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Apartments that accept Section 8 in St. Louis, MO

Search for apartments in St. Louis using your Housing Choice Voucher. Compare HUD rent benchmarks, then confirm the rent and utilities with the authority administering your voucher. Explore 36 neighborhoods and find contact details for the local housing authorities below.

Section 8 waitlists, PHA contacts & how to apply in St. Louis →

State law limits local voucher protections

Missouri §441.043, effective August 28, 2025, bars cities and counties from requiring private landlords to accept housing assistance, so the City of St. Louis can no longer enforce its ordinance. A city may still protect tenants who receive veterans' benefits, and tax-credit buildings carry their own rule against refusing a voucher holder. Illinois-side properties fall under Illinois law, which protects voucher holders statewide.

General information, not legal advice. For help with a specific case, use HUD’s fair-housing resources.

Missouri Revised Statutes §441.043

Rental listings in St. Louis, MO

Active standalone listings recorded in St. Louis, MO. Units nested inside building cards are excluded. Missing program tags do not establish refusal; confirm the address, availability, voucher paperwork and utilities with the owner.

No active listings are currently recorded for this search on VoucherMatch. This does not mean there are no rentals in St. Louis, MO. Compare the broader search below, consult the agency contacts, or get listing alerts.

Inventory checked . Counts cover this site, not the whole rental market, and may change before the next page refresh.

Check before you pay

Applying for housing assistance or joining an agency waitlist is free. An agency will not ask you to pay by app, wire or gift card to get a spot. Use HUD’s contact page to find your housing agency, then call to check an offer.

Do not pay to view a home or hold a waitlist spot. Before sending rent or a deposit, confirm the home and the person’s right to rent it. See FTC advice on checking a rental.

Sources checked October 16, 2026: HUD OIG’s August 2024 waitlist fraud bulletin and FTC rental-scam guidance (June 2026).

Rental terms used on this page
Housing Choice Voucher (Section 8)
Rental help run by a housing authority. You find a home, and the agency checks the unit, rent and your household before it approves payment.
Payment standard
An amount the agency uses to work out housing assistance for a unit size and area. It does not mean that any home at that rent will be approved.
FMR and SAFMR
HUD rent estimates for an area (Fair Market Rent) or ZIP code (Small Area Fair Market Rent). They include rent and most tenant-paid utilities. Your agency may use a different payment standard.
Utility allowance
The agency’s estimate of the cost of utilities you must pay. It is not a promise to pay your actual bills.
Gross rent and tenant share
Gross rent combines the lease rent and the agency’s utility allowance. Your tenant share is the part you must pay after the agency works out your help.
Portability
Moving with a voucher to an area served by another housing agency. Ask your current worker what to do before you move.
Request for tenancy approval
The unit and owner paperwork your agency needs to start its rent and housing-quality review. Ask the agency for its form and deadline.

Definitions: HUD’s tenant voucher guide, checked October 16, 2026. Confirm the rules and forms with your own agency.

HUD rent benchmarks — ZIP 63101

Small-Area FMR · FY2027
HUD rent benchmarks — ZIP 63101, monthly dollars, fiscal year 2027
BedroomsHUD benchmark / mo
Studio$1,260
1 bedroom$1,310
2 bedrooms$1,600
3 bedrooms$2,050
4 bedrooms$2,370

These are HUD Small Area Fair Market Rents, not an adopted housing authority payment standard or a guaranteed rent approval. Your authority determines assistance using its schedule, household income, voucher size and utility allowance. Rent reasonableness and inspection requirements also apply. How HUD vouchers work.

Compare HUD rent benchmarks across St. Louis

Selected example ZIP codes, not a ranking of neighborhoods or a count of available homes. These FY2027 Small Area Fair Market Rents are gross rent benchmarks. The authority's adopted schedule may use different amounts or group several ZIPs together.

Monthly HUD SAFMR benchmarks by ZIP and bedroom count for fiscal year 2027
ZIP1 BR2 BR3 BR
63103$1,040$1,270$1,630
63108$1,640$2,000$2,570
63113$1,020$1,250$1,600
63116$1,070$1,310$1,680
63118$1,080$1,320$1,690

Source: HUD Small Area Fair Market Rents. Confirm the unit's ZIP, agency, utility allowance and effective schedule before applying.

Before you apply for an apartment in St. Louis

St. Louis Housing Authority (SLHA) and County Housing, the St. Louis County housing authority, are separate administrators. “St. Louis” in a mailing address is not enough to choose an agency’s forms. Confirm the unit’s jurisdiction and the agency on your voucher before proposing a move.

