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Market MapTennesseeGibson

Gibson County

TennesseePopulation: 50,455
75
/100
Strong Buy
#0 of 0 counties
#3 in Tennessee (95 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 20, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$184,340
Median Home Price
0% below national median
$1,337/mo
Median Rent
0% below national median
8.70%
Rent-to-Price Ratio
Top 50% nationally
-$98
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,337/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$138,255+$144/mo7.5%+5.4%
Median
typical MLS deal
$184,340-$98/mo5.7%-2.8%
125% of median
newer / premium
$230,425-$339/mo4.5%-7.7%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$184,340
Down Payment (20%)$36,868
Loan Amount$147,472
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,337
Monthly P&I-$966
Est. Expenses (35%)-$468
Net Cash Flow-$98/mo
5.7%
Cap Rate (all cash)
-2.8%
Cash-on-Cash Return
8.70%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
75/100
75
Cash Flow(30%)
87/100

Based on 8.70% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
72/100

Based on 2.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
90/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative leverage (cap rate 5.7% < mortgage rate 6.9%)

Economic Indicators

Population
50,455
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Best for
  • +Value-add operators who can buy below median and force rent up
Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
CurrentGibsonTN
75$184,340$1,3378.70%Strong Buy
ClaiborneTN
74$228,611Est. pending—BuyView
RheaTN
68$266,373Est. pending—BuyView
LincolnTN
68$257,281Est. pending—BuyView
CarrollTN
63$180,314Est. pending—BuyView
AndersonTN
62$301,800$1,6016.36%BuyView

The Bottom Line

Strong BuyGibson is a strong buy market with excellent fundamentals for buy-and-hold investors.

Gibson County in Tennessee scores 75/100, ranking #0 of 0 US counties (top 50%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow (8.70% gross rent-to-price ratio). The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
$-98/mo
Cap Rate
5.7%
Cash-on-Cash
-2.8%

Related markets

Markets like Gibson with stronger cash flow

  • Anderson County for cash-flow rentals

Cheaper alternatives to Gibson

  • Carroll County, lower entry price

Head-to-head comparisons

  • Gibson vs Claiborne for rentals
  • Gibson vs Rhea for rentals
  • Gibson vs Lincoln for rentals
All counties in Tennessee →

Rent vs buy in Tennessee cities

Rent vs buy in Nashville, TNMedian $429,292 · rent $1,780/moRent vs buy in Memphis, TNMedian $215,746 · rent $1,364/moRent vs buy in Knoxville, TNMedian $369,942 · rent $1,788/moRent vs buy in Chattanooga, TNMedian $347,463 · rent $1,500/moRent vs buy in Clarksville, TNMedian $318,518 · rent $1,386/moAll Tennessee citiesFull rent-vs-buy directory for the state

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