,229 · rent $1,778/mo Rent vs buy in Erie, PAMedian $211,721 · rent $1,047/mo All Pennsylvania citiesFull rent-vs-buy directory for the state

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