Section 8 Rent Limits in Indiana for FY2027: Fair Market Rent for Every County
Every county in Indiana has its own Section 8 rent ceiling, and the full FY2027 list is below. HUD's FY2027 Fair Market Rents are effective October 1, 2026; the 2-bedroom figure is as low as $1,014 in Adams County and as high as $1,536 in Shelby County, with the median county at $1,083. Housing authorities set their payment standards within 90% to 110% of these numbers.
Compared with FY2026, the 2-bedroom figure rose in 91 counties and fell in 1. The largest increase was Jasper County ($1,174 to $1,349, +14.9%); the steepest cut was St. Joseph County ($1,292 to $1,276, -1.2%). Five metros in Indiana are on HUD's mandatory Small Area FMR list (Cincinnati, OH-KY-IN; Fort Wayne, IN; Gary, IN; Indianapolis-Carmel, IN; Louisville, KY-IN), where the limit is set ZIP code by ZIP code instead of by county; the county figure there is only an average.
Reading the table. These are HUD Fair Market Rents, the basis for payment standards, not the standards themselves. Each housing authority picks a point between 90% and 110% of the FMR for each bedroom size and publishes it as its payment standard. The voucher then pays the standard (or the actual gross rent, if lower) minus about 30% of your adjusted income. Utilities you pay yourself count against the ceiling through a utility allowance.
FY2027 Fair Market Rents by Metro Area in Indiana
HUD groups counties into FMR areas; a metro's figure applies to every county inside it. "ZIP-level" marks mandatory Small Area FMR metros.
| FMR area | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs FY2026 |
|---|---|---|---|---|---|---|
| Anderson, IN | $1,011 | $1,017 | $1,331 | $1,743 | $1,749 | +10.4% |
| Bloomington, IN | $1,001 | $1,096 | $1,252 | $1,601 | $1,932 | +3.5% |
| Carroll County, IN | $760 | $787 | $1,027 | $1,232 | $1,396 | +5.5% |
| Cincinnati, OH-KY-IN (ZIP-level) | $1,052 | $1,128 | $1,442 | $1,897 | $2,141 | +6.6% |
| Columbus, IN | $1,261 | $1,276 | $1,493 | $1,779 | $2,126 | +5.5% |
| Elkhart-Goshen, IN | $1,008 | $1,048 | $1,253 | $1,653 | $1,752 | +5.9% |
| Evansville, IN | $866 | $872 | $1,127 | $1,387 | $1,534 | +1.3% |
| Fort Wayne, IN (ZIP-level) | $1,025 | $1,026 | $1,248 | $1,534 | $1,679 | +12.1% |
| Franklin County, IN | $841 | $950 | $1,148 | $1,503 | $1,509 | +2.8% |
| Gary, IN (ZIP-level) | $1,117 | $1,176 | $1,429 | $1,739 | $1,898 | +8.5% |
| Indianapolis-Carmel, IN (ZIP-level) | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Jasper County, IN | $1,024 | $1,031 | $1,349 | $1,741 | $1,773 | +14.9% |
| Kokomo, IN | $909 | $915 | $1,179 | $1,420 | $1,636 | +5.0% |
| Lafayette-West Lafayette, IN | $942 | $1,070 | $1,273 | $1,517 | $2,128 | +2.5% |
| Louisville, KY-IN (ZIP-level) | $976 | $1,058 | $1,276 | $1,629 | $1,874 | +0.3% |
| Michigan City-La Porte, IN | $963 | $1,031 | $1,245 | $1,525 | $1,762 | +8.1% |
| Muncie, IN | $899 | $913 | $1,145 | $1,438 | $1,890 | +9.8% |
| Owen County, IN | $818 | $914 | $1,014 | $1,244 | $1,606 | +6.1% |
| South Bend-Mishawaka, IN | $937 | $1,093 | $1,276 | $1,545 | $1,677 | -1.2% |
| Sullivan County, IN | $810 | $816 | $1,067 | $1,370 | $1,783 | +3.8% |
| Terre Haute, IN | $890 | $896 | $1,164 | $1,387 | $1,610 | +6.4% |
| Tipton County, IN | $941 | $947 | $1,239 | $1,476 | $1,628 | +11.7% |
| Warren County, IN | $750 | $892 | $1,014 | $1,328 | $1,333 | +6.1% |
| Washington County, IN | $770 | $775 | $1,014 | $1,222 | $1,333 | +2.6% |
| Wells County, IN | $837 | $842 | $1,102 | $1,342 | $1,535 | +11.2% |
FY2027 Fair Market Rents for Every County in Indiana
All 92 counties, alphabetical. Studio figures are in the metro table above.
