Section 8 in Panama City, FL, FL: Rent Limits and Housing Authorities
Panama City-Panama City Beach, FL metro area. FY2026 Fair Market Rents, active voucher counts, the housing authorities that run the program here, and whether landlords can legally refuse a voucher. Every figure comes straight from HUD data.
Fair Market Rent by bedroom count
HUD-published metro FMR for FY2026. Payment standards, the amount a PHA actually pays, are set between 90% and 110% of FMR at each PHA's discretion.
| Bedrooms | FMR | Payment standard (90 to 110%) |
|---|---|---|
| Efficiency (studio) | $1,426 | $1,283 to $1,569 |
| 1-bedroom | $1,480 | $1,332 to $1,628 |
| 2-bedroom | $1,682 | $1,514 to $1,850 |
| 3-bedroom | $2,169 | $1,952 to $2,386 |
| 4-bedroom | $2,689 | $2,420 to $2,958 |
Example: at 100% of FMR, a 2-bedroom voucher in Panama City covers up to $1,682 in gross rent, before the tenant's utility allowance. Across the full range a PHA may set: $1,514 to $1,850.
Voucher demand in this metro
Aggregated from HUD Public Housing Authority data (FY2026). High utilization means most vouchers issued here are already placed in a unit, so landlords who accept vouchers fill vacancies from a deep, reliable applicant pool.
Housing authorities serving Panama City
3 PHAs administer vouchers in this metro. Apply with (or contact) the PHA that covers the specific address.
- Status unknown
Panama City Housing Authority
Panama City , FL · FL018 · 723 HCV units
8507695278 - Status unknown
Housing Authority of Springfield
Panama City , FL · FL035 · 452 HCV units
8507691596 - Status unknown
Chipley Housing Authority
Chipley , FL · FL038
8506380134
Can a landlord refuse Section 8 in Panama City, FL?
It depends on the city. Florida has no statewide source-of-income law, but some local ordinances in the state prohibit voucher discrimination. Check whether Panama City, FL sits inside a protected jurisdiction before assuming either way.
No statewide SOI protection. Miami-Dade County (2020) and a few other localities have protections. Elsewhere, landlords may refuse vouchers.
Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.
Counties in the Panama City metro
County pages show the local voucher count, the housing authorities that serve it, and ZIP-level rent limits where HUD publishes them.
Frequently asked questions
- How much does Section 8 pay for a 2-bedroom in Panama City?
- In the Panama City-Panama City Beach, FL metro, the FY2026 two-bedroom Fair Market Rent is $1,682 per month. A housing authority usually sets its Section 8 payment standard between 90% and 110% of that, roughly $1,514 to $1,850 in gross rent before the tenant's utility allowance.
- What are the FY2026 Fair Market Rents in Panama City?
- HUD's FY2026 Fair Market Rents for the Panama City-Panama City Beach, FL metro, by bedroom size: studio $1,426, 1-bedroom $1,480, 2-bedroom $1,682, 3-bedroom $2,169, 4-bedroom $2,689. Section 8 payment standards are based on these figures.
- How do I apply for Section 8 in Panama City?
- Section 8 in Panama City is administered by Panama City Housing Authority, Housing Authority of Springfield, Chipley Housing Authority. Apply through the authority whose jurisdiction covers the address, as each runs its own waitlist. Once you have a voucher, search voucher-friendly units and apply on VoucherMatch.
Find Section 8 apartments in Panama City
VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.
Other Section 8 markets in FL
Rent limits from HUD FY2026 Fair Market Rent data. Investor running the numbers? The RentalCalcs voucher analyzer uses this same dataset.