Ohio rent research report

Average rent in Ohio:
new supply changes the lease-up case.

The median of 278 eligible Ohio ZIP rent indices is $1,372 a month; their mean is $1,424. The selected Columbus and Toledo county sets differ by $337 at the middle. Columbus’s apartment delivery gap and Cleveland’s weak absorption require different vacancy and renovation assumptions.

By RentalCalcs editorial · Reviewed October 20, 2026
Included observations: September 2026 · All home types and sizes

Compare Ohio county sets ↓
Brick facade and entrance of the historic Clinton Apartments in Cleveland’s Ohio City neighborhood
Clinton Apartments, Cleveland, September 2014. Cricchetti / Wikimedia Commons, CC BY-SA 3.0. Resized to WebP under the same license; building context, not available inventory.

Metro rent research

Read local rent trends, property strategies and acquisition downside analysis for each metro. Markets that span several states have one report.

  • Cincinnati metro · IN / KY / OH

    Keep the recovery thesis tied to collections and classify the City of Cincinnati parcel’s stormwater expense correctly.

  • Toledo metro · OH

    Verify shared utility responsibility and compare metered water-repair savings with fixed fees before paying for Toledo rent growth.

How much is rent in Ohio?

The $1,372 median is the middle tracked ZIP index. The $1,424 mean adds the indices and divides by 278. Each ZIP has equal weight in this calculation, regardless of how many renters live there. These figures describe our covered ZIPs; they are not the median rent paid by Ohio households or Zillow’s official statewide series.

The source is Zillow’s smoothed, all-home Observed Rent Index (ZORI), a measure of typical asking rents. Zillow’s repeat-rent methodology weights observations within its indices; our extra aggregation across ZIPs is unweighted. A low statewide index does not establish a particular unit’s asking rent.

Need one bedroom, two bedrooms or rent per square foot?

This shared ZIP series combines home sizes and types and has no unit-area denominator. It cannot supply a compatible bedroom rent, price per square foot or matched-period growth figure. Compare current homes of the same type, size and lease terms before setting a rent.

Investment research · reviewed October 20, 2026

Columbus’s delivery wave and Cleveland’s weak absorption call for different acquisition tests

Ohio is not one slow-building rental market. Columbus is absorbing substantial new apartments while deliveries still run ahead; Cleveland shows positive rent growth alongside negative trailing absorption. Cincinnati’s recent supply also outpaced move-ins.

Underwriting conclusion. For Columbus, fund the competitive lease-up period. For Cleveland, establish economic occupancy before paying for a growth story. For Cincinnati, test the immediate competing projects rather than relying on the metro’s positive annual rent change.

Ohio’s positive rent changes do not erase its apartment delivery gapsQ2 2026 · annual reported rent change versus trailing-four-quarter absorption / completions
0.0×0.5×1.0×1.5×-6%-3%0%+3%ColumbusClevelandCincinnatiAbsorption ÷ new completions · 1.0× = equalAnnual reported rent change

Read the table across both measures: annual rent change and the ratio of move-ins to completions. A ratio below 1.0× means deliveries exceeded net absorption; a positive rent change does not remove that imbalance.

MMG Q2 2026 apartment evidence and RentalCalcs derived absorption/completions ratios
Provider marketNet absorptionCompletionsAbsorption / completionsReported occupancyAnnual rent change
Columbus6,4429,1690.70×92.3%0.0%
Cleveland-341,825-0.02×90.4%+1.6%
Cincinnati1,3244,0780.32×92.7%+1.2%

Sources: linked MMG original market reports, accessed October 20, 2026. Absorption and completions are apartments over four quarters; rent change is annual, occupancy follows each provider report’s stated cohort. The ratio is our calculation, not a published absorption rate, causal estimate or forecast. Provider cohorts/geographies can differ from ZIP, Census and small-building samples; none of these values updates or replaces the shared ZIP rent table. Read each market thesis below before using the relationship.

The interpretations and conditional actions below are RentalCalcs editorial analysis. Source observations keep their own periods. They do not establish a purchase recommendation, a property’s permitted rent or current leasing results.

Columbus

Strong absorption has not yet caught the new-apartment delivery wave

MMG reports 6,442 absorbed units against 9,169 completions over four quarters through Q2 2026. Annual reported rent change was 0.0% and occupancy was 92.3%. The under-construction pipeline was 9,622 units.

