Section 8 in Waterloo, IA, IA: Rent Limits and Housing Authorities

Waterloo-Cedar Falls, IA metro area. FY2026 Fair Market Rents, active voucher counts, the housing authorities that run the program here, and whether landlords can legally refuse a voucher. Every figure comes straight from HUD data.

2-bedroom FMR (FY2026)
$978
HUD
Active vouchers
1,977
76% utilized
Housing authorities
5
serving this metro
Voucher protection
Unknown

Fair Market Rent by bedroom count

HUD-published metro FMR for FY2026. Payment standards, the amount a PHA actually pays, are set between 90% and 110% of FMR at each PHA's discretion.

BedroomsFMRPayment standard (90 to 110%)
Efficiency (studio)$674$607 to $741
1-bedroom$745$671 to $820
2-bedroom$978$880 to $1,076
3-bedroom$1,290$1,161 to $1,419
4-bedroom$1,295$1,166 to $1,425

Example: at 100% of FMR, a 2-bedroom voucher in Waterloo covers up to $978 in gross rent, before the tenant's utility allowance. Across the full range a PHA may set: $880 to $1,076.

Voucher demand in this metro

Active vouchers
1,977
Occupied
1,499
Utilization
76%

Aggregated from HUD Public Housing Authority data (FY2026). High utilization means most vouchers issued here are already placed in a unit, so landlords who accept vouchers fill vacancies from a deep, reliable applicant pool.

Housing authorities serving Waterloo

5 PHAs administer vouchers in this metro. Apply with (or contact) the PHA that covers the specific address.

  • Waterloo Housing Authority

    Waterloo , IA · IA050 · 1,091 HCV units

    Status unknown
    3192330201
  • Cedar Falls Housing Commission

    Cedar Falls , IA · IA113 · 406 HCV units

    Status unknown
    3192738669
  • Iowa Northland Regional Housing Authority

    Waverly , IA · IA132 · 317 HCV units

    Status unknown
    3194835079
  • Evansdale Municipal Housing Authority

    Evansdale , IA · IA038 · 163 HCV units

    Status unknown
    3192340385
  • Low Rent Housing Agency of Waverly

    Waverly , IA · IA013

    Status unknown
    3193523394

Can a landlord refuse Section 8 in Waterloo, IA?

Source-of-income protection status for Iowa is not yet in our database. Check with local legal aid or the state civil-rights office before assuming either way.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Counties in the Waterloo metro

County pages show the local voucher count, the housing authorities that serve it, and ZIP-level rent limits where HUD publishes them.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Waterloo?
In the Waterloo-Cedar Falls, IA metro, the FY2026 two-bedroom Fair Market Rent is $978 per month. A housing authority usually sets its Section 8 payment standard between 90% and 110% of that, roughly $880 to $1,076 in gross rent before the tenant's utility allowance.
What are the FY2026 Fair Market Rents in Waterloo?
HUD's FY2026 Fair Market Rents for the Waterloo-Cedar Falls, IA metro, by bedroom size: studio $674, 1-bedroom $745, 2-bedroom $978, 3-bedroom $1,290, 4-bedroom $1,295. Section 8 payment standards are based on these figures.
How do I apply for Section 8 in Waterloo?
Section 8 in Waterloo is administered by Waterloo Housing Authority, Cedar Falls Housing Commission, Iowa Northland Regional Housing Authority and other local housing authorities. Apply through the authority whose jurisdiction covers the address, as each runs its own waitlist. Once you have a voucher, search voucher-friendly units and apply on VoucherMatch.

Find Section 8 apartments in Waterloo

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

Rent limits from HUD FY2026 Fair Market Rent data. Investor running the numbers? The RentalCalcs voucher analyzer uses this same dataset.