| County | 1 BR | 2 BR | 3 BR | 4 BR | 2 BR vs FY2026 |
|---|---|---|---|---|---|
| Adams County | $931 | $1,014 | $1,281 | $1,413 | +6.1% |
| Allen County | $1,026 | $1,248 | $1,534 | $1,679 | +12.1% |
| Bartholomew County | $1,276 | $1,493 | $1,779 | $2,126 | +5.5% |
| Benton County | $1,070 | $1,273 | $1,517 | $2,128 | +2.5% |
| Blackford County | $775 | $1,014 | $1,373 | $1,589 | +6.1% |
| Boone County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Brown County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Carroll County | $787 | $1,027 | $1,232 | $1,396 | +5.5% |
| Cass County | $836 | $1,014 | $1,350 | $1,355 | +6.1% |
| Clark County | $1,058 | $1,276 | $1,629 | $1,874 | +0.3% |
| Clay County | $896 | $1,164 | $1,387 | $1,610 | +6.4% |
| Clinton County | $855 | $1,063 | $1,416 | $1,445 | +5.6% |
| Crawford County | $834 | $1,014 | $1,404 | $1,479 | +6.1% |
| Daviess County | $833 | $1,090 | $1,336 | $1,433 | +8.7% |
| Dearborn County | $1,128 | $1,442 | $1,897 | $2,141 | +6.6% |
| Decatur County | $850 | $1,112 | $1,325 | $1,461 | +3.8% |
| DeKalb County | $814 | $1,023 | $1,270 | $1,344 | +6.6% |
| Delaware County | $913 | $1,145 | $1,438 | $1,890 | +9.8% |
| Dubois County | $775 | $1,014 | $1,351 | $1,695 | +6.1% |
| Elkhart County | $1,048 | $1,253 | $1,653 | $1,752 | +5.9% |
| Fayette County | $843 | $1,014 | $1,261 | $1,350 | +6.1% |
| Floyd County | $1,058 | $1,276 | $1,629 | $1,874 | +0.3% |
| Fountain County | $775 | $1,014 | $1,279 | $1,695 | +6.1% |
| Franklin County | $950 | $1,148 | $1,503 | $1,509 | +2.8% |
| Fulton County | $790 | $1,034 | $1,232 | $1,359 | +7.5% |
| Gibson County | $828 | $1,083 | $1,364 | $1,524 | +8.2% |
| Grant County | $804 | $1,014 | $1,329 | $1,488 | +6.1% |
| Greene County | $775 | $1,014 | $1,266 | $1,533 | +6.1% |
| Hamilton County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Hancock County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Harrison County | $1,058 | $1,276 | $1,629 | $1,874 | +0.3% |
| Hendricks County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Henry County | $810 | $1,014 | $1,208 | $1,333 | +6.1% |
| Howard County | $915 | $1,179 | $1,420 | $1,636 | +5.0% |
| Huntington County | $781 | $1,014 | $1,311 | $1,634 | +6.1% |
| Jackson County | $873 | $1,142 | $1,445 | $1,507 | +7.8% |
| Jasper County | $1,031 | $1,349 | $1,741 | $1,773 | +14.9% |
| Jay County | $775 | $1,014 | $1,328 | $1,333 | +6.1% |
| Jefferson County | $862 | $1,041 | $1,313 | $1,636 | +7.2% |
| Jennings County | $795 | $1,040 | $1,385 | $1,411 | +8.2% |
| Johnson County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Knox County | $775 | $1,014 | $1,332 | $1,333 | +6.1% |
| Kosciusko County | $888 | $1,162 | $1,410 | $1,527 | +1.8% |
| LaGrange County | $794 | $1,039 | $1,238 | $1,366 | +6.3% |
| Lake County | $1,176 | $1,429 | $1,739 | $1,898 | +8.5% |
| LaPorte County | $1,031 | $1,245 | $1,525 | $1,762 | +8.1% |
| Lawrence County | $784 | $1,026 | $1,222 | $1,572 | +7.3% |
| Madison County | $1,017 | $1,331 | $1,743 | $1,749 | +10.4% |
| Marion County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Marshall County | $877 | $1,088 | $1,296 | $1,430 | +7.9% |
| Martin County | $775 | $1,014 | $1,208 | $1,536 | +6.1% |