Demand is substantial, but a growing metro does not guarantee immediate rent increases when new properties are still competing for tenants. A renovation plan that raises rent into a nearby new-building price range should account for that alternative.

Investment action. Build a delivery and concession schedule around the subject’s actual competitive set. For a renovated older apartment, compare its all-in offer with new-product effective rents before choosing the renovation scope. Retain a flat-rent first-year case and carry initial work downtime separately.

What would change the conclusion. Lower future starts and continued absorption can improve the balance. The timing remains uncertain, and a house or low-rent small building may compete in another segment. Replace the broad evidence with signed comparables before pricing income.

Records to obtain. Competitive lease abstracts, delivery dates, renovation scope/cost, property-level collections and actual lease-up timing.

Downtown Columbus along the Scioto River

Columbus: research the actual delivery corridor before pricing a renovation into the new-apartment competitive set. This archival downtown view is location context, not evidence of current construction.

September 8, 2017 · Sixflashphoto · Original photograph · CC BY-SA 4.0. Proportionally resized and converted to WebP; no scene changes. Archival location context.

Cleveland

Positive rent growth is not proof that vacant units will fill

MMG’s Q2 report shows annual effective-rent growth of 1.6%, but trailing absorption of −34 units against 1,825 completions. Occupancy was 90.4%, down 160 basis points over the year.

Rent and occupancy describe different parts of the income equation. The rent statistic can rise while the number of occupied units in the measured apartment stock falls. Applying the rent increase to a fully occupied seller pro forma misses that risk.

Investment action. For an older-building acquisition, reconcile billed rent with actual collections and unit availability. Price known repairs and owner-paid heat from records, then test lower occupancy before borrowing against projected NOI. Require a rent roll that can carry the building without assuming the observed rent growth cures vacancy.

What would change the conclusion. The report’s better quarterly absorption and modest forward pipeline could help. A well-maintained property with documented retention may outperform. Neither licenses a blanket occupancy assumption for all Cleveland neighborhoods.

Records to obtain. Twelve-month collections, aged receivables, vacant-unit readiness, heating bills, inspections and funded capital work.

Cincinnati

A positive rent change coexists with completions running roughly three times absorption

MMG lists 4,078 completed apartments versus 1,324 absorbed over four quarters through Q2, with 92.7% occupancy and 1.2% annual reported rent growth. The provider market extends beyond Ohio.

The annual rent change alone understates leasing competition. A renovated unit must win against the available stock, and the costs of an Ohio property cannot be assigned from Kentucky or Indiana records.

Investment action. Use the full metro report for demand context, then inspect competing deliveries and net effective rents in the subject’s corridor. Underwrite the actual jurisdiction’s tax, insurance and compliance costs. Reduce the renovation rent target if nearby incentives eliminate its apparent discount.

What would change the conclusion. A local unit shortage or differentiated house can have a stronger case. A narrowing future pipeline is favorable only if current vacancy also clears. Broad apartment data do not determine which side of the river offers better returns.

Records to obtain. Executed rent comps, competitor concessions, unit-readiness schedule and jurisdiction-specific operating budget.

Cincinnati skyline across the Ohio River from Covington

The Cincinnati metro crosses the river and state lines. The metro leasing evidence belongs alongside the subject jurisdiction’s own tax, insurance and compliance records.

September 4, 2010 · Pack489 · Original photograph · CC BY-SA 4.0. Proportionally resized and converted to WebP; no scene changes. Archival location context.

For the purchase-price side, use the ohio cap-rate research with its own transaction dates and property cohorts. A cap rate from another sample should not be multiplied by this page’s ZIP index to value a property.

Can an Ohio apartment carry the building if the renovation rent arrives late?

Columbus’s delivery competition and Cleveland’s occupancy result motivate a collections stress, rather than an arbitrary higher-ask-versus-wait example. This is an assumed annual budget for one rentable apartment after work is complete. It excludes the initial renovation cost and its downtime; budget those separately before committing capital.

Illustration · one apartment · first 12 months · USD. Editable assumptions, not observed market averages or an acquisition recommendation. All recurring amounts are allocated per apartment. No appreciation, sale proceeds or tax benefits are assumed.

Actual lawful face rent; no automatic ZIP-index adoption.
Economic rent loss over the year, before incentives.
First-year equivalent; not added again to vacancy.
Include taxes, insurance, management, repairs and owner-paid utilities.
Allocated principal and interest; excluded from NOI.
Cash set aside below NOI; initial work requires separate cash.

