Section 8 in Palm Bay, FL: Rent Limits and Housing Authorities
Palm Bay-Melbourne-Titusville, FL metro area. FY2027 Fair Market Rents, active voucher counts, the housing authorities that run the program here, and whether landlords can legally refuse a voucher. Every figure comes straight from HUD data.
Fair Market Rent by bedroom count
HUD rent benchmarks for FY2027, effective October 1, 2026. These are not adopted housing-authority payment standards or household subsidy amounts. The illustration shows 90% to 110% of FMR; ZIP-based schedules, approved exceptions and Moving to Work rules can differ.
| Bedrooms | FMR | Illustration: 90% to 110% of FMR |
|---|---|---|
| Efficiency (studio) | $1,327 | $1,194 to $1,460 |
| 1-bedroom | $1,525 | $1,373 to $1,678 |
| 2-bedroom | $1,779 | $1,601 to $1,957 |
| 3-bedroom | $2,382 | $2,144 to $2,620 |
| 4-bedroom | $2,707 | $2,436 to $2,978 |
The two-bedroom HUD benchmark for Palm Bay is $1,779. Multiplying by 90% and 110% gives $1,601 to $1,957, not an approval range. Gross rent includes the applicable allowance for tenant-paid utilities. Your agency must calculate assistance using its adopted standard, your household and the proposed unit.
What changed from FY2026 to FY2027 in Palm Bay
HUD's two-bedroom Fair Market Rent for the Palm Bay-Melbourne-Titusville, FL metro rose from $1,709 in FY2026 to $1,779 in FY2027, a change of +$70 a month (+4.1%). FY2027 figures took effect on October 1, 2026.
| Bedrooms | FY2026 | FY2027 | Change |
|---|---|---|---|
| Efficiency (studio) | $1,266 | $1,327 | +$61 (+4.8%) |
| 1-bedroom | $1,478 | $1,525 | +$47 (+3.2%) |
| 2-bedroom | $1,709 | $1,779 | +$70 (+4.1%) |
| 3-bedroom | $2,330 | $2,382 | +$52 (+2.2%) |
| 4-bedroom | $2,645 | $2,707 | +$62 (+2.3%) |
The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.
Already renting with a voucher in Palm Bay? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.
Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.
Source: HUD Fair Market Rents, FY2026 and FY2027, huduser.gov.
Voucher demand in this metro
Aggregated from HUD Public Housing Authority data (FY2026). High utilization means most vouchers issued here are already placed in a unit, so landlords who accept vouchers fill vacancies from a deep, reliable applicant pool.
Housing authorities serving Palm Bay
4 PHAs administer vouchers in this metro. Apply with (or contact) the PHA that covers the specific address.
- Status unknown
Housing Authority of Brevard County
Melbourne , FL · FL020 · 2,173 HCV units
3217751578 - Status unknown
Housing Authority of the City of Titusville
Titusville , FL · FL025 · 763 HCV units
3212674204 - Status unknown
Housing Authority of the City of Cocoa
Cocoa , FL · FL019 · 221 HCV units
3216368535 - Status unknown
Melbourne Housing Authority
Melbourne , FL · FL056
3217751578
Can a landlord refuse Section 8 in Palm Bay, FL?
Yes. Florida law blocks local governments from requiring voucher acceptance, so landlords in Palm Bay, FL can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.
Florida HB 1417 (2023) preempts local tenant regulation; county source-of-income ordinances (Miami-Dade, Broward, Hillsborough, Orange, Pinellas) are of uncertain effect
PRRAC notes the 2023 preemption may nullify existing county ordinances; ask the county human-rights office whether it is still enforcing. PRRAC Appendix B (March 2026).
View statute →Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.
Counties in the Palm Bay metro
County pages show the local voucher count, the housing authorities that serve it, and ZIP-level rent limits where HUD publishes them.
Frequently asked questions
- How much does Section 8 pay for a 2-bedroom in Palm Bay?
- In the Palm Bay-Melbourne-Titusville, FL metro, the FY2027 two-bedroom Fair Market Rent is $1,779 per month. For illustration, 90% to 110% of that benchmark is roughly $1,601 to $1,957. This is not an adopted payment standard or subsidy quote. ZIP schedules, approved exceptions and Moving to Work rules may differ. Gross rent includes the applicable allowance for tenant-paid utilities.
- What are the FY2027 Fair Market Rents in Palm Bay?
- HUD's FY2027 Fair Market Rents for the Palm Bay-Melbourne-Titusville, FL metro, by bedroom size: studio $1,327, 1-bedroom $1,525, 2-bedroom $1,779, 3-bedroom $2,382, 4-bedroom $2,707. These are HUD benchmarks, not household subsidy amounts. Confirm whether your agency uses ZIP-based standards and which schedule applies to your unit.
- Did Section 8 rent limits change in Palm Bay for FY2027?
- The two-bedroom Fair Market Rent for the Palm Bay-Melbourne-Titusville, FL metro went from $1,709 in FY2026 to $1,779 in FY2027, an increase of $70 a month. FY2027 Fair Market Rents took effect on October 1, 2026. HUD's effective date does not automatically change a household's assistance. Ask your administering agency which adopted schedule and effective date apply to a new lease, move or reexamination.
- How do I apply for Section 8 in Palm Bay?
- Section 8 in Palm Bay is administered by Housing Authority of Brevard County, Housing Authority of the City of Titusville, Housing Authority of the City of Cocoa and other local housing authorities. Each agency has its own application process, waiting lists and preferences. You may apply to more than one agency when eligible lists are open; a listing inquiry is not a voucher application. If you already have a voucher, confirm the receiving agency and any portability requirements for the proposed address.
Find Section 8 apartments in Palm Bay
VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.
Other Section 8 markets in FL
Rent limits from HUD FY2027 Fair Market Rent data. Investor running the numbers? The RentalCalcs voucher analyzer uses this same dataset.