Section 8 in Westchester County, NY
9,643 active Housing Choice Vouchers in Westchester County, 86% utilized. 6 housing authorities serve this county. Voucher data as of 2026.
Voucher-friendly listings in Westchester County
1 listing
HUD Fair Market Rents in Westchester County (FY2027)
HUD rent benchmarks for FY2027, effective October 1, 2026. These are not adopted housing-authority payment standards or household subsidy amounts. The illustration shows 90% to 110% of FMR; ZIP-based schedules, approved exceptions and Moving to Work rules can differ.
| Bedrooms | FMR | Illustration: 90% to 110% of FMR |
|---|---|---|
| Efficiency (studio) | $2,593 | $2,334 to $2,852 |
| 1-bedroom | $2,729 | $2,456 to $3,002 |
| 2-bedroom | $2,971 | $2,674 to $3,268 |
| 3-bedroom | $3,760 | $3,384 to $4,136 |
| 4-bedroom | $4,121 | $3,709 to $4,533 |
The two-bedroom HUD benchmark for Westchester County is $2,971. Multiplying by 90% and 110% gives $2,674 to $3,268, not an approval range. Gross rent includes the applicable allowance for tenant-paid utilities. Your agency must calculate assistance using its adopted standard, your household and the proposed unit.
What changed from FY2026 to FY2027 in Westchester County
HUD's two-bedroom Fair Market Rent for Westchester County, NY rose from $2,910 in FY2026 to $2,971 in FY2027, a change of +$61 a month (+2.1%). FY2027 figures took effect on October 1, 2026.
| Bedrooms | FY2026 | FY2027 | Change |
|---|---|---|---|
| Efficiency (studio) | $2,529 | $2,593 | +$64 (+2.5%) |
| 1-bedroom | $2,655 | $2,729 | +$74 (+2.8%) |
| 2-bedroom | $2,910 | $2,971 | +$61 (+2.1%) |
| 3-bedroom | $3,644 | $3,760 | +$116 (+3.2%) |
| 4-bedroom | $3,959 | $4,121 | +$162 (+4.1%) |
The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.
Already renting with a voucher in Westchester County? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.
Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.
Source: HUD Fair Market Rents, FY2026 and FY2027, huduser.gov.
Section 8 income limits in Westchester County (FY2026)
To qualify for a Housing Choice Voucher, a household's gross annual income generally has to be at or below the very low income limit for its size. In Westchester County that is $84,800 a year for a family of four, about $7,060 a month before taxes. HUD's area median family income here is $164,200.
| Household size | Extremely low | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $35,650 | $59,400 | $88,100 |
| 2 people | $40,750 | $67,850 | $100,700 |
| 3 people | $45,850 | $76,350 | $113,300 |
| 4 people | $50,900 | $84,800 | $125,850 |
| 5 people | $55,000 | $91,600 | $135,950 |
| 6 people | $59,050 | $98,400 | $146,000 |
| 7 people | $63,150 | $105,200 | $156,100 |
| 8 people | $67,200 | $111,950 | $166,150 |
Which column applies to you. The middle column is the eligibility line for most applicants (24 CFR 982.201). The low income column only applies in special cases, such as families already receiving federal housing assistance. Federal rules generally require at least 75% of admissions from the waiting list each year to be extremely low income families. This does not predict selection or waiting time. For a family of four here, that threshold is $50,900 or less.
Income is counted before taxes and covers the whole household. The housing authority verifies it when your name is reached on the waiting list, so what counts is your income at that point. Being under the income limit is only one part of eligibility and does not guarantee admission.
Compare your household income with Section 8 limits and see how monthly income becomes an annual estimate.
Source: HUD FY2026 Section 8 Income Limits for the Westchester County, NY Statutory Exception Area, huduser.gov.
Can a landlord refuse Section 8 in Westchester County?