Annual cash after operating costs, debt and reserve contribution

$904

This is a positive illustration margin, before initial capital work, income tax and sale costs.

Follow the rent into owner cashDerived from your inputs · dollars per apartment per year
Scheduled rent
$16,200
− Vacancy / noncollection
-$1,296
− Occupied-share concession
-$0
= Effective rental income
$14,904
− Operating expenses
-$6,600
= NOI before debt / reserves
$8,304
− Debt service
-$6,500
− Reserve contribution
-$900
= Annual cash margin
$904

NOI excludes debt service and this worksheet’s reserve contribution. Initial renovation, acquisition costs and initial downtime are outside this annual operating illustration. Do not subtract the same vacancy, incentive or repair expense twice.

At what occupancy does the cost budget stop working?Annual cash margin; concession, rent, debt and reserves stay as entered

On a narrow screen, scroll the table sideways to compare all three expense budgets.

Collected occupancyEntered expensesExpenses +10%Expenses +20%
95%$1,390Cash remaining$730Cash remaining$70Cash remaining
90%$580Cash remaining-$80Cash deficit-$740Cash deficit
85%-$230Cash deficit-$890Cash deficit-$1,550Cash deficit

Occupancy here is the collected share of scheduled rent before incentives, not a count of occupied doors. At the entered costs, break-even collected occupancy is 86.4%. Debt-service coverage is 1.28× NOI / debt service; it excludes reserve contributions.

A higher rent target is valuable only if the unit can achieve it after the work and still leave enough income to operate and finance the property. When the lower-occupancy case fails, compare a smaller renovation scope, lower price or lower debt before treating future rent growth as the solution.

Use the full property cash-flow calculator for the purchase price, financing terms and holding period. Review its expense and reserve conventions before transferring assumptions; this illustration does not automatically populate a deal.

Ohio ZIP-index medians: core and surrounding counties

The selected Columbus county-set median is $1,545, compared with $1,422 around Cleveland: a $123 monthly difference, or $1,476 annualized. That is a geographic benchmark gap, not matched-home savings. The table keeps core and surrounding-county ZIP evidence separate.

Scroll sideways for all columns. These analyst-selected Ohio county sets are not official metro definitions or a complete partition of Ohio.

Ohio county sets: all ZIPs, core county and selected neighboring counties; same observation month
Area and included countiesAll ZIP median / meanCore median (count)Neighbor median (count)Total ZIPs
Columbus comparison areaFranklin, Delaware, Licking, Fairfield$1,545 / $1,565$1,522 (38)$1,661 (11)49
Cleveland comparison areaCuyahoga, Lake, Geauga, Medina, Lorain$1,422 / $1,479$1,385 (42)$1,584 (15)57
Cincinnati · Ohio countiesHamilton, Butler, Warren, Clermont$1,390 / $1,497$1,358 (39)$1,508 (20)59
Dayton comparison areaMontgomery, Greene, Miami$1,364 / $1,337$1,282 (22)$1,503 (8)30
Akron comparison areaSummit, Portage$1,342 / $1,410$1,268 (18)$1,578 (4)22
Toledo comparison areaLucas, Wood$1,208 / $1,311$1,188 (16)$1,641 (1)17
Youngstown · Ohio countiesMahoning, Trumbull$1,064 / $1,133$1,190 (3)$1,043 (3)6

All comparisons give each included ZIP one vote. 278 eligible Ohio ZIPs share September 2026; 0 eligible observations fall outside that month. Rounding is for display only. Each pooled median is calculated from its ZIPs, never by averaging county medians.

Columbus and Cleveland: benchmark gaps and coverage

  • Columbus comparison area: the pooled neighboring-county median is $140 above Franklin County’s, using 11 neighboring ZIPs against 38 core ZIPs. This is the difference between samples, not a property premium.
  • Cleveland comparison area: the pooled neighboring-county median is $200 above Cuyahoga County’s, using 15 neighboring ZIPs against 42 core ZIPs. This is the difference between samples, not a property premium.
  • Cincinnati · Ohio counties: the pooled neighboring-county median is $150 above Hamilton County’s, using 20 neighboring ZIPs against 39 core ZIPs. This is the difference between samples, not a property premium.
  • Toledo’s neighboring sample is thin. Wood County contributes 1 ZIP observations. Akron’s Portage sample has 4. Inspect the individual rows before treating either pooled figure as a county-wide market estimate.

