3 bedroom Section 8 apartments in Memphis, TN
Compare HUD rent benchmarks for 3 bedroom units, then confirm the authority’s adopted payment standard and the household’s utility allowance. Explore 27 tracked neighborhoods below. These figures do not guarantee rent approval.
No source-of-income protection in effect
Memphis has a Fair Housing Ordinance that lists source of income as a protected class, BUT the ordinance has NO private right of action — only the City of Memphis Office of Fair Housing can enforce it, individual voucher-holders cannot sue. NAACP LDF's 2024 "Bad Housing Blues" report documents widespread ongoing SOI discrimination in Memphis despite the ordinance. Legal recourse for voucher-holders here is effectively minimal.
General information, not legal advice. For help with a specific case, use HUD’s fair-housing resources.
3 bedroom HUD rent benchmarks by neighborhood
| Neighborhood | ZIP | HUD benchmark / mo |
|---|---|---|
| Downtown Memphis | 38103 | $2,310 |
| South Main Arts District | 38103 | $2,310 |
| Pinch District | 38103 | $2,310 |
| Medical District | 38104 | $1,910 |
| The Edge District | 38104 | $1,910 |
| Crosstown | 38104 | $1,910 |
| Overton Square | 38104 | $1,910 |
| Cooper-Young | 38104 | $1,910 |
| Central Gardens | 38104 | $1,910 |
| Hickory Hill | 38115 | $1,800 |
| Fox Meadows | 38115 | $1,800 |
| Raleigh | 38128 | $1,780 |
| Whitehaven | 38116 | $1,650 |
| Parkway Village | 38118 | $1,650 |
| Frayser | 38127 | $1,560 |
| Uptown | 38105 | $1,440 |
| North Memphis / Crosstown Concourse | 38105 | $1,440 |
| South Memphis (North) | 38106 | $1,430 |
| South Memphis (Central) | 38106 | $1,430 |
| Westwood | 38109 | $1,430 |
| Orange Mound | 38114 | $1,410 |
| Castalia Heights | 38114 | $1,410 |
| Evergreen Historic District | 38112 | $1,390 |
| Overton Park | 38112 | $1,390 |
| Binghampton | 38112 | $1,390 |
| Klondike | 38108 | $1,330 |
| Nutbush | 38108 | $1,330 |
Public Housing Authorities
Memphis Housing Authority (MHA)
HUD PHA code TN001 · 9,408 HCV vouchers
We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.
Office details, application guidance and rent questions →
- Address
- 700 Adams Avenue, Memphis, TN
- Phone
- (901) 544-1100
- Website
- https://memphisha.org/
Millington Housing Authority
HUD PHA code TN045
We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.
- Address
- 4888 Bill Knight Rd, Millington, TN
- Phone
- (901) 872-3677
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