Section 8 in Waterloo, IA, IA: Rent Limits and Housing Authorities
Waterloo-Cedar Falls, IA metro area. FY2026 Fair Market Rents, active voucher counts, the housing authorities that run the program here, and whether landlords can legally refuse a voucher. Every figure comes straight from HUD data.
Fair Market Rent by bedroom count
HUD-published metro FMR for FY2026. Payment standards, the amount a PHA actually pays, are set between 90% and 110% of FMR at each PHA's discretion.
| Bedrooms | FMR | Payment standard (90 to 110%) |
|---|---|---|
| Efficiency (studio) | $674 | $607 to $741 |
| 1-bedroom | $745 | $671 to $820 |
| 2-bedroom | $978 | $880 to $1,076 |
| 3-bedroom | $1,290 | $1,161 to $1,419 |
| 4-bedroom | $1,295 | $1,166 to $1,425 |
Example: at 100% of FMR, a 2-bedroom voucher in Waterloo covers up to $978 in gross rent, before the tenant's utility allowance. Across the full range a PHA may set: $880 to $1,076.
Voucher demand in this metro
Aggregated from HUD Public Housing Authority data (FY2026). High utilization means most vouchers issued here are already placed in a unit, so landlords who accept vouchers fill vacancies from a deep, reliable applicant pool.
Housing authorities serving Waterloo
5 PHAs administer vouchers in this metro. Apply with (or contact) the PHA that covers the specific address.
- Status unknown
Waterloo Housing Authority
Waterloo , IA · IA050 · 1,091 HCV units
3192330201 - Status unknown
Cedar Falls Housing Commission
Cedar Falls , IA · IA113 · 406 HCV units
3192738669 - Status unknown
Iowa Northland Regional Housing Authority
Waverly , IA · IA132 · 317 HCV units
3194835079 - Status unknown
Evansdale Municipal Housing Authority
Evansdale , IA · IA038 · 163 HCV units
3192340385 - Status unknown
Low Rent Housing Agency of Waverly
Waverly , IA · IA013
3193523394
Can a landlord refuse Section 8 in Waterloo, IA?
Source-of-income protection status for Iowa is not yet in our database. Check with local legal aid or the state civil-rights office before assuming either way.
Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.
Counties in the Waterloo metro
County pages show the local voucher count, the housing authorities that serve it, and ZIP-level rent limits where HUD publishes them.
Frequently asked questions
- How much does Section 8 pay for a 2-bedroom in Waterloo?
- In the Waterloo-Cedar Falls, IA metro, the FY2026 two-bedroom Fair Market Rent is $978 per month. A housing authority usually sets its Section 8 payment standard between 90% and 110% of that, roughly $880 to $1,076 in gross rent before the tenant's utility allowance.
- What are the FY2026 Fair Market Rents in Waterloo?
- HUD's FY2026 Fair Market Rents for the Waterloo-Cedar Falls, IA metro, by bedroom size: studio $674, 1-bedroom $745, 2-bedroom $978, 3-bedroom $1,290, 4-bedroom $1,295. Section 8 payment standards are based on these figures.
- How do I apply for Section 8 in Waterloo?
- Section 8 in Waterloo is administered by Waterloo Housing Authority, Cedar Falls Housing Commission, Iowa Northland Regional Housing Authority and other local housing authorities. Apply through the authority whose jurisdiction covers the address, as each runs its own waitlist. Once you have a voucher, search voucher-friendly units and apply on VoucherMatch.
Find Section 8 apartments in Waterloo
VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.
Other Section 8 markets in IA
Rent limits from HUD FY2026 Fair Market Rent data. Investor running the numbers? The RentalCalcs voucher analyzer uses this same dataset.