Section 8 in St. Cloud, MN: Rent Limits and Housing Authorities
St. Cloud, MN metro area. FY2027 Fair Market Rents, active voucher counts, the housing authorities that run the program here, and whether landlords can legally refuse a voucher. Every figure comes straight from HUD data.
Fair Market Rent by bedroom count
HUD rent benchmarks for FY2027, effective October 1, 2026. These are not adopted housing-authority payment standards or household subsidy amounts. The illustration shows 90% to 110% of FMR; ZIP-based schedules, approved exceptions and Moving to Work rules can differ.
| Bedrooms | FMR | Illustration: 90% to 110% of FMR |
|---|---|---|
| Efficiency (studio) | $884 | $796 to $972 |
| 1-bedroom | $961 | $865 to $1,057 |
| 2-bedroom | $1,233 | $1,110 to $1,356 |
| 3-bedroom | $1,656 | $1,490 to $1,822 |
| 4-bedroom | $1,961 | $1,765 to $2,157 |
The two-bedroom HUD benchmark for St. Cloud is $1,233. Multiplying by 90% and 110% gives $1,110 to $1,356, not an approval range. Gross rent includes the applicable allowance for tenant-paid utilities. Your agency must calculate assistance using its adopted standard, your household and the proposed unit.
What changed from FY2026 to FY2027 in St. Cloud
HUD's two-bedroom Fair Market Rent for the St. Cloud, MN metro rose from $1,206 in FY2026 to $1,233 in FY2027, a change of +$27 a month (+2.2%). FY2027 figures took effect on October 1, 2026.
| Bedrooms | FY2026 | FY2027 | Change |
|---|---|---|---|
| Efficiency (studio) | $874 | $884 | +$10 (+1.1%) |
| 1-bedroom | $919 | $961 | +$42 (+4.6%) |
| 2-bedroom | $1,206 | $1,233 | +$27 (+2.2%) |
| 3-bedroom | $1,604 | $1,656 | +$52 (+3.2%) |
| 4-bedroom | $1,873 | $1,961 | +$88 (+4.7%) |
The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.
Already renting with a voucher in St. Cloud? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.
Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.
Source: HUD Fair Market Rents, FY2026 and FY2027, huduser.gov.
Voucher demand in this metro
Aggregated from HUD Public Housing Authority data (FY2026). High utilization means most vouchers issued here are already placed in a unit, so landlords who accept vouchers fill vacancies from a deep, reliable applicant pool.
Housing authorities serving St. Cloud
4 PHAs administer vouchers in this metro. Apply with (or contact) the PHA that covers the specific address.
- Status unknown
Hra of St. Cloud, Minnesota
Saint Cloud , MN · MN038 · 1,022 HCV units
3202023174 - Status unknown
Stearns County Hra
Cold Spring , MN · MN172 · 291 HCV units
3206857771 - Status unknown
Hra of City of Melrose, Minnesota
Melrose , MN · MN065
3202564600 - Status unknown
Hra of Sauk Centre, Minnesota
Sauk Centre , MN · MN028
3203522311
Can a landlord refuse Section 8 in St. Cloud, MN?
In most of the state, yes. Minnesota has no statewide source-of-income protection, so landlords in St. Cloud, MN can decline Section 8 applications unless a local ordinance says otherwise.
Minn. Stat. §363A.09 (public assistance status)
Edwards v. Hopkins Plaza (Minn. App. 2010) held landlords may refuse Section 8 as a business decision. Minneapolis has its own ordinance. PRRAC Appendix B (March 2026).
View statute →Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.
Counties in the St. Cloud metro
County pages show the local voucher count, the housing authorities that serve it, and ZIP-level rent limits where HUD publishes them.
Frequently asked questions
- How much does Section 8 pay for a 2-bedroom in St. Cloud?
- In the St. Cloud, MN metro, the FY2027 two-bedroom Fair Market Rent is $1,233 per month. For illustration, 90% to 110% of that benchmark is roughly $1,110 to $1,356. This is not an adopted payment standard or subsidy quote. ZIP schedules, approved exceptions and Moving to Work rules may differ. Gross rent includes the applicable allowance for tenant-paid utilities.
- What are the FY2027 Fair Market Rents in St. Cloud?
- HUD's FY2027 Fair Market Rents for the St. Cloud, MN metro, by bedroom size: studio $884, 1-bedroom $961, 2-bedroom $1,233, 3-bedroom $1,656, 4-bedroom $1,961. These are HUD benchmarks, not household subsidy amounts. Confirm whether your agency uses ZIP-based standards and which schedule applies to your unit.
- Did Section 8 rent limits change in St. Cloud for FY2027?
- The two-bedroom Fair Market Rent for the St. Cloud, MN metro went from $1,206 in FY2026 to $1,233 in FY2027, an increase of $27 a month. FY2027 Fair Market Rents took effect on October 1, 2026. HUD's effective date does not automatically change a household's assistance. Ask your administering agency which adopted schedule and effective date apply to a new lease, move or reexamination.
- How do I apply for Section 8 in St. Cloud?
- Section 8 in St. Cloud is administered by Hra of St. Cloud, Minnesota, Stearns County Hra, Hra of City of Melrose, Minnesota and other local housing authorities. Each agency has its own application process, waiting lists and preferences. You may apply to more than one agency when eligible lists are open; a listing inquiry is not a voucher application. If you already have a voucher, confirm the receiving agency and any portability requirements for the proposed address.
Find Section 8 apartments in St. Cloud
VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.
Other Section 8 markets in MN
Rent limits from HUD FY2027 Fair Market Rent data. Investor running the numbers? The RentalCalcs voucher analyzer uses this same dataset.