Cincinnati and Youngstown: Ohio-only coverage

Cincinnati’s comparison uses Hamilton, Butler, Warren and Clermont counties in Ohio. It leaves out Kentucky and Indiana even though the wider metro crosses state lines. Youngstown uses Mahoning and Trumbull, leaving Pennsylvania outside the sample. Neither figure represents its whole interstate metro.

Around Cleveland, Cuyahoga’s ZIP mix is compared with four neighboring counties; around Columbus, Franklin is compared with three. A difference can reflect housing mix and selective ZIP coverage. Do not interpret a higher neighboring-county median as the price of moving the same home across the county line.

Compare Ohio cities without losing the local question

Columbus, Cleveland, Cincinnati, Akron, Dayton and Toledo each have a separate local lookup. These groups use postal-city labels, which can cross municipal and county boundaries. The Columbus postal-city group is different from Franklin County and from the four-county comparison above.

11 matching cities. Preview ordered by tracked ZIP count, then name; not by affordability. Scroll the table sideways for all columns.

Ohio postal-city groups, included observations, equal ZIP weighting
Postal cityZIP median / monthZIP mean / monthZIPsObservation months
Cincinnati$1,358$1,41027September 2026
Columbus$1,369$1,43121September 2026
Cleveland$1,187$1,30115September 2026
Toledo$1,133$1,17313September 2026
Akron$1,152$1,15711September 2026
Dayton$1,166$1,2348September 2026
Canton$1,070$1,0826September 2026
Euclid$1,179$1,1913September 2026
View remaining 3 cities
Ohio postal-city groups, included observations, equal ZIP weighting
Postal cityZIP median / monthZIP mean / monthZIPsObservation months
Hamilton$1,370$1,4793September 2026
Kettering$1,506$1,4103September 2026
Lorain$1,059$1,0863September 2026

Source: shared eligible Zillow ZIP indices. City pages require at least three tracked ZIPs. Preview order follows coverage, not affordability; dates and unweighted statistics use the displayed group.

Find an Ohio ZIP benchmark

Filter by ZIP, postal city or county. Expand the remaining rows for the complete eligible sample. Missing coverage is not zero rent or proof that no homes are available.

Newest included observation: September 2026. Historical retained ZIPs are excluded from current estimates after a validated refresh.

278 matching ZIPs, ordered by ZIP. Preview shows up to six. Scroll the table sideways for all columns.

