Section 8 apartments in Memphis, TN
Memphis is a mandatory Small-Area Fair Market Rent metro — the exact rent a Housing Choice Voucher will cover changes ZIP by ZIP. Below are the current payment standards, the governing Public Housing Authority, and the 27 neighborhoods where we track voucher-friendly search demand.
No source-of-income protection in effect
Memphis has a Fair Housing Ordinance that lists source of income as a protected class, BUT the ordinance has NO private right of action — only the City of Memphis Office of Fair Housing can enforce it, individual voucher-holders cannot sue. NAACP LDF's 2024 "Bad Housing Blues" report documents widespread ongoing SOI discrimination in Memphis despite the ordinance. Legal recourse for voucher-holders here is effectively minimal.
Section 8 payment standards — ZIP 38103
Small-Area FMR · 2026| Bedrooms | Payment standard / mo |
|---|---|
| Studio | $1,590 |
| 1 bedroom | $1,730 |
| 2 bedrooms | $1,910 |
| 3 bedrooms | $2,520 |
| 4 bedrooms | $2,940 |
Payment standards published by HUD. Small-Area FMRs vary by ZIP code — this is the exact ceiling a Housing Choice Voucher will cover for a unit in this ZIP.
Public Housing Authorities
Memphis Housing Authority (MHA)
HUD PHA code TN001 · 9,408 HCV vouchers
This PHA is not accepting new applications at this time. Call for the next opening date.
MHA Section 8 HCV waitlist status varies — MHA opens periodically by lottery. Check memphisha.org or call (901) 544-1100. Serves Memphis city limits.
- Address
- 700 Adams Avenue, Memphis, TN
- Phone
- (901) 544-1100
- Website
- https://memphisha.org
Millington Housing Authority
HUD PHA code TN045
Waitlist status changes frequently — call the PHA directly to confirm before applying.
- Address
- 4888 Bill Knight Rd , Millington , TN
- Phone
- 9018723677
Browse by neighborhood
27 neighborhoods- Section 8 apartments in Downtown Memphis
- Section 8 apartments in South Main Arts District
- Section 8 apartments in Pinch District
- Section 8 apartments in Uptown
- Section 8 apartments in Medical District
- Section 8 apartments in The Edge District
- Section 8 apartments in Crosstown
- Section 8 apartments in Overton Square
- Section 8 apartments in Cooper-Young
- Section 8 apartments in Central Gardens
- Section 8 apartments in Evergreen Historic District
- Section 8 apartments in Overton Park
- Section 8 apartments in Binghampton
- Section 8 apartments in North Memphis / Crosstown Concourse
- Section 8 apartments in Klondike
- Section 8 apartments in Nutbush
- Section 8 apartments in Raleigh
- Section 8 apartments in Frayser
- Section 8 apartments in South Memphis (North)
- Section 8 apartments in South Memphis (Central)
- Section 8 apartments in Orange Mound
- Section 8 apartments in Castalia Heights
- Section 8 apartments in Whitehaven
- Section 8 apartments in Westwood
More Memphis neighborhoods
Browse by MATA (Memphis Area Transit Authority — trolleys + buses) line
6 lines- Section 8 apartments near the MATA Main Street Line
- Section 8 apartments near the MATA Route 50 — Poplar Avenue
- Section 8 apartments near the MATA Route 52 — Summer Avenue
- Section 8 apartments near the MATA Route 57 — Frayser / Millington
- Section 8 apartments near the MATA Route 34 — Central Avenue
- Section 8 apartments near the MATA Route 7 — Winchester / Hickory Hill
Browse by ZIP code
13 ZIP codesMemphis uses Small-Area Fair Market Rents, so the voucher payment standard is different in every ZIP code.
Browse by bedroom count
Own property in Memphis? A Section 8 voucher may cover more than market rent.
In many Memphis ZIPs, the Section 8 payment standard beats current market rent. A voucher tenant means guaranteed monthly rent at or above what you'd charge on the open market. List it free today — post the unit, receive applications, and message voucher tenants directly. Your unit would be the first tenants see on this page.
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