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Terrace Gardens

195 Steuben St, Staten Island, NY 10304

Terrace Gardens is an income-based apartment property for families and individuals at 195 Steuben St in Staten Island, NY. 196 of its 198 apartments are subsidized, in 1, 2 and 3-bedroom sizes. The rent assistance belongs to the apartment, so you apply to the property itself and you do not need a voucher.

Income-based apartments
196
of 198 total
Who it serves
Families
Average tenant rent
$578/mo
rent and utilities
HUD inspection score
80 / 100
December 2025

How to apply to Terrace Gardens

  1. Call the management office at (516) 277-9325 and ask whether the waiting list is open.
  2. Ask for an application. The property keeps its own waiting list; the housing authority's voucher list is a different line.
  3. Have ID, Social Security numbers and proof of income ready for everyone in the household. The office verifies income before it offers an apartment.

VoucherMatch does not take applications for this property and cannot tell you whether an apartment is open today. The office can.

About Terrace Gardens

Address
195 Steuben St, Staten Island, NY 10304
Program
Project-based Section 8
Who can live here
There is no age requirement. Apartment size is matched to household size, so a single person is usually offered a studio or one-bedroom.
Rent
Residents pay about 30% of their adjusted income toward rent and a HUD contract with the property covers the rest. Households here pay an average of $578 a month on an average income of $24,611 a year.
Subsidized apartments by size
66 1-bedroom, 95 2-bedroom, 35 3-bedroom
Other apartments
2 of the 198 apartments are not covered by the HUD contract. Ask the office about the rent there and whether a Housing Choice Voucher can be used.
Turnover
About 1% of households had moved in within the past year in HUD's latest resident report, which gives a rough sense of how often apartments open up.
Managed by
Progressive Management of NY Corp, (516) 277-9325
HUD inspection
Scored 80 out of 100 on its last HUD physical inspection (December 2025). HUD treats 60 and above as passing.
HUD contract
The current rent assistance contract runs through August 2044. Contracts like this are typically renewed.

Income limits in Richmond County (FY2026)

Household income usually has to be at or below the very low income limit (50% of the area median). Properties whose HUD contract dates from before October 1981 may admit households up to the low income limit (80%). Either way, at least 40% of the apartments that open each year go to extremely low income households (24 CFR 5.653).

Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$35,650$59,400$95,000
2 people$40,750$67,850$108,600
3 people$45,850$76,350$122,150
4 people$50,900$84,800$135,700
5 people$55,000$91,600$146,600
6 people$59,050$98,400$157,450
7 people$63,150$105,200$168,300
8 people$67,200$111,950$179,150

Source: HUD FY2026 income limits. Income is gross annual income for the whole household; the property verifies it when your name comes up on the waiting list.

Voucher-friendly listings in Staten Island

11 listings

View all 11 listings →

If you already have a housing voucher

A Housing Choice Voucher pays part of the rent in a privately owned apartment you find yourself. It cannot be used in an apartment that is already subsidized, so the 196 income-based apartments here are not an option for it. Browse landlords in Staten Island who accept vouchers.

Frequently asked questions

How do I apply to Terrace Gardens?
Apply to the property, not to the housing authority. Call the office at (516) 277-9325 and ask whether the waiting list is open and how to get an application. Terrace Gardens keeps its own waiting list, separate from the Section 8 voucher list. Expect to show ID, Social Security numbers and proof of income for everyone in the household.
What is the income limit for Terrace Gardens?
Household income usually has to be at or below the very low income limit (50% of the area median). Properties whose HUD contract dates from before October 1981 may admit households up to the low income limit (80%). Either way, at least 40% of the apartments that open each year go to extremely low income households (24 CFR 5.653). In Richmond County the FY2026 very low income limit is $59,400 a year for one person and $84,800 for a household of four.
How much is rent at Terrace Gardens?
Residents pay about 30% of their adjusted income toward rent and a HUD contract with the property covers the rest. HUD's most recent resident data shows households here paying an average of $578 a month toward rent and utilities. Your own share is calculated from your household's income when you move in and again each year.
Do I need a Section 8 voucher to live at Terrace Gardens?
No. This is Project-based Section 8: the assistance is attached to the apartment, not to the tenant, so it is there when you move in and stays behind when you move out. 2 of the apartments are not subsidized; ask the office whether a Housing Choice Voucher can be used there.

Other low income apartments near Terrace Gardens

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Property details from HUD’s Multifamily Assistance and Section 8 Contracts data and Picture of Subsidized Households, HUD property 800236924. Checked October 2026.