Is Sherman County, TX good for real estate investing?

Sherman County has an investment score of 71/100, rated as "Buy". The county ranks #138 nationally among 1000 counties analyzed.

What is the median home price in Sherman?

The median home price in Sherman County is $153,860. This ranks #176 in affordability among all US counties.

Can you cash flow on rental properties in Sherman?

Based on median values with 20% down at current rates, a typical rental in Sherman County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Sherman County

TexasPopulation: 2,414

/100

Buy

#138 of 1,000 counties

#18 in Texas (243 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$153,860

Median Home Price

33% below national median

$9,297/mo

Est. Rent

Based on regional data

6.04%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

71/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

68/100

Based on 1.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

95/100

Price-to-income ratio of 2.3x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes

Challenges

-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-Limited rent data (estimates used)

Economic Indicators

Population

2,414

Median Income

$66,169

vs $54,921 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.3x

Very affordable

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

County					Verdict
AndrewsTX	75	$244,485	Est. pending	—	Strong Buy	View
CurrentShermanTX	71	$153,860	Est. pending	—	Buy
WichitaTX	68	$163,787	$1,183	8.67%	Buy	View
CottleTX	68	$65,066	Est. pending	—	Buy	View
DonleyTX	68	$107,131	Est. pending	—	Buy	View
DawsonTX	68	$102,880	Est. pending	—	Buy	View

The Bottom Line

BuySherman offers solid investment potential with roughly break-even cash flow at typical financing.

Sherman County in Texas scores 71/100, ranking #138 of 1,000 US counties (top 18%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%