Renting With FHEPS in Belmont, Bronx: 2026 Guide

The 2026 FHEPS four-bedroom cap in the Bronx is $4,111. That number matters in Belmont right now because the active inventory skews toward larger units, and knowing the cap before you walk into a showing changes the conversation with a landlord entirely.

Belmont is a small, dense neighborhood in the central Bronx, anchored by Arthur Avenue and the retail corridor that runs through the 10458 zip code. It's not a neighborhood with dozens of voucher-friendly buildings. It has a few. That scarcity makes preparation more important, not less.

What FHEPS Covers and What It Doesn't

FHEPS, the Family Homelessness and Eviction Prevention Supplement, is a New York State program run through the Office of Temporary and Disability Assistance. The NYS OTDA FHEPS overview lays out eligibility in full, but the short version is this: FHEPS helps families who are either homeless or at serious risk of eviction cover the gap between what they can pay and what a landlord charges, up to the program's rent caps.

The caps are the ceiling. A landlord can list below them. A landlord cannot list above them and expect DSS to approve the subsidy. That's the mechanical constraint that shapes every apartment search.

For 2026, the Bronx FHEPS caps by bedroom size are:

• Studio: $2,646
• One-bedroom: $2,762
• Two-bedroom: $3,058
• Three-bedroom: $3,811
• Four-bedroom: $4,111

Those numbers are fixed for the year. They don't change based on the block, the building age, or how much the landlord paid for the property.

The Inventory Reality in Belmont Right Now

Belmont is a thin market for FHEPS. There are currently 1 active listings in the neighborhood, with One is a 3-bedroom. The median rent across those listings is $3,600, which sits below the three-bedroom cap of $3,811. The minimum is $3,600 and the maximum is $3,600.

The fact that the maximum rent in the current inventory is below the four-bedroom cap of $4,111 is meaningful. It means the landlords currently listing in Belmont aren't pricing above what FHEPS will cover. That's not always the case in other Bronx neighborhoods, where you'll find listings that exceed the cap and require negotiation before DSS will even look at the paperwork.

Two listings is not a lot. If you're searching in Belmont and nothing fits your bedroom size or timeline, the comparable neighborhoods worth checking immediately are South Bronx, Mott Haven, Hunts Point, and Morrisania. All four operate under the same 2026 caps. All four have more active inventory. Browse FHEPS apartments across the Bronx to see what's available borough-wide.

Current Listings in Belmont

These are the active FHEPS-eligible listings in Belmont as of this writing. Inventory turns over, so check the live feed before contacting any landlord.

• 3BR listed at $3,600, 1 bath

Both listings are on Wade Square. That's not a coincidence, voucher-friendly landlords in small neighborhoods tend to cluster, often because one property manager owns multiple units in the same building or on the same block. If one unit on that block doesn't fit your needs, it's worth asking the landlord directly whether another unit is coming available.

Use the rent analyzer to confirm that any listing you're considering falls within your specific cap before you schedule a showing. It takes thirty seconds and prevents you from wasting time on an apartment DSS won't approve.

How to Approach a Landlord in a Thin Market

When there are only two active listings in a neighborhood, you don't have the luxury of walking away from a landlord who's slightly above the cap and waiting for a better option to appear. You have to be prepared to negotiate.

The process is straightforward. Pull the current FHEPS cap for your bedroom size. If a landlord is listing above the cap, show them the number and ask whether they'll adjust. Many landlords in the Bronx are familiar with FHEPS but haven't updated their listed rents since the caps changed in 2026. A landlord listing above the cap isn't necessarily hostile to vouchers, they may just be working from an old number.

What you bring to that conversation:

• The current cap for your bedroom size (from the list above)
• Your FHEPS approval letter, which confirms you're a qualified tenant
• A clear ask: will you list at or below the cap so DSS can approve the lease?

Landlords who've worked with FHEPS before know that DSS pays reliably. That's a real selling point. You're not asking them to take a risk, you're asking them to adjust a number so a guaranteed payment stream can start.

If you're not sure whether you qualify for FHEPS or want to confirm your bedroom size entitlement before approaching landlords, run the voucher eligibility tool first.

Arthur Avenue and the Neighborhood Context

Belmont's identity is tied to Arthur Avenue, the commercial strip that's been the center of the neighborhood's Italian-American community for over a century. The surrounding residential blocks are a mix of older walk-up buildings and a smaller number of larger apartment structures. It's a neighborhood where long-term tenants know their landlords personally, which can work in a voucher holder's favor, or against them, depending on the landlord's history with the program.

The neighborhood sits within Bronx Community School District 12. Families with children should confirm school assignments with the district before signing a lease, since zoning lines in this part of the Bronx don't always follow neighborhood boundaries cleanly.

One logistical note: the JSON data for this neighborhood shows no subway stations listed within Belmont itself. The nearest subway access is on the edges of the neighborhood, so transit-dependent households should walk the commute before committing to a specific block.

Frequently Asked Questions

What are the 2026 FHEPS rent caps for Belmont?

The 2026 FHEPS limits for the Bronx are $2,646 for a studio, $2,762 for a one-bedroom, $3,058 for a two-bedroom, $3,811 for a three-bedroom, and $4,111 for a four-bedroom. Every listing you sign must come in at or below the cap for your bedroom size, or DSS won't approve the lease.

Does FHEPS work in Belmont specifically, or only in certain Bronx neighborhoods?

FHEPS is a statewide program administered through DSS, so it works anywhere in New York City, including Belmont. The rent caps are set by bedroom size and don't vary block by block within the borough. What does vary is landlord willingness. Belmont has a small but active pool of voucher-friendly buildings, and the listings that exist right now are priced within the three- and four-bedroom caps.

What happens if a landlord lists above the FHEPS cap?

DSS won't approve the subsidy for a unit priced above your cap. You have two options: walk away, or ask the landlord to lower the listed rent to meet the cap. Some landlords don't realize the caps moved in 2026 and are listing at stale numbers. Pull the current cap for your bedroom size, show it to the landlord, and ask directly. It works more often than tenants expect.

Are there comparable neighborhoods to Belmont if I can't find a unit here?

Yes. The same 2026 FHEPS caps apply across the Bronx, so South Bronx, Mott Haven, Hunts Point, and Morrisania are all worth searching. Those neighborhoods have more active inventory than Belmont does right now, which gives you more negotiating room and more chances to find a landlord already familiar with the voucher process.

Can I use the rent analyzer to check whether a specific listing is within my cap?

Yes, and you should before you contact any landlord. The rent analyzer compares a listed rent against the current FHEPS cap for your bedroom size and tells you immediately whether the unit is approvable. It saves you from scheduling showings on apartments that DSS will reject at the lease stage.

Browse the current FHEPS listings in Belmont to see what's active today, and check the all NYC voucher listings page if you want to expand your search across boroughs.