Section 8 in Elkhart, IN, IN: Rent Limits and Housing Authorities

Elkhart-Goshen, IN metro area. FY2026 Fair Market Rents, active voucher counts, the housing authorities that run the program here, and whether landlords can legally refuse a voucher. Every figure comes straight from HUD data.

2-bedroom FMR (FY2026)
$1,183
HUD
Active vouchers
738
83% utilized
Housing authorities
1
serving this metro
Voucher protection
State preempts

Fair Market Rent by bedroom count

HUD-published metro FMR for FY2026. Payment standards, the amount a PHA actually pays, are set between 90% and 110% of FMR at each PHA's discretion.

BedroomsFMRPayment standard (90 to 110%)
Efficiency (studio)$968$871 to $1,065
1-bedroom$992$893 to $1,091
2-bedroom$1,183$1,065 to $1,301
3-bedroom$1,553$1,398 to $1,708
4-bedroom$1,581$1,423 to $1,739

Example: at 100% of FMR, a 2-bedroom voucher in Elkhart covers up to $1,183 in gross rent, before the tenant's utility allowance. Across the full range a PHA may set: $1,065 to $1,301.

Voucher demand in this metro

Active vouchers
738
Occupied
609
Utilization
83%

Aggregated from HUD Public Housing Authority data (FY2026). High utilization means most vouchers issued here are already placed in a unit, so landlords who accept vouchers fill vacancies from a deep, reliable applicant pool.

Housing authorities serving Elkhart

1 PHA administer vouchers in this metro. Apply with (or contact) the PHA that covers the specific address.

  • Housing Authority of the City of Elkhart

    Elkhart , IN · IN026 · 738 HCV units

    Status unknown
    5742958392

Can a landlord refuse Section 8 in Elkhart, IN?

Yes. Indiana law blocks local governments from requiring voucher acceptance, so landlords in Elkhart, IN can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Indiana preempts local SOI protections. No statewide law. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Counties in the Elkhart metro

County pages show the local voucher count, the housing authorities that serve it, and ZIP-level rent limits where HUD publishes them.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Elkhart?
In the Elkhart-Goshen, IN metro, the FY2026 two-bedroom Fair Market Rent is $1,183 per month. A housing authority usually sets its Section 8 payment standard between 90% and 110% of that, roughly $1,065 to $1,301 in gross rent before the tenant's utility allowance.
What are the FY2026 Fair Market Rents in Elkhart?
HUD's FY2026 Fair Market Rents for the Elkhart-Goshen, IN metro, by bedroom size: studio $968, 1-bedroom $992, 2-bedroom $1,183, 3-bedroom $1,553, 4-bedroom $1,581. Section 8 payment standards are based on these figures.
How do I apply for Section 8 in Elkhart?
Section 8 in Elkhart is administered by Housing Authority of the City of Elkhart. Apply through the authority whose jurisdiction covers the address, as each runs its own waitlist. Once you have a voucher, search voucher-friendly units and apply on VoucherMatch.

Find Section 8 apartments in Elkhart

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

Rent limits from HUD FY2026 Fair Market Rent data. Investor running the numbers? The RentalCalcs voucher analyzer uses this same dataset.