How much does Section 8 pay for a 2-bedroom in Elkhart?

In the Elkhart-Goshen, IN metro, the FY2027 two-bedroom Fair Market Rent is $1,253 per month. For illustration, 90% to 110% of that benchmark is roughly $1,128 to $1,378. This is not an adopted payment standard or subsidy quote. ZIP schedules, approved exceptions and Moving to Work rules may differ. Gross rent includes the applicable allowance for tenant-paid utilities.

What are the FY2027 Fair Market Rents in Elkhart?

HUD's FY2027 Fair Market Rents for the Elkhart-Goshen, IN metro, by bedroom size: studio $1,008, 1-bedroom $1,048, 2-bedroom $1,253, 3-bedroom $1,653, 4-bedroom $1,752. These are HUD benchmarks, not household subsidy amounts. Confirm whether your agency uses ZIP-based standards and which schedule applies to your unit.

Did Section 8 rent limits change in Elkhart for FY2027?

The two-bedroom Fair Market Rent for the Elkhart-Goshen, IN metro went from $1,183 in FY2026 to $1,253 in FY2027, an increase of $70 a month. FY2027 Fair Market Rents took effect on October 1, 2026. HUD's effective date does not automatically change a household's assistance. Ask your administering agency which adopted schedule and effective date apply to a new lease, move or reexamination.

How do I apply for Section 8 in Elkhart?

Section 8 in Elkhart is administered by Housing Authority of the City of Elkhart. Each agency has its own application process, waiting lists and preferences. You may apply to more than one agency when eligible lists are open; a listing inquiry is not a voucher application. If you already have a voucher, confirm the receiving agency and any portability requirements for the proposed address.

Section 8 in Elkhart, IN: Rent Limits and Housing Authorities

Elkhart-Goshen, IN metro area. FY2027 Fair Market Rents, active voucher counts, the housing authorities that run the program here, and whether landlords can legally refuse a voucher. Every figure comes straight from HUD data.

2-bedroom FMR (FY2027)

$1,253

HUD

Active vouchers

738

83% utilized

Housing authorities

serving this metro

Voucher protection

State preempts

Ind. Code §36-1-3-8.5 (2015)

Fair Market Rent by bedroom count

HUD rent benchmarks for FY2027, effective October 1, 2026. These are not adopted housing-authority payment standards or household subsidy amounts. The illustration shows 90% to 110% of FMR; ZIP-based schedules, approved exceptions and Moving to Work rules can differ.

Bedrooms	FMR	Illustration: 90% to 110% of FMR
Efficiency (studio)	$1,008	$907 to $1,109
1-bedroom	$1,048	$943 to $1,153
2-bedroom	$1,253	$1,128 to $1,378
3-bedroom	$1,653	$1,488 to $1,818
4-bedroom	$1,752	$1,577 to $1,927

The two-bedroom HUD benchmark for Elkhart is $1,253. Multiplying by 90% and 110% gives $1,128 to $1,378, not an approval range. Gross rent includes the applicable allowance for tenant-paid utilities. Your agency must calculate assistance using its adopted standard, your household and the proposed unit.

What changed from FY2026 to FY2027 in Elkhart

HUD's two-bedroom Fair Market Rent for the Elkhart-Goshen, IN metro rose from $1,183 in FY2026 to $1,253 in FY2027, a change of +$70 a month (+5.9%). FY2027 figures took effect on October 1, 2026.

Bedrooms	FY2026	FY2027	Change
Efficiency (studio)	$968	$1,008	+$40 (+4.1%)
1-bedroom	$992	$1,048	+$56 (+5.6%)
2-bedroom	$1,183	$1,253	+$70 (+5.9%)
3-bedroom	$1,553	$1,653	+$100 (+6.4%)
4-bedroom	$1,581	$1,752	+$171 (+10.8%)

The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.

Already renting with a voucher in Elkhart? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.

Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.

Source: HUD Fair Market Rents, FY2026 and FY2027, huduser.gov.

Voucher demand in this metro

Active vouchers

738

Occupied

609

Utilization

83%

Aggregated from HUD Public Housing Authority data (FY2026). High utilization means most vouchers issued here are already placed in a unit, so landlords who accept vouchers fill vacancies from a deep, reliable applicant pool.

Housing authorities serving Elkhart

1 PHA administer vouchers in this metro. Apply with (or contact) the PHA that covers the specific address.

Housing Authority of the City of Elkhart
Elkhart , IN · IN026 · 738 HCV units
Status unknown
5742958392

Can a landlord refuse Section 8 in Elkhart, IN?

Yes. Indiana law blocks local governments from requiring voucher acceptance, so landlords in Elkhart, IN can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Ind. Code §36-1-3-8.5 (2015)

Passed to block a proposed Indianapolis ordinance. PRRAC Appendix B (March 2026).

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Counties in the Elkhart metro

County pages show the local voucher count, the housing authorities that serve it, and ZIP-level rent limits where HUD publishes them.

Elkhart County

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in Elkhart?: In the Elkhart-Goshen, IN metro, the FY2027 two-bedroom Fair Market Rent is $1,253 per month. For illustration, 90% to 110% of that benchmark is roughly $1,128 to $1,378. This is not an adopted payment standard or subsidy quote. ZIP schedules, approved exceptions and Moving to Work rules may differ. Gross rent includes the applicable allowance for tenant-paid utilities.
What are the FY2027 Fair Market Rents in Elkhart?: HUD's FY2027 Fair Market Rents for the Elkhart-Goshen, IN metro, by bedroom size: studio $1,008, 1-bedroom $1,048, 2-bedroom $1,253, 3-bedroom $1,653, 4-bedroom $1,752. These are HUD benchmarks, not household subsidy amounts. Confirm whether your agency uses ZIP-based standards and which schedule applies to your unit.
Did Section 8 rent limits change in Elkhart for FY2027?: The two-bedroom Fair Market Rent for the Elkhart-Goshen, IN metro went from $1,183 in FY2026 to $1,253 in FY2027, an increase of $70 a month. FY2027 Fair Market Rents took effect on October 1, 2026. HUD's effective date does not automatically change a household's assistance. Ask your administering agency which adopted schedule and effective date apply to a new lease, move or reexamination.
How do I apply for Section 8 in Elkhart?: Section 8 in Elkhart is administered by Housing Authority of the City of Elkhart. Each agency has its own application process, waiting lists and preferences. You may apply to more than one agency when eligible lists are open; a listing inquiry is not a voucher application. If you already have a voucher, confirm the receiving agency and any portability requirements for the proposed address.

Find Section 8 apartments in Elkhart

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Browse voucher-friendly listings in Elkhart List your unit free

Rent limits from HUD FY2027 Fair Market Rent data. Investor running the numbers? The RentalCalcs voucher analyzer uses this same dataset.