Ohio ZIP benchmarks with source geography and individual dates
ZIPPostal cityCountyMonthly indexObservation
43004BlacklickFranklin County$1,784September 2026
43015DelawareDelaware County$1,616September 2026
43016DublinFranklin County$1,616September 2026
43017DublinFranklin County$1,827September 2026
43026HilliardFranklin County$1,551September 2026
43031JohnstownLicking County$2,182September 2026
View remaining 272 ZIP benchmarks
Ohio ZIP benchmarks with source geography and individual dates
ZIPPostal cityCountyMonthly indexObservation
43035Lewis CenterDelaware County$1,719September 2026
43040MarysvilleUnion County$1,416September 2026
43050Mount VernonKnox County$1,323September 2026
43054New AlbanyFranklin County$1,765September 2026
43055NewarkLicking County$1,420September 2026
43062PataskalaLicking County$2,195September 2026
43064Plain CityUnion County$1,960September 2026
43065PowellDelaware County$2,498September 2026
43068ReynoldsburgFranklin County$1,521September 2026
43074SunburyDelaware County$1,656September 2026
43081WestervilleFranklin County$1,616September 2026
43082WestervilleDelaware County$1,661September 2026
43085WorthingtonFranklin County$1,626September 2026
43110Canal WinchesterFranklin County$1,643September 2026
43119GallowayFranklin County$1,783September 2026
43123Grove CityFranklin County$1,556September 2026
43125GroveportFranklin County$1,522September 2026
43130LancasterFairfield County$1,226September 2026
43147PickeringtonFairfield County$1,842September 2026
43160Washington Court HouseFayette County$1,030September 2026
43162West JeffersonMadison County$2,118September 2026
43201ColumbusFranklin County$2,087September 2026
43202ColumbusFranklin County$1,732September 2026
43203ColumbusFranklin County$1,271September 2026
43204ColumbusFranklin County$1,390September 2026
43205ColumbusFranklin County$1,369September 2026
43206ColumbusFranklin County$1,685September 2026
43207ColumbusFranklin County$1,274September 2026
43209BexleyFranklin County$1,305September 2026
43211ColumbusFranklin County$1,258September 2026
43212ColumbusFranklin County$1,544September 2026
43213WhitehallFranklin County$1,412September 2026
43214ColumbusFranklin County$1,545September 2026
43215ColumbusFranklin County$1,549September 2026
43219ColumbusFranklin County$1,335September 2026
43220Upper ArlingtonFranklin County$1,286September 2026
43221Upper ArlingtonFranklin County$1,833September 2026
43222ColumbusFranklin County$1,280September 2026
43223ColumbusFranklin County$1,255September 2026
43224ColumbusFranklin County$1,149September 2026
43227ColumbusFranklin County$1,510September 2026
43228ColumbusFranklin County$1,277September 2026
43229ColumbusFranklin County$1,233September 2026
43230GahannaFranklin County$1,523September 2026
43231Minerva ParkFranklin County$1,456September 2026
43232ColumbusFranklin County$1,295September 2026
43235ColumbusFranklin County$1,421September 2026
43240ColumbusDelaware County$1,592September 2026
43302MarionMarion County$1,154September 2026
43311BellefontaineLogan County$1,108September 2026
43452Port ClintonOttawa County$1,338September 2026
43537MaumeeLucas County$1,802September 2026
43551PerrysburgWood County$1,641September 2026
43560SylvaniaLucas County$1,994September 2026
43604ToledoLucas County$1,634September 2026
43605ToledoLucas County$1,168September 2026
43606ToledoLucas County$1,133September 2026
43607ToledoLucas County$1,211September 2026
43608ToledoLucas County$1,058September 2026
43609ToledoLucas County$1,102September 2026
43610ToledoLucas County$985September 2026
43611ToledoLucas County$1,208September 2026
43612ToledoLucas County$1,060September 2026
43613ToledoLucas County$1,058September 2026
43614ToledoLucas County$1,250September 2026
43615ToledoLucas County$1,339September 2026
43616OregonLucas County$1,592September 2026
43623ToledoLucas County$1,047September 2026
43701ZanesvilleMuskingum County$1,070September 2026
43952SteubenvilleJefferson County$696September 2026
44004AshtabulaAshtabula County$1,000September 2026
44011AvonLorain County$2,334September 2026
44012Avon LakeLorain County$2,170September 2026
44035ElyriaLorain County$1,380September 2026
44039North RidgevilleLorain County$2,110September 2026
44052LorainLorain County$1,059September 2026
44053LorainLorain County$1,004September 2026
44055LorainLorain County$1,194September 2026
44060MentorLake County$1,683September 2026
44070North OlmstedCuyahoga County$1,847September 2026
44077PainesvilleLake County$1,584September 2026
44087TwinsburgSummit County$1,749September 2026
44092WickliffeLake County$1,071September 2026
44094WilloughbyLake County$1,428September 2026
