Mount Carmel Gardens
5700 Race St, Philadelphia, PA 19139
Mount Carmel Gardens is an income-based apartment property for families and individuals at 5700 Race St in Philadelphia, PA. 47 of its 48 apartments are subsidized, in 1, 2 and 3-bedroom sizes. The rent assistance belongs to the apartment, so you apply to the property itself and you do not need a voucher.
How to apply to Mount Carmel Gardens
- Call the property office at (215) 474-1888 and ask whether the waiting list is open.
- Ask for an application. The property keeps its own waiting list; the housing authority's voucher list is a different line.
- Have ID, Social Security numbers and proof of income ready for everyone in the household. The office verifies income before it offers an apartment.
VoucherMatch does not take applications for this property and cannot tell you whether an apartment is open today. The office can.
About Mount Carmel Gardens
- Address
- 5700 Race St, Philadelphia, PA 19139
- Program
- Project-based Section 8
- Who can live here
- HUD lists this as general or family housing. Ask the office about household eligibility and how it assigns apartment sizes; a unit count is not an offer of an apartment.
- Rent
- Residents pay about 30% of their adjusted income toward rent and a HUD contract with the property covers the rest. HUD's resident data records an average payment of $344 a month toward rent and utilities. This historical average is not a current asking rent or a quote for your household.
- Subsidized apartments by size
- 11 1-bedroom, 30 2-bedroom, 6 3-bedroom
- Other apartments
- One of the 48 apartments is not covered by the HUD contract. Ask the office whether they are rental units, what rent applies and whether a Housing Choice Voucher can be used.
- Managed by
- Community Realty Management Inc, (609) 646-8861
- HUD inspection
- Scored 92 out of 100 in the HUD inspection record (June 2025). This is a dated inspection result, not a statement about the condition of an apartment today.
- HUD contract
- HUD's record lists a contract end of May 2035. This field alone does not confirm current coverage or a renewal; ask the office.
- First occupied
- 1975
Income limits in Philadelphia County (FY2026)
Most admissions to project-based Section 8 are for very low income households (50% of area median or less). Limited admissions above that level may be allowed within the low income limit. At least 40% of assisted units becoming available in a fiscal year must go to extremely low income households. The applicable admission rules depend on the contract; the office verifies eligibility (24 CFR 5.653).
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $25,800 | $42,950 | $68,750 |
| 2 people | $29,450 | $49,100 | $78,550 |
| 3 people | $33,150 | $55,250 | $88,350 |
| 4 people | $36,800 | $61,350 | $98,150 |
| 5 people | $39,750 | $66,300 | $106,050 |
| 6 people | $44,360 | $71,200 | $113,900 |
| 7 people | $50,040 | $76,100 | $121,750 |
| 8 people | $55,720 | $81,000 | $129,600 |
Source: HUD FY2026 income limits. Income is gross annual income for the whole household; the property verifies it when your name comes up on the waiting list.
Voucher-friendly listings in Philadelphia
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If you already have a housing voucher
A Housing Choice Voucher pays part of the rent in a privately owned apartment you find yourself. It cannot be used in an apartment that is already subsidized, so the 47 income-based apartments here are not an option for it. Browse landlords in Philadelphia who accept vouchers or see Section 8 rent limits and housing authorities in Philadelphia County.
Frequently asked questions
- How do I apply to Mount Carmel Gardens?
- Apply to the property, not to the housing authority. Call the office at (215) 474-1888 and ask whether the waiting list is open and how to get an application. Mount Carmel Gardens keeps its own waiting list, separate from the Section 8 voucher list. Expect to show ID, Social Security numbers and proof of income for everyone in the household.
- What is the income limit for Mount Carmel Gardens?
- Most admissions to project-based Section 8 are for very low income households (50% of area median or less). Limited admissions above that level may be allowed within the low income limit. At least 40% of assisted units becoming available in a fiscal year must go to extremely low income households. The applicable admission rules depend on the contract; the office verifies eligibility (24 CFR 5.653). In Philadelphia County the FY2026 very low income limit is $42,950 a year for one person and $61,350 for a household of four.
- How much is rent at Mount Carmel Gardens?
- Residents pay about 30% of their adjusted income toward rent and a HUD contract with the property covers the rest. HUD's resident data records an average payment of $344 a month toward rent and utilities. This historical average is not a current rent quote. Your own share is calculated from your household's income when you move in and again each year.
- Do I need a Section 8 voucher to live at Mount Carmel Gardens?
- No. This is Project-based Section 8: the assistance is attached to the apartment, not to the tenant, so it is there when you move in and stays behind when you move out. One apartment is not subsidized; ask the office whether a Housing Choice Voucher can be used there.
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Browse the low income housing directory for Philadelphia, PA →
Property details from HUD’s Multifamily Assistance and Section 8 Contracts data and Picture of Subsidized Households, HUD property 800018687. Dataset retrieved October 2026; individual records may describe earlier periods.