Section 8 Housing in Indianapolis, IN
Waitlist status, housing authority contacts and local application guidance across 3 public housing authorities serving the metro area.
3
Voucher waitlists tracked
0
Waitlists open / lottery
2
Waitlists closed
2,138,468
Metro population (2023)
Is the Section 8 waitlist open in Indianapolis?
Not that we could confirm. When we checked in September 2026, none of the 3 Section 8 waitlists we track in the Indianapolis area was confirmed open: 2 are closed to new applications and 1 could not be confirmed. Housing authorities open and close lists with little notice, and applying is always free, so confirm with the authority before you rely on this.
Status, phone number and application link for each housing authority · Checked September 2026 · See every open Section 8 waiting list we track
If you hold or want a Housing Choice Voucher in the Indianapolis metro, the reality is tight. The main agency, Indianapolis Housing Agency (IHA), has kept its Section 8 waitlist closed since its 2016 lottery and was taken into HUD/city receivership in April 2024 after years of documented mismanagement. Marion County is served by IHA; surrounding counties (Johnson/Greenwood, Hamilton/Carmel, Hendricks, and others) fall under the state agency IHCDA and its local subcontractors, whose voucher lists are also largely closed. Indiana law bars cities from requiring landlords to accept vouchers, so a landlord here can legally refuse Section 8, making the search harder than in "source of income" protected states.
Which agency’s rent guidance applies in Indianapolis?
Confirm that Indianapolis Housing Agency (IHA) will administer the proposed tenancy. A move beyond Marion County can involve another agency and portability instructions. Keep the street address, unit number and voucher bedroom size with every rent inquiry.
IHA’s rent-determination page posts a $1,619 two-bedroom standard without a visible effective date. Ask IHA to confirm the dated schedule for your move. Its separate advisory ZIP FMR table and the HUD benchmarks on this page do not establish an approved household subsidy.
- IHA posted standards and rent determination
- IHA advisory ZIP FMR table
- IHA landlord FAQ and tenancy approval process
- IHA household FAQ
Agency documents reviewed September 30, 2026. Check the effective schedule for your household and proposed tenancy.
Fair Market Rent by bedroom count
HUD rent benchmarks for FY2027, effective October 1, 2026. These are not adopted housing-authority payment standards or household subsidy amounts. The illustration shows 90% to 110% of FMR; ZIP-based schedules, approved exceptions and Moving to Work rules can differ.
| Bedrooms | FMR | Illustration: 90% to 110% of FMR |
|---|---|---|
| Efficiency (studio) | $1,187 | $1,068 to $1,306 |
| 1-bedroom | $1,336 | $1,202 to $1,470 |
| 2-bedroom | $1,536 | $1,382 to $1,690 |
| 3-bedroom | $1,991 | $1,792 to $2,190 |
| 4-bedroom | $2,425 | $2,183 to $2,668 |
The two-bedroom HUD benchmark for Indianapolis is $1,536. Multiplying by 90% and 110% gives $1,382 to $1,690, not an approval range. Gross rent includes the applicable allowance for tenant-paid utilities. Your agency must calculate assistance using its adopted standard, your household and the proposed unit.
What changed from FY2026 to FY2027 in Indianapolis
HUD's two-bedroom Fair Market Rent for the Indianapolis-Carmel-Greenwood, IN metro rose from $1,473 in FY2026 to $1,536 in FY2027, a change of +$63 a month (+4.3%). FY2027 figures took effect on October 1, 2026.
| Bedrooms | FY2026 | FY2027 | Change |
|---|---|---|---|
| Efficiency (studio) | $1,118 | $1,187 | +$69 (+6.2%) |
| 1-bedroom | $1,267 | $1,336 | +$69 (+5.4%) |
| 2-bedroom | $1,473 | $1,536 | +$63 (+4.3%) |
| 3-bedroom | $1,907 | $1,991 | +$84 (+4.4%) |
| 4-bedroom | $2,338 | $2,425 | +$87 (+3.7%) |
The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.
Already renting with a voucher in Indianapolis? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.
Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.
Source: HUD Fair Market Rents, FY2026 and FY2027, huduser.gov.
Apartments that accept Section 8 in Indianapolis
Compare voucher-friendly listings by neighborhood, bedroom size and ZIP code, with guidance on the responsible agency, rent and utilities.
Waitlist Status: Where to Apply
Indianapolis Housing Agency (IHA)
closedSection 8 waiting list is closed; IHA is still processing applicants drawn in its 2016 lottery, which ended September 15, 2016. Future openings will be announced in the media and on indyhousing.org.
Checked September 19, 2026
Source: indyhousing.orgIndiana Housing and Community Development Authority (IHCDA)
unknownCovers Indiana counties without a local housing authority, not Indianapolis or Marion County. Lists open and close county by county; current openings show only after signing in at waitlistcheck.com/IN1806. Call to ask about your county.