44095EastlakeLake County$1,252September 2026
44102ClevelandCuyahoga County$1,356September 2026
44103ClevelandCuyahoga County$1,113September 2026
44104ClevelandCuyahoga County$1,118September 2026
44105ClevelandCuyahoga County$1,187September 2026
44106ClevelandCuyahoga County$1,413September 2026
44107LakewoodCuyahoga County$1,422September 2026
44108ClevelandCuyahoga County$1,159September 2026
44109ClevelandCuyahoga County$1,128September 2026
44110ClevelandCuyahoga County$1,073September 2026
44111ClevelandCuyahoga County$1,271September 2026
44112East ClevelandCuyahoga County$1,050September 2026
44113ClevelandCuyahoga County$1,672September 2026
44114ClevelandCuyahoga County$1,629September 2026
44115ClevelandCuyahoga County$1,649September 2026
44116Rocky RiverCuyahoga County$1,439September 2026
44117EuclidCuyahoga County$1,179September 2026
44118University HeightsCuyahoga County$1,503September 2026
44119ClevelandCuyahoga County$1,164September 2026
44120Shaker HeightsCuyahoga County$1,116September 2026
44121Cleveland HeightsCuyahoga County$1,653September 2026
44122Shaker HeightsCuyahoga County$2,088September 2026
44123EuclidCuyahoga County$1,073September 2026
44124Mayfield HeightsCuyahoga County$1,612September 2026
44125Garfield HeightsCuyahoga County$1,422September 2026
44126Fairview ParkCuyahoga County$1,290September 2026
44127ClevelandCuyahoga County$1,150September 2026
44128Warrensville HeightsCuyahoga County$1,428September 2026
44129ParmaCuyahoga County$1,115September 2026
44130Parma HeightsCuyahoga County$1,194September 2026
44132EuclidCuyahoga County$1,321September 2026
44133North RoyaltonCuyahoga County$1,791September 2026
44134ParmaCuyahoga County$1,714September 2026
44135ClevelandCuyahoga County$1,432September 2026
44137Maple HeightsCuyahoga County$1,574September 2026
44139SolonCuyahoga County$2,583September 2026
44142BrookparkCuyahoga County$1,125September 2026
44143Highland HeightsCuyahoga County$1,903September 2026
44144BrooklynCuyahoga County$1,311September 2026
44145WestlakeCuyahoga County$1,878September 2026
44146BedfordCuyahoga County$1,043September 2026
44149StrongsvilleCuyahoga County$2,550September 2026
44202AuroraPortage County$2,370September 2026
44203BarbertonSummit County$1,351September 2026
44212BrunswickMedina County$1,740September 2026
44221Cuyahoga FallsSummit County$1,382September 2026
44224StowSummit County$1,625September 2026
44240KentPortage County$1,686September 2026
44241StreetsboroPortage County$1,470September 2026
44256MedinaMedina County$1,929September 2026
44266RavennaPortage County$1,188September 2026
44281WadsworthMedina County$1,651September 2026
44301AkronSummit County$1,187September 2026
44302AkronSummit County$1,112September 2026
44303AkronSummit County$1,098September 2026
44304AkronSummit County$893September 2026
44305AkronSummit County$1,204September 2026
44306AkronSummit County$1,083September 2026
44310AkronSummit County$1,152September 2026
44311AkronSummit County$995September 2026
44312LakemoreSummit County$1,396September 2026
44313AkronSummit County$1,332September 2026
44314AkronSummit County$1,164September 2026
44319AkronSummit County$1,506September 2026
44321CopleySummit County$2,145September 2026
44406CanfieldMahoning County$1,563September 2026
44420GirardTrumbull County$1,085September 2026
44483WarrenTrumbull County$929September 2026
44485WarrenTrumbull County$1,043September 2026
44512BoardmanMahoning County$989September 2026
44514PolandMahoning County$1,190September 2026
44601AllianceStark County$869September 2026
44612BolivarTuscarawas County$1,100September 2026
44632HartvilleStark County$1,098September 2026
44641LouisvilleStark County$1,472September 2026
44646MassillonStark County$1,120September 2026
44685UniontownSummit County$1,933September 2026
44691WoosterWayne County$1,452September 2026
44703CantonStark County$930September 2026
44705CantonStark County$1,078September 2026
44706CantonStark County$1,032September 2026
44708CantonStark County$1,163September 2026
44709CantonStark County$1,225September 2026
44714CantonStark County$1,061September 2026
44720North CantonStark County$1,553September 2026
44805AshlandAshland County$967September 2026
44857NorwalkHuron County$1,448September 2026
44870SanduskyErie County$1,728September 2026
44903MansfieldRichland County$982September 2026
44907MansfieldRichland County$819September 2026
45005FranklinWarren County$1,284September 2026
45011HamiltonButler County$1,831September 2026
45013HamiltonButler County$1,235September 2026
45014FairfieldButler County$1,357September 2026
45015HamiltonButler County$1,370September 2026