No. New York law prohibits landlords from refusing a renter because they pay with a Section 8 voucher. That protection applies in Westchester County. If you were turned away for having a voucher, that refusal may be illegal.
NY Human Rights Law §296(5)
NY State Human Rights Law prohibits housing discrimination based on lawful source of income statewide (added by 2019 amendment). Enforcement by NYS Division of Human Rights. In People v Commons West (App. Div. 3d Dept., March 5, 2026) the court held the provision facially unconstitutional to the extent it bars refusing Section 8 vouchers; the Attorney General has appealed to the Court of Appeals. NYC's own Human Rights Law was not before the court. See county-level notes.
View statute →Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.
Westchester County in the New York metro
Westchester County is one of the counties inside the New York, NY core-based statistical area. The metro-level view aggregates voucher activity across every housing authority in the CBSA.
See New York metro rent limits and PHA breakdown →Landlord and investor tools for Westchester County
RentalCalcsFree calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.
- Westchester County rental market dataRents, home prices, cap rates and cash flow estimates for investors.
- Section 8 rent analyzerHUD rent benchmarks and modeled comparisons for New York ZIP codes. Confirm adopted amounts with the agency.
- Compare HUD benchmarks with market rent in New YorkExplore modeled ZIP comparisons; these do not establish an approved rent or agency payment.
- Average rent in New YorkMarket rent versus HUD fair market rent by city and bedroom count.
- How Section 8 rent is calculatedFair market rent, payment standards and rent reasonableness, step by step.
- Section 8 landlord math for 2026What the payment standard changes mean for cash flow this year.
Housing authorities serving Westchester County
Each PHA sets its own payment standard, runs its own waitlist, and does its own inspections. Confirm the administering agency on your voucher and whether it can serve the proposed address; a ZIP code alone does not settle jurisdiction or portability.
Municipal Housing Authority for the City of Yonkers (MHACY)
Yonkers · PHA code NY003
5,133 Section 8 unitsCity of New Rochelle Housing Authority
New Rochelle · PHA code NY113
1,165 Section 8 unitsWhite Plains Housing Authority
White Plains · PHA code NY042
811 Section 8 unitsCity of Peekskill Section 8 Office
Peekskill · PHA code NY123
731 Section 8 unitsNew Rochelle Municipal Housing Authority (NRMHA)
New Rochelle · PHA code NY088
605 Section 8 unitsGreenburgh Housing Authority
White Plains · PHA code NY057
421 Section 8 units
Frequently asked questions
- What is the income limit for Section 8 in Westchester County?
- For FY2026, the very low income screening threshold in Westchester County, NY is $59,400 for one person, $67,850 for two, $76,350 for three and $84,800 for a family of four. Limits vary by household size. The agency also checks other eligibility requirements and any applicable exceptions.
- What counts as extremely low income in Westchester County?
- HUD's FY2026 extremely low income limit in Westchester County is $35,650 for one person and $50,900 for a family of four. Housing authorities must give at least 75% of the vouchers they issue from the waiting list each year to families at or below this level.
- How much does Section 8 pay for a 2-bedroom in Westchester County?
- The FY2027 two-bedroom Fair Market Rent in Westchester County is $2,971 per month. For illustration, 90% to 110% of the benchmark is roughly $2,674 to $3,268. This is not a household rent limit. ZIP-based schedules, approved exceptions and Moving to Work rules may differ; ask your agency for its adopted standard and the unit's utility allowance.
- Who runs Section 8 in Westchester County?
- Housing Choice Vouchers in Westchester County are administered by Municipal Housing Authority for the City of Yonkers (MHACY), City of New Rochelle Housing Authority, White Plains Housing Authority and other local housing authorities. Each authority keeps its own waiting lists and eligibility preferences. Check each official application notice; applying to one agency does not apply to the others.
Find Section 8 apartments in Westchester County
VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.
Nearby New York counties
Voucher counts aggregated from HUD PHA jurisdiction data. Population 997,904 · FIPS 36119.