317-232-7788 · Waitlist and application page
Checked September 19, 2026
Source: in.govHuman Services, Inc. (HSI), IHCDA subcontractor for south metro counties
closedHCV waitlist is closed for Bartholomew, Decatur, Jackson, Johnson (includes Greenwood) and Shelby counties. No reopening date posted.
Checked September 19, 2026
Source: hsi-indiana.comGet an email when a waiting list opens in Indianapolis, IN
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Local guidance checked September 30, 2026. The HUD table above shows rent benchmarks. Your housing authority's adopted payment standard, utility allowance and household calculation determine your assistance.
Where to apply and current waitlist reality
In Marion County, the Indianapolis Housing Agency (IHA) runs Section 8. Its voucher waiting list has been closed since its 2016 lottery, and IHA is still processing names drawn back then. New openings are announced on Indyhousing.org. Do not pay anyone to apply, applications are always free. If you live in a surrounding county (Johnson/Greenwood, Shelby, Bartholomew, and others), the state agency IHCDA and its local subcontractors handle vouchers, but those lists are also closed. IHCDA does not cover Indianapolis or Marion County at all. Apply to multiple housing authorities when any list opens, there is no limit on how many you join.
Sources: indyhousing.org, section8waitlist.org, hsi-indiana.com, waitlistcheck.com
The IHA takeover: what it means for you
In April 2024, HUD and the City of Indianapolis took control of IHA after HUD ruled the agency was in substantial default. HUD found the voucher program was barely functioning, with about 1,500 of roughly 9,000 vouchers going unused because the waitlist had stalled and staff were not issuing vouchers, setting rents, or inspecting units. A Mirror Indy investigation documented tenants landing in eviction court even though their rent should have been covered. If you already hold an IHA voucher, keep every piece of paper, document all contact with IHA, and get legal help fast if your assistance is threatened. The new leadership under CEO Yvonda Bean is rebuilding the agency, but progress is slow.
Sources: wrtv.com, ibj.com, mirrorindy.org, wfyi.org
Can a landlord refuse your voucher here?
Yes. Indiana is one of only a few states that bans local governments from requiring landlords to take Section 8. Indiana Code 36-1-3-8.5 preempts any city or county source-of-income ordinance, so Indianapolis, Carmel, and Greenwood cannot pass voucher-acceptance rules. A landlord can legally say 'no Section 8.' What is still illegal is discrimination based on race, color, national origin, religion, sex, familial status (children), disability, or ancestry. If a landlord uses 'no voucher' as a cover for one of those, that may be an unlawful practice you can report. Focus your search on properties that already advertise Section 8, and get any acceptance or rejection in writing.
Sources: naahq.org, shelterforce.org, in.gov
How much rent the voucher covers
IHA’s rent-determination page currently posts a $1,619 two-bedroom payment standard without a visible effective date. Ask IHA to confirm the dated schedule that applies to your voucher, address and move. The posted amount is not a guaranteed subsidy or an owner’s automatic rent entitlement. IHA reviews rent reasonableness and household affordability. Obtain the current HCV utility allowance and household contribution, then compare owner rent plus the allowance with the applicable standard. Under the ordinary initial-tenancy rules, when gross rent exceeds the standard the family share cannot exceed 40% of adjusted monthly income. The unit and paperwork still need agency approval. Keep advisory HUD ZIP figures separate from IHA’s actual determination.
Sources: indyhousing.org, ecfr.gov, indyhousing.org
Where to actually look for a unit
Once you have a voucher, use IHA's listing service at indyhousingnow.org or call 1-877-428-8844 to search available Section 8, affordable, and tax-credit units by location, size, and rent. Voucher-accepting apartments cluster on the east and far east sides (complexes like Farmington Lake and Stonybrook Commons advertise Section 8) and in some near-north areas (Indy Flats south of 16th Street). Suburban areas like Carmel and Fishers have almost no subsidized units and higher market rents, so your search will be harder there. Look at the property, not just the listing, before signing anything.
Sources: indyhousing.org, lowincomehousing.us, huduser.gov
If you are rejected, harassed, or facing eviction
Indianapolis has one of the highest eviction rates in the country. If you get an eviction notice, call the Indianapolis Tenant Hotline at 317-327-2228 right away, it explains your rights and refers you to free legal aid. Free attorneys and tenant advocates staff most Marion County township small claims courts through the Eviction Diversion Initiative and Tenant Advocacy Project. Indiana Legal Services (1-844-243-8570) handles civil legal problems including housing for low-income residents. For suspected discrimination, contact the Fair Housing Center of Central Indiana (317-644-0673) or file with the Indiana Civil Rights Commission or HUD within one year.