| Miami County | $827 | $1,014 | $1,208 | $1,412 | +6.1% |
| Monroe County | $1,096 | $1,252 | $1,601 | $1,932 | +3.5% |
| Montgomery County | $900 | $1,046 | $1,351 | $1,459 | +8.3% |
| Morgan County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Newton County | $1,176 | $1,429 | $1,739 | $1,898 | +8.5% |
| Noble County | $782 | $1,023 | $1,219 | $1,710 | +5.8% |
| Ohio County | $1,128 | $1,442 | $1,897 | $2,141 | +6.6% |
| Orange County | $826 | $1,014 | $1,378 | $1,637 | +6.1% |
| Owen County | $914 | $1,014 | $1,244 | $1,606 | +6.1% |
| Parke County | $775 | $1,014 | $1,328 | $1,333 | +5.2% |
| Perry County | $775 | $1,014 | $1,259 | $1,695 | +6.1% |
| Pike County | $775 | $1,014 | $1,404 | $1,429 | +6.1% |
| Porter County | $1,176 | $1,429 | $1,739 | $1,898 | +8.5% |
| Posey County | $872 | $1,127 | $1,387 | $1,534 | +1.3% |
| Pulaski County | $893 | $1,014 | $1,404 | $1,695 | +6.1% |
| Putnam County | $905 | $1,056 | $1,462 | $1,742 | +2.5% |
| Randolph County | $931 | $1,014 | $1,328 | $1,333 | +6.1% |
| Ripley County | $805 | $1,053 | $1,363 | $1,384 | +6.7% |
| Rush County | $786 | $1,014 | $1,208 | $1,333 | +6.1% |
| Scott County | $800 | $1,047 | $1,341 | $1,400 | +3.8% |
| Shelby County | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
| Spencer County | $775 | $1,014 | $1,351 | $1,356 | +6.1% |
| St. Joseph County | $1,093 | $1,276 | $1,545 | $1,677 | -1.2% |
| Starke County | $775 | $1,014 | $1,244 | $1,579 | +6.1% |
| Steuben County | $842 | $1,102 | $1,415 | $1,448 | +6.4% |
| Sullivan County | $816 | $1,067 | $1,370 | $1,783 | +3.8% |
| Switzerland County | $787 | $1,029 | $1,246 | $1,376 | +7.6% |
| Tippecanoe County | $1,070 | $1,273 | $1,517 | $2,128 | +2.5% |
| Tipton County | $947 | $1,239 | $1,476 | $1,628 | +11.7% |
| Union County | $775 | $1,014 | $1,248 | $1,356 | +6.1% |
| Vanderburgh County | $872 | $1,127 | $1,387 | $1,534 | +1.3% |
| Vermillion County | $896 | $1,164 | $1,387 | $1,610 | +6.4% |
| Vigo County | $896 | $1,164 | $1,387 | $1,610 | +6.4% |
| Wabash County | $775 | $1,014 | $1,208 | $1,348 | +6.1% |
| Warren County | $892 | $1,014 | $1,328 | $1,333 | +6.1% |
| Warrick County | $872 | $1,127 | $1,387 | $1,534 | +1.3% |
| Washington County | $775 | $1,014 | $1,222 | $1,333 | +2.6% |
| Wayne County | $775 | $1,014 | $1,281 | $1,333 | +6.1% |
| Wells County | $842 | $1,102 | $1,342 | $1,535 | +11.2% |
| White County | $867 | $1,134 | $1,351 | $1,490 | +10.1% |
| Whitley County | $1,026 | $1,248 | $1,534 | $1,679 | +12.1% |
Where the Limit Moved Most From FY2026 to FY2027
Biggest increases (2-bedroom):
| County | FY2026 | FY2027 | Change |
|---|---|---|---|
| Jasper County | $1,174 | $1,349 | +14.9% |
| Allen County | $1,113 | $1,248 | +12.1% |
| Whitley County | $1,113 | $1,248 | +12.1% |
| Tipton County | $1,109 | $1,239 | +11.7% |
| Wells County | $991 | $1,102 | +11.2% |
Biggest cuts (2-bedroom):
| County | FY2026 | FY2027 | Change |
|---|---|---|---|
| St. Joseph County | $1,292 | $1,276 | -1.2% |
Two rules soften these swings: HUD will not let an FMR fall more than 10% in a year, and a housing authority can hold its payment standard anywhere up to 110% of the new figure. A cut shows up first in new leases and rent-increase requests, not in a lease already signed.
