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Apartments that accept Section 8 in Memphis, TN

Search for apartments in Memphis using your Housing Choice Voucher. Compare HUD rent benchmarks, then confirm the rent and utilities with the authority administering your voucher. Explore 27 neighborhoods and find contact details for the local housing authorities below.

No source-of-income protection in effect

Memphis has a Fair Housing Ordinance that lists source of income as a protected class, BUT the ordinance has NO private right of action — only the City of Memphis Office of Fair Housing can enforce it, individual voucher-holders cannot sue. NAACP LDF's 2024 "Bad Housing Blues" report documents widespread ongoing SOI discrimination in Memphis despite the ordinance. Legal recourse for voucher-holders here is effectively minimal.

General information, not legal advice. For help with a specific case, use HUD’s fair-housing resources.

Memphis Fair Housing Ordinance (no private right of action)

Rental listings in Memphis, TN

Active standalone listings recorded in Memphis, TN. Units nested inside building cards are excluded. Missing program tags do not establish refusal; confirm the address, availability, voucher paperwork and utilities with the owner.

No active listings are currently recorded for this search on VoucherMatch. This does not mean there are no rentals in Memphis, TN. Compare the broader search below, consult the agency contacts, or get listing alerts.

Inventory checked . Counts cover this site, not the whole rental market, and may change before the next page refresh.

Check before you pay

Applying for housing assistance or joining an agency waitlist is free. An agency will not ask you to pay by app, wire or gift card to get a spot. Use HUD’s contact page to find your housing agency, then call to check an offer.

Do not pay to view a home or hold a waitlist spot. Before sending rent or a deposit, confirm the home and the person’s right to rent it. See FTC advice on checking a rental.

Sources checked October 16, 2026: HUD OIG’s August 2024 waitlist fraud bulletin and FTC rental-scam guidance (June 2026).

Rental terms used on this page
Housing Choice Voucher (Section 8)
Rental help run by a housing authority. You find a home, and the agency checks the unit, rent and your household before it approves payment.
Payment standard
An amount the agency uses to work out housing assistance for a unit size and area. It does not mean that any home at that rent will be approved.
FMR and SAFMR
HUD rent estimates for an area (Fair Market Rent) or ZIP code (Small Area Fair Market Rent). They include rent and most tenant-paid utilities. Your agency may use a different payment standard.
Utility allowance
The agency’s estimate of the cost of utilities you must pay. It is not a promise to pay your actual bills.
Gross rent and tenant share
Gross rent combines the lease rent and the agency’s utility allowance. Your tenant share is the part you must pay after the agency works out your help.
Portability
Moving with a voucher to an area served by another housing agency. Ask your current worker what to do before you move.
Request for tenancy approval
The unit and owner paperwork your agency needs to start its rent and housing-quality review. Ask the agency for its form and deadline.

Definitions: HUD’s tenant voucher guide, checked October 16, 2026. Confirm the rules and forms with your own agency.

HUD rent benchmarks — ZIP 38103

Small-Area FMR · FY2027
HUD rent benchmarks — ZIP 38103, monthly dollars, fiscal year 2027
BedroomsHUD benchmark / mo
Studio$1,470
1 bedroom$1,600
2 bedrooms$1,750
3 bedrooms$2,310
4 bedrooms$2,660

These are HUD Small Area Fair Market Rents, not an adopted housing authority payment standard or a guaranteed rent approval. Your authority determines assistance using its schedule, household income, voucher size and utility allowance. Rent reasonableness and inspection requirements also apply. How HUD vouchers work.

Public Housing Authorities

Memphis Housing Authority (MHA)

HUD PHA code TN001 · 9,408 HCV vouchers

Call to confirm

We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.

Office details, application guidance and rent questions →

Address
700 Adams Avenue, Memphis, TN

Millington Housing Authority

HUD PHA code TN045

Call to confirm

We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.

Address
4888 Bill Knight Rd, Millington, TN

Browse by neighborhood

27 neighborhoods

More Memphis neighborhoods

Browse by MATA (Memphis Area Transit Authority — trolleys + buses) line

6 lines

Browse by ZIP code

13 ZIP codes

Compare ZIP-level HUD rent benchmarks across Memphis, then confirm the applicable payment standard with your housing authority.

Browse by bedroom count

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