45036LebanonWarren County$1,969September 2026
45039MainevilleWarren County$1,901September 2026
45040MasonWarren County$2,118September 2026
45042MiddletownButler County$1,012September 2026
45044MiddletownButler County$1,452September 2026
45056OxfordButler County$1,275September 2026
45065South LebanonWarren County$2,096September 2026
45066SpringboroWarren County$1,880September 2026
45067TrentonButler County$2,028September 2026
45069West ChesterButler County$1,906September 2026
45102AmeliaClermont County$1,338September 2026
45103BataviaClermont County$1,495September 2026
45140LovelandClermont County$1,739September 2026
45150MilfordClermont County$1,386September 2026
45202CincinnatiHamilton County$1,594September 2026
45204CincinnatiHamilton County$1,374September 2026
45205CincinnatiHamilton County$1,292September 2026
45206CincinnatiHamilton County$1,258September 2026
45207CincinnatiHamilton County$1,860September 2026
45208CincinnatiHamilton County$1,504September 2026
45209CincinnatiHamilton County$1,581September 2026
45211CincinnatiHamilton County$1,243September 2026
45212NorwoodHamilton County$1,234September 2026
45213CincinnatiHamilton County$1,321September 2026
45214CincinnatiHamilton County$1,241September 2026
45215LocklandHamilton County$1,341September 2026
45216CincinnatiHamilton County$1,390September 2026
45217Saint BernardHamilton County$1,151September 2026
45218GreenhillsHamilton County$1,350September 2026
45219CincinnatiHamilton County$1,873September 2026
45220CincinnatiHamilton County$1,175September 2026
45223CincinnatiHamilton County$1,230September 2026
45224CincinnatiHamilton County$1,261September 2026
45225CincinnatiHamilton County$1,208September 2026
45226CincinnatiHamilton County$1,493September 2026
45227CincinnatiHamilton County$1,591September 2026
45229CincinnatiHamilton County$1,228September 2026
45230CincinnatiHamilton County$1,358September 2026
45231CincinnatiHamilton County$1,593September 2026
45236Deer ParkHamilton County$1,834September 2026
45237CincinnatiHamilton County$1,173September 2026
45238CincinnatiHamilton County$1,159September 2026
45239CincinnatiHamilton County$1,313September 2026
45240Forest ParkHamilton County$1,573September 2026
45241SharonvilleHamilton County$1,357September 2026
45242MontgomeryHamilton County$1,870September 2026
45244Dry RunHamilton County$1,649September 2026
45245CincinnatiClermont County$1,520September 2026
45246SpringdaleHamilton County$1,778September 2026
45247DentHamilton County$1,221September 2026
45248Mack NorthHamilton County$1,599September 2026
45249Sixteen Mile StandHamilton County$1,616September 2026
45251CincinnatiHamilton County$1,564September 2026
45255CincinnatiHamilton County$1,680September 2026
45315ClaytonMontgomery County$1,185September 2026
45322EnglewoodMontgomery County$1,376September 2026
45324FairbornGreene County$1,500September 2026
45342MiamisburgMontgomery County$1,264September 2026
45356PiquaMiami County$1,052September 2026
45365SidneyShelby County$1,439September 2026
45371Tipp CityMiami County$1,786September 2026
45373TroyMiami County$1,422September 2026
45377VandaliaMontgomery County$993September 2026
45385XeniaGreene County$1,352September 2026
45402DaytonMontgomery County$1,418September 2026
45403DaytonMontgomery County$1,076September 2026
45405DaytonMontgomery County$1,032September 2026
45406DaytonMontgomery County$1,072September 2026
45409OakwoodMontgomery County$1,213September 2026
45410DaytonMontgomery County$1,255September 2026
45414DaytonMontgomery County$1,384September 2026
45416TrotwoodMontgomery County$1,408September 2026
45417DaytonMontgomery County$1,069September 2026
45419OakwoodMontgomery County$1,063September 2026
45420KetteringMontgomery County$1,205September 2026
45424Huber HeightsMontgomery County$1,299September 2026
45426TrotwoodMontgomery County$1,348September 2026
45429KetteringMontgomery County$1,519September 2026
45431BeavercreekGreene County$1,620September 2026
45432BeavercreekGreene County$1,529September 2026
45439MoraineMontgomery County$1,451September 2026
45440KetteringGreene County$1,506September 2026
45449West CarrolltonMontgomery County$1,540September 2026
45458CentervilleMontgomery County$1,612September 2026
45459DaytonMontgomery County$1,569September 2026
45505SpringfieldClark County$1,097September 2026
45506SpringfieldClark County$1,293September 2026
45601ChillicotheRoss County$1,026September 2026
45701AthensAthens County$1,087September 2026
45801LimaAllen County$1,193September 2026
45805LimaAllen County$1,413September 2026
45810AdaHardin County$1,200September 2026
45840FindlayHancock County$1,348September 2026

