VoucherMatch

Section 8 apartments in Memphis, TN

Memphis is a mandatory Small-Area Fair Market Rent metro — the exact rent a Housing Choice Voucher will cover changes ZIP by ZIP. Below are the current payment standards, the governing Public Housing Authority, and the 27 neighborhoods where we track voucher-friendly search demand.

No source-of-income protection in effect

Memphis has a Fair Housing Ordinance that lists source of income as a protected class, BUT the ordinance has NO private right of action — only the City of Memphis Office of Fair Housing can enforce it, individual voucher-holders cannot sue. NAACP LDF's 2024 "Bad Housing Blues" report documents widespread ongoing SOI discrimination in Memphis despite the ordinance. Legal recourse for voucher-holders here is effectively minimal.

Memphis Fair Housing Ordinance (no private right of action)

Section 8 payment standards — ZIP 38103

Small-Area FMR · 2026
BedroomsPayment standard / mo
Studio$1,590
1 bedroom$1,730
2 bedrooms$1,910
3 bedrooms$2,520
4 bedrooms$2,940

Payment standards published by HUD. Small-Area FMRs vary by ZIP code — this is the exact ceiling a Housing Choice Voucher will cover for a unit in this ZIP.

Public Housing Authorities

Memphis Housing Authority (MHA)

HUD PHA code TN001 · 9,408 HCV vouchers

Waitlist closed

This PHA is not accepting new applications at this time. Call for the next opening date.

MHA Section 8 HCV waitlist status varies — MHA opens periodically by lottery. Check memphisha.org or call (901) 544-1100. Serves Memphis city limits.

Address
700 Adams Avenue, Memphis, TN
Website
https://memphisha.org
Apply on the PHA site →

Millington Housing Authority

HUD PHA code TN045

Call to confirm

Waitlist status changes frequently — call the PHA directly to confirm before applying.

Address
4888 Bill Knight Rd , Millington , TN

Browse by neighborhood

27 neighborhoods

More Memphis neighborhoods

Browse by MATA (Memphis Area Transit Authority — trolleys + buses) line

6 lines

Browse by ZIP code

13 ZIP codes

Memphis uses Small-Area Fair Market Rents, so the voucher payment standard is different in every ZIP code.

Browse by bedroom count

Get alerted when Section 8 listings appear in Memphis

Tell us the neighborhood and bedroom count. We'll email when a voucher-accepting landlord lists a unit.

Own property in Memphis? A Section 8 voucher may cover more than market rent.

In many Memphis ZIPs, the Section 8 payment standard beats current market rent — a voucher tenant means guaranteed monthly rent at or above what you'd charge on the open market. Add your name to the Memphis landlord list and we'll reach out as soon as we open this market.