Rent by ZIP code in Saint Charles
| ZIP code | County | Typical rent | vs city median |
|---|---|---|---|
| 63304 | Saint Charles County | $1,799 | +12% |
| 63303 | Saint Charles County | $1,607 | 0% |
| 63301 | Saint Charles County | $1,430 | -11% |
Rent by bedroom count in Saint Charles
Zillow's index above blends every unit size into one number. For a bedroom level view, these are HUD's FY2027 Fair Market Rents for St. Charles County. They include utilities and sit near the 40th percentile of the market, so treat them as the low side of what a typical unit lists for. St. Charles County uses Small Area FMRs, and the two bedroom figure runs from $1,400 to $1,960 depending on the Saint Charles ZIP code.
| Unit size | FY2027 Fair Market Rent | Change from FY2026 |
|---|---|---|
| Studio | $1,064 | +11.4% |
| 1 bedroom | $1,104 | +11.0% |
| 2 bedroom | $1,349 | +10.8% |
| 3 bedroom | $1,731 | +10.4% |
| 4 bedroom | $1,997 | +10.2% |
Source: HUD Fair Market Rents. Updates when HUD publishes a new fiscal year.
Is rent going up or down in Saint Charles?
Typical rent across Saint Charles County is $1,660 as of August 2026. That is up 3.6% from a year earlier and up 26.9% over five years.
| Year | Typical rent, Saint Charles County | Change |
|---|---|---|
| 2021 | $1,361 | +11.6% |
| 2022 | $1,472 | +8.2% |
| 2023 | $1,518 | +3.1% |
| 2024 | $1,578 | +4.0% |
| 2025 | $1,620 | +2.7% |
| 2026 (through August) | $1,660 | +2.5% |
Zillow Observed Rent Index for the county, all home types, last published month of each year. Each row is compared with the end of the year before it.
Saint Charles rent questions
- What is the average rent in Saint Charles, MO?
- Typical asking rent in Saint Charles is $1,607 a month as of July 2026, across 3 ZIP codes. By ZIP code it runs from $1,430 to $1,799.
- How much is rent for a 2 bedroom in Saint Charles?
- HUD's FY2027 Fair Market Rent for a two bedroom in St. Charles County is $1,349 a month including utilities. A one bedroom is $1,104 and a three bedroom is $1,731. Fair Market Rent is set near the 40th percentile, so a typical unit lists somewhat higher.
- Is rent going up or down in Saint Charles?
- Rent is rising. Typical rent in Saint Charles County is $1,660 as of August 2026, up 3.6% from a year earlier.
- What is the cheapest ZIP code to rent in Saint Charles?
- ZIP 63301 has the lowest typical asking rent in Saint Charles at $1,430 a month, compared with $1,607 for the city overall.
- How much income do you need to rent in Saint Charles?
- Most landlords look for gross income of about three times the rent. At the typical Saint Charles rent of $1,607, that is about $4,821 a month, or $57,852 a year. This is a common screening rule of thumb, and individual landlords set their own.
How to use these numbers
These are Zillow Observed Rent Index values, a smoothed measure of typical asking rent for single family homes, condos, and apartments in each ZIP code. They describe what units are listed for, not what any specific unit will get. Condition, bedroom count, and the exact block all move the number.
If you are underwriting a purchase, use the ZIP figure rather than the city median, and then verify against live listings for the same bedroom count before you commit. Saint Charles sits in the St. Louis, MO-IL metro area.