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Zip Codes in Idaho Where Section 8 Pays More Than Market Rent

9 of the 48 Idaho ZIP codes with data show a FY2026 voucher rent basis above the typical asking rent, topping out at +10%. Market rents as of June 2026.

Idaho premium ZIP codes, ranked

#ZIPLocationVoucher rent (2BR)Voucher rent (3BR)Typical market rentPremiumBasis
183605CaldwellCanyon County$1,655$2,318$1,503+10%County FMRAnalyze deal
283651NampaCanyon County$1,655$2,318$1,511+10%County FMRAnalyze deal
383201PocatelloBannock County$1,173$1,631$1,106+6%County FMRAnalyze deal
483705BoiseAda County$1,655$2,318$1,565+6%County FMRAnalyze deal
583704BoiseAda County$1,655$2,318$1,593+4%County FMRAnalyze deal
683442RigbyJefferson County$1,305$1,815$1,273+3%County FMRAnalyze deal
783402Idaho FallsBonneville County$1,305$1,815$1,283+2%County FMRAnalyze deal
883686NampaCanyon County$1,655$2,318$1,635+1%County FMRAnalyze deal
983204PocatelloBannock County$973$1,353$964+1%County FMRAnalyze deal

Premium compares the 2-bedroom voucher rent to the ZIP's typical asking rent across all home sizes. Rent data provided by Zillow Research.

Closest to parity in Idaho

These ZIPs sit just below the line. A payment standard above 100 percent of FMR, a utility allowance in your favor, or October's FMR update can push them into premium territory.

#ZIPLocationVoucher rent (2BR)Voucher rent (3BR)Typical market rentPremiumBasis
1083440RexburgMadison County$1,105$1,537$1,121-1%County FMRAnalyze deal
1183221BlackfootBingham County$973$1,353$988-2%County FMRAnalyze deal
1283202ChubbuckBannock County$1,173$1,631$1,216-4%County FMRAnalyze deal
1383687NampaCanyon County$1,655$2,318$1,747-5%County FMRAnalyze deal
1483702BoiseAda County$1,655$2,318$1,751-6%County FMRAnalyze deal
1583703BoiseAda County$1,655$2,318$1,768-6%County FMRAnalyze deal
1683712BoiseAda County$1,655$2,318$1,782-7%County FMRAnalyze deal
1783814Coeur d'AleneKootenai County$1,547$2,152$1,702-9%County FMRAnalyze deal
1883401Idaho FallsBonneville County$1,305$1,815$1,439-9%County FMRAnalyze deal
1983714BoiseAda County$1,655$2,318$1,829-10%County FMRAnalyze deal

How these numbers are calculated

  • Voucher rent is the HUD FY2026 2-bedroom Small Area Fair Market Rent (SAFMR) where it applies, otherwise the county or metro Fair Market Rent. This is the basis housing authorities use to set payment standards, typically 90 to 110 percent of it, and it is a gross rent that includes a utility allowance.
  • Typical market rent is the Zillow Observed Rent Index (ZORI) for the ZIP code as of June 2026, a smoothed measure of asking rents across all home types and sizes. Rent data provided by Zillow Research.
  • Premium compares the 2-bedroom voucher rent against that blended market figure, which is the conservative comparison. Premiums for 3 and 4 bedroom homes are often larger.
  • The premium is a screening signal, not a guarantee. Housing authorities run a rent reasonableness review against unassisted comparables before approving any contract rent, and the payment standard is a ceiling, not an entitlement. Always verify with the local housing authority.

Sources: HUD Fair Market Rents and Zillow Research (ZORI). FMRs effective October 1 each year; ZORI updates monthly.

Frequently asked questions

Which ZIP code in Idaho has the biggest Section 8 premium?
83605 (Caldwell) currently shows the largest gap: the 2-bedroom voucher rent basis is $1,655 against a typical market rent of $1,503, a +10% premium.
How many ZIP codes in Idaho pay above market rent?
Of the 48 Idaho ZIP codes with both HUD and market rent data, 9 currently show a voucher rent basis above the typical asking rent.
Can I actually charge the full amount shown here?
Not automatically. The housing authority sets a payment standard between 90 and 110 percent of the FMR or SAFMR, and every lease passes a rent reasonableness review against comparable unassisted units. Treat the premium as a screening signal for where to look, then verify with the local housing authority.

More Idaho resources

Run the full numbers on a voucher deal

The Section 8 Investment Analyzer compares a voucher tenancy against a market tenancy side by side, with vacancy, lease-up lag, and inspection costs factored in. Free to use.

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