Check the right rent schedule

Ask your administering agency for the payment standard effective for the proposed address, bedroom size and lease date. HUD metro and ZIP benchmarks are comparison data. They do not establish an SLHA or County Housing rent offer, and a public-housing rent schedule is not a tenant-based voucher schedule.

Compare rent plus utilities

At each viewing, record building type, heating and hot-water fuels, and the services the tenant pays. Request the current HCV utility worksheet from the same agency reviewing the rent. Keep utility responsibilities consistent between the advertisement, RFTA and proposed lease.

Prepare the unit for approval

SLHA’s landlord page provides a sample RFTA packet, tax and payment forms, and separate change-of-owner documents. Use the current packet supplied for your tenancy. An owner’s screening approval still leaves the agency’s rent, unit and lease requirements to complete.

Official local documents

Guidance by VoucherMatch Editorial Team. Sources reviewed September 29, 2026. Listing availability is checked separately. Confirm changing services with the linked provider. Report a correction and include this page’s address.

From a shortlist to an approved St. Louis apartment

Start a St. Louis shortlist by separating city addresses from county addresses and noting the voucher administrator. Compare transit, accessibility, available date and total housing cost alongside the asking rent.

  1. 1. Confirm the administrator for each address

    Ask SLHA or County Housing which office will handle the proposed tenancy and whether portability is required. Keep that answer with the property record so documents are sent to the right agency.

  2. 2. Use the correct owner packet

    SLHA distinguishes the sample tenancy packet from change-of-ownership and rent-increase forms. Ask the owner for the current tenancy paperwork supplied for your case. Identify the authorized signer and the person who can arrange inspection access.

  3. 3. Follow up on a specific missing step

    When progress stalls, ask whether the issue is a missing document, utility information, rent review, inspection or lease completion. Record the next action and responsible person instead of treating every delay as a denied application.

Questions to resolve while comparing units

Can an issued voucher be used for a house?
SLHA describes tenant-based vouchers as usable for qualifying houses or apartments in the private market. The owner, unit and tenancy must meet program requirements.
Does a waitlist application let me start an assisted lease?
No. An application is a request to be considered for assistance. Confirm that your agency has issued the voucher and supplied search instructions before relying on subsidy for a new lease.

SLHA program and applicant guidance

Compare two rental offers in St. Louis

Copy or print this sheet for a viewing. Record the owner’s written terms for each unit, then take the completed comparison to your housing worker. Blank entries mean information to collect, not zero cost.

Blank rental-offer comparison worksheet
Information to collectOffer AOffer B
Address, unit and owner contactTo collectTo collect
Bedrooms, entrance and access needsTo collectTo collect
Proposed monthly rentTo collectTo collect
Utilities paid by renter; heating systemTo collectTo collect
Required fees and optional chargesTo collectTo collect
Deposit and other move-in costsTo collectTo collect
Trip to work, services and viewingsTo collectTo collect
Agency, voucher deadline and next stepTo collectTo collect

The advertised rent and utility bills are not your final tenant share. Ask your administering agency to review its payment standard, utility allowance, rent reasonableness and inspection requirements for the actual unit.

Worksheet: VoucherMatch, October 16, 2026. Based on HUD’s tenant search and tenancy-approval guidance. Use your agency’s official forms to submit a unit; this sheet is a preparation aid.

Suggested citation: VoucherMatch Editorial Team. Rental offer comparison worksheet. October 16, 2026. vouchermatch.com/section-8-apartments.

Public Housing Authorities

Housing Authority of St. Louis County

HUD PHA code MO004 · 7,511 HCV vouchers

Call to confirm

We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.

Office details, application guidance and rent questions →

Address
8865 Natural Bridge Rd, Saint Louis, MO

Housing Authority of the City of Kirkwood

HUD PHA code MO187

Call to confirm

We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.

Address
385 S Taylor Ave, Kirkwood, MO

Housing Authority of the City of Hillsdale

HUD PHA code MO220

Call to confirm

We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.

Address
8865 Natural Bridge Rd, Saint Louis, MO

Housing Authority of the City of Olivette

HUD PHA code MO132

Call to confirm

We have not verified the current Housing Choice Voucher waiting-list status for this office. Ask whether it serves your address and how to check for openings.

Address
8865 Natural Bridge Rd, Saint Louis, MO

Browse by neighborhood

36 neighborhoods

Browse by ZIP code

18 ZIP codes

Compare ZIP-level HUD rent benchmarks across St. Louis, then confirm the applicable payment standard with your housing authority.

Browse by bedroom count

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