Sources: mirrorindy.org, nclegalclinic.org, indianalegalservices.org, fhcci.org, in.gov
Where Your Voucher Actually Gets Accepted
Far East Side (E. Washington St / I-465 corridor)
Search contextMultiple complexes here advertise Section 8, including Farmington Lake and Stonybrook Commons. Historically a concentration of voucher-accepting rentals, though check unit condition carefully given documented habitability problems.
Near North (south of 16th Street)
Search contextSome affordable and Section 8 units here, such as Indy Flats. Closer to downtown amenities and bus lines.
Carmel / Fishers (Hamilton County suburbs)
Check local rentsSuburban Indianapolis has essentially no public housing and few voucher-accepting units, with market rents often above the voucher payment standard. Expect a much harder search here.
Greenwood (Johnson County)
Check local rentsNot served by IHA. Vouchers here fall under IHCDA's subcontractor HSI, whose Johnson County waitlist is closed, so getting a voucher usable here is difficult right now.
Local housing help and official resources
Fair Housing Center of Central Indiana (FHCCI)
advocacyNonprofit fair-housing organization at 429 N. Pennsylvania St, Suite 401, Indianapolis. Handles housing discrimination questions and testing. Call before visiting; no walk-ins. No attorneys on staff.,, {{
fhcci.org →Frequently Asked Questions
Is the Section 8 waitlist open in Indianapolis right now?⌄
Not that we could confirm. When we checked in September 2026, none of the 3 Section 8 waitlists we track in the Indianapolis area was confirmed open: 2 are closed to new applications and 1 could not be confirmed. Housing authorities open and close lists with little notice, and applying is always free, so confirm with the authority before you rely on this.
Is the Indianapolis Section 8 waitlist open right now?⌄
No. The Indianapolis Housing Agency waitlist has been closed since its 2016 lottery, and IHA is still working through applications drawn then. New openings are posted on Indyhousing.org.
I live in Greenwood or Johnson County, where do I apply?⌄
Not through IHA. Areas outside Marion County are served by the state agency IHCDA and subcontractors like HSI. HSI's waitlist for Johnson County (which includes Greenwood) is currently closed.
Can a landlord in Indianapolis legally refuse my voucher?⌄
Yes. Indiana law bars cities and counties from requiring landlords to accept Section 8, so a landlord can legally decline a voucher. They cannot, however, discriminate based on race, disability, familial status, or other protected classes.
How much rent will my voucher cover?⌄
IHA posts a $1,619 two-bedroom standard, but the table has no visible effective date. Confirm the applicable schedule and household calculation with IHA. Utilities, income and proposed rent affect the subsidy; an above-standard proposal also needs to pass the initial affordability test. The published standard is not a guaranteed payment.
How long will I wait for a voucher?⌄
Expect a long wait. Households in Indianapolis spend an average of about 33 months on a waiting list before receiving a voucher, and the list has often been stalled.
What happened with the IHA takeover and does it affect my voucher?⌄
HUD and the City took over IHA in April 2024 after finding it in substantial default. About 1,500 vouchers were going unused. Existing voucher holders keep their assistance, but keep records and get legal help if your rent payments are mishandled.
Where do I look for an apartment that takes Section 8?⌄
Use IHA's listing site indyhousingnow.org or call 1-877-428-8844. Voucher-accepting complexes cluster on the east and far east sides and some near-north areas. Suburbs like Carmel have very few.
I'm facing eviction, who do I call?⌄
Call the Indianapolis Tenant Hotline at 317-327-2228 immediately for your rights and a referral to free legal aid. Free attorneys staff most Marion County township small claims courts, and Indiana Legal Services (1-844-243-8570) can help.
What happened to the homeless-preference and emergency vouchers?⌄
IHA paused issuing homeless-preference vouchers after March 2025 (about 30 a month), at the same time HUD ended the pandemic-era Emergency Housing Voucher program. IHA said it hoped to resume after a few months.
Where do I report housing discrimination?⌄
Contact the Fair Housing Center of Central Indiana at 317-644-0673, or file with the Indiana Civil Rights Commission or HUD within one year of the incident. Document everything in writing.
More housing help in Indianapolis
- Apartments that accept Section 8 in Indianapolis, by neighborhood, ZIP code and bedroom size
- Housing authorities in Indiana, phone numbers, addresses and programs
- Open Section 8 waiting lists nationwide
- Listings from landlords in Indianapolis who accept vouchers
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Landlord and investor tools for Indianapolis
RentalCalcsFree calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.
- Section 8 rent analyzerHUD rent benchmarks and modeled comparisons for Indiana ZIP codes. Confirm adopted amounts with the agency.
- Compare HUD benchmarks with market rent in IndianaExplore modeled ZIP comparisons; these do not establish an approved rent or agency payment.
- Average rent in IndianaMarket rent versus HUD fair market rent by city and bedroom count.
- How Section 8 rent is calculatedFair market rent, payment standards and rent reasonableness, step by step.
- Section 8 landlord math for 2026What the payment standard changes mean for cash flow this year.