Buena Vista City

VirginiaPopulation: 6,639
70
/100
Hold
#149 of 1,000 counties
#15 in Virginia (133 counties)
Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring
Updated July 28, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$191,764
Median Home Price
16% below national median
$950/mo
Median Rent
34% below national median
5.94%
Rent-to-Price Ratio
Top 52% nationally
-$388
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $950/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$143,823-$137/mo5.2%-5.0%
Median
typical MLS deal
$191,764-$388/mo3.9%-10.6%
125% of median
newer / premium
$239,705-$640/mo3.1%-13.9%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$191,764
Down Payment (20%)$38,353
Loan Amount$153,411
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$950
Monthly P&I-$1,005
Est. Expenses (35%)-$333
Net Cash Flow-$388/mo
3.9%
Cap Rate (all cash)
-10.6%
Cash-on-Cash Return
5.94%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Score Breakdown

Overall Investment Score
70/100
70
Cash Flow(30%)
59/100

Based on 5.94% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
89/100

Based on 5.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
89/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+5.9% YoY)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$388/mo)
  • -Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Economic Indicators

Population
6,639
Median Income
Data pending
Unemployment Rate
Data pending
Price-to-Income
Data pending

Who this market fits

Best for
  • +Appreciation buyers: YoY growth is meaningfully above the long-run average
  • +Patient holders willing to accept negative carry for equity gains
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
  • +Institutional or out-of-state investors who target appreciation markets
Skip if
  • You need positive cash flow on day one at typical leverage
  • You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
CurrentBuena Vista CityVA
70$191,764$9505.94%Buy
MecklenburgVA
70$212,716$1,4928.42%BuyView
Franklin CityVA
70$224,286Est. pendingBuyView
DinwiddieVA
69$295,196Est. pendingBuyView
BotetourtVA
69$301,444Est. pendingBuyView
Roanoke CityVA
67$215,833$1,2717.06%BuyView

The Bottom Line

HoldBuena Vista City scores well overall, but a typical leveraged buy-and-hold loses $388/mo at current rates. Consider house hacking, value-add, or all-cash; otherwise a worse score with positive cash flow may be the better deal.

Buena Vista City in Virginia scores 70/100, ranking #149 of 1,000 US counties (top 19%). At 20% down and current rates, a median-priced rental loses about $388/month; the 5.94% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-388/mo
Cap Rate
3.9%
Cash-on-Cash
-10.6%

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