Where a Voucher Beats the Market in Indiana
Comparing HUD's 2-bedroom limit to Zillow's observed rent in the same ZIP code shows where a voucher actually stretches. In Indiana, Indianapolis-Carmel-Anderson is the friendliest metro: the median ZIP's limit is +4.5% against market rent and 57% of its ZIPs have a limit above the going rent. Chicago-Naperville-Elgin is the hardest at -13.3%. "Median premium" is the typical ZIP's rent limit minus market rent, as a percent of market rent.
| Metro | ZIPs with data | Median premium | ZIPs above market |
|---|---|---|---|
| Indianapolis-Carmel-Anderson, IN | 68 | +4.5% | 57% |
| Fort Wayne, IN | 16 | -8.3% | 31% |
| Chicago-Naperville-Elgin, IL-IN-WI | 25 | -13.3% | 16% |
Landlords in the positive-premium metros are leaving money on the table by turning away vouchers; the authority's rent reasonableness check still applies, so you will be approved at market, not above it. The national ranking is in our voucher-vs-market analysis.
The Largest Housing Authorities in Indiana
The largest voucher programs in Indiana, by vouchers administered. Each publishes its own payment standard table, usually a one-page PDF under its Housing Choice Voucher section:
- Indianapolis Housing Agency (Indianapolis), about 9,000 vouchers, (317) 261-7200
- Indiana Housing and Community Development Au (Indianapolis), about 6,700 vouchers, (317) 232-7788
- Fort Wayne Housing Authority (Fort Wayne), about 3,400 vouchers, (260) 267-9300
- Housing Authority of the City of Evansville (Evansville), about 2,900 vouchers, (812) 428-8500
- Housing Authority of the City of Gary Indiana (Gary), about 2,500 vouchers, (219) 881-6422
- Housing Authority of South Bend (South Bend), about 2,500 vouchers, (574) 235-9346
- Housing Authority of the City of Bloomington (Bloomington), about 1,700 vouchers, (812) 339-3491
- Housing Authority of the City of Lafayette (Lafayette), about 1,400 vouchers, (765) 771-1300
Can a Landlord Refuse a Voucher in Indiana?
Yes, in most of the state. Indiana law blocks cities and counties from requiring landlords to accept vouchers (Ind. Code §36-1-3-8.5 (2015)), so acceptance is voluntary and any local ordinance to the contrary is void.
Frequently Asked Questions
How much does Section 8 pay in Indiana? It depends on the county. HUD's FY2027 2-bedroom Fair Market Rent runs from $1,014 in Adams County to $1,536 in Shelby County, with a median county of $1,083. Your housing authority's payment standard is 90% to 110% of the figure for your county, and the voucher pays that standard minus about 30% of your adjusted income.
Which Indiana county has the highest Section 8 rent limit? Shelby County, at $1,536 for a 2-bedroom ($1,991 for a 3-bedroom) in FY2027. The lowest is Adams County at $1,014.
Did Section 8 rent limits go up in Indiana for FY2027? Mostly yes: the 2-bedroom figure rose in 91 counties, fell in 1, and held in 0. The biggest increase was Jasper County (+14.9%). The biggest cut was St. Joseph County (-1.2%).
Can a landlord refuse Section 8 in Indiana? Yes, in most of the state. Indiana law blocks cities and counties from requiring landlords to accept vouchers (Ind. Code §36-1-3-8.5 (2015)), so acceptance is voluntary and any local ordinance to the contrary is void.
Where is my housing authority's actual payment standard? On the authority's website, usually a one-page PDF updated each fall, or by calling its Housing Choice Voucher office. The largest Indiana authorities are listed above with phone numbers.
See also our Indiana Section 8 overview; metro guides for Indianapolis; the national 2-bedroom table for the 40 largest metros; HUD's FY2027 FMR dataset.
Holding a voucher in Indiana? Browse voucher-friendly listings by ZIP code and bedroom size.
Indiana landlord? List your property free. The table above is what a voucher tenant's authority can pay.
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