For bedroom-specific gross-rent references, use the HUD rent lookup. Those references, an authority’s adopted payment standard and a unit’s approved contract rent answer different questions from asking-rent ZORI.

A lower rent can still mean a higher cold-month bill

For an Ohio home with separately billed heat, ask for the heating fuel, meter arrangement and a full year of bills. Confirm what the lease includes before comparing a heat-included apartment with a tenant-paid system. A single winter bill is a stress test, not an annual average.

Where a hypothetical $100 monthly rent discount goes
  1. $1,200Annual base-rent advantage for A
  2. −$770Additional annual energy cost for A
  3. $430Annual recurring-cost advantage remains

Example: A costs $1,250 rent + $60 other costs monthly; energy is $220 for five cold months and $90 for seven others ($1,730/year). B costs $1,350 + $60 monthly and $80 energy every month ($960/year). A totals $17,450/year versus B’s $17,880, yet A needs $1,530 in a cold month versus $1,490 for B. No market prices or weather forecast are implied.

The PUCO Apples to Apples charts compare supplier offers and contract terms for the selected utility; a supply rate alone is not a complete delivered bill. The official eligibility FAQ identifies exceptions, including municipal systems, co-ops and PIPP participants. Check the service account and eligibility rather than assuming every renter can switch suppliers.

Test the downside before relying on the annual discount: changing Home A’s cold-month energy bill from $220 to $310 raises its annual cost to $17,900. Home B then costs $20 less per year. These are editable assumptions, not a forecast for either location.

Compare two Ohio homes across the year

Illustrative inputs, not Ohio utility averages. Enter the energy costs you actually pay, including all applicable heating and electricity charges. Use zero for costs included in rent. Inputs stay in this page and are not saved.

Home A
Home B

Home A

Annual energy
$1,730
Annual recurring cost
$17,450
Monthly average
$1,454
Cold-month cash
$1,530

Home B

Annual energy
$960
Annual recurring cost
$17,880
Monthly average
$1,490
Cold-month cash
$1,490

Home A costs $430 less over 12 months under these assumptions.

Annual cost = 12 × (rent + other recurring costs) + cold bill × cold months + other bill × remaining months. This excludes deposits, moving costs, concessions and future rate changes. Budget billing can change payment timing; it does not establish annual consumption.

Turn the ZIP reference into an actual-home comparison

  1. Match the home. Compare bedroom count, floor area, building type, condition, parking, pets, lease length and included utilities. Exclude furnished short stays from an unfurnished annual-lease comp set.
  2. Check both geography and trip. Postal labels do not establish city boundaries. Use ODOT’s OHGO traffic and road-condition service to inspect a real route. This page supplies no commute time or travel-cost estimate.
  3. Reconcile the written quote. Put recurring charges and seasonal bills in the worksheet; keep refundable deposits and one-time moving cash separate. Ask for the concession schedule and renewal terms.
  4. Use the right ownership calculation. Households can compare renting versus buying. Owners should inspect Ohio county market evidence and enter verified comps and expenses into the rental cash-flow calculator. An index is not achievable rent or investment return.

Read-only freshness audit, October 20, 2026: the shared database’s 278 eligible state ZIPs matched the upstream September 2026 observation month. No upstream ZIP was missing from storage and no matched stored observation lagged the source. Storage also held 51 older June–August observations outside the current sample; 51 stored ZIPs were absent from the downloaded file. These are dated audit counts, not a promise of future coverage. The lookup’s displayed dates and counts follow the shared validated refresh. Quarterly apartment research elsewhere on this page uses its own named sources, periods and cohorts.

Coverage, source lag and review dates

The live table reads the shared paginated rent dataset and its current-publication eligibility filter. The central refresh pipeline owns validation, retained history and cache invalidation. This page does not maintain a separate price snapshot.

  • September 2026: 278 eligible ZIP observations.

0 included observations have unknown dates. Covered ZIPs are not all Ohio ZIPs, listings or households. Values are not trimmed merely for being high or low. Geography and changes in coverage can affect the summaries.

Primary definitions: Zillow source data and ZORI methodology. Photo provenance appears with the image. County tables use shared observations; the energy diagram and worksheet use hypothetical household inputs.

Content and usability reviewed : Ohio market theses, primary-source research, investor income stress, body photography and retained city/ZIP lookup. Automated publication does not advance this editorial date. About RentalCalcs · Report a data issue.