Michigan premium ZIP codes, ranked
| # | ZIP | Location | Voucher rent (2BR) | Voucher rent (3BR) | Typical market rent | Premium | Basis | |
|---|---|---|---|---|---|---|---|---|
| 1 | 48335 | FarmingtonOakland County | $1,980 | $2,410 | $1,199 | +65% | ZIP SAFMR | Analyze deal |
| 2 | 48197 | YpsilantiWashtenaw County | $1,804 | $2,164 | $1,227 | +47% | County FMR | Analyze deal |
| 3 | 48529 | BurtonGenesee County | $1,133 | $1,391 | $844 | +34% | County FMR | Analyze deal |
| 4 | 48038 | Clinton TownshipMacomb County | $1,740 | $2,120 | $1,305 | +33% | ZIP SAFMR | Analyze deal |
| 5 | 48371 | OxfordOakland County | $1,530 | $1,860 | $1,191 | +29% | ZIP SAFMR | Analyze deal |
| 6 | 49321 | Comstock ParkKent County | $1,630 | $2,113 | $1,271 | +28% | County FMR | Analyze deal |
| 7 | 48084 | TroyOakland County | $2,100 | $2,560 | $1,671 | +26% | ZIP SAFMR | Analyze deal |
| 8 | 48331 | Farmington HillsOakland County | $2,180 | $2,650 | $1,735 | +26% | ZIP SAFMR | Analyze deal |
| 9 | 48375 | NoviOakland County | $2,190 | $2,670 | $1,759 | +25% | ZIP SAFMR | Analyze deal |
| 10 | 48223 | DetroitWayne County | $1,260 | $1,530 | $1,023 | +23% | ZIP SAFMR | Analyze deal |
| 11 | 48601 | SaginawSaginaw County | $1,141 | $1,466 | $927 | +23% | County FMR | Analyze deal |
| 12 | 48122 | MelvindaleWayne County | $1,430 | $1,740 | $1,163 | +23% | ZIP SAFMR | Analyze deal |
| 13 | 48708 | Bay CityBay County | $1,055 | $1,429 | $859 | +23% | County FMR | Analyze deal |
| 14 | 48225 | Harper WoodsWayne County | $1,660 | $2,020 | $1,366 | +22% | ZIP SAFMR | Analyze deal |
| 15 | 48141 | InksterWayne County | $1,460 | $1,780 | $1,211 | +21% | ZIP SAFMR | Analyze deal |
| 16 | 48507 | FlintGenesee County | $1,133 | $1,391 | $945 | +20% | County FMR | Analyze deal |
| 17 | 48423 | DavisonGenesee County | $1,133 | $1,391 | $952 | +19% | County FMR | Analyze deal |
| 18 | 48503 | FlintGenesee County | $1,133 | $1,391 | $952 | +19% | County FMR | Analyze deal |
| 19 | 49504 | Grand RapidsKent County | $1,630 | $2,113 | $1,384 | +18% | County FMR | Analyze deal |
| 20 | 49519 | WyomingKent County | $1,630 | $2,113 | $1,390 | +17% | County FMR | Analyze deal |
| 21 | 48167 | NorthvilleWayne County | $1,950 | $2,370 | $1,671 | +17% | ZIP SAFMR | Analyze deal |
| 22 | 49014 | Battle CreekCalhoun County | $1,233 | $1,469 | $1,057 | +17% | County FMR | Analyze deal |
| 23 | 48036 | Clinton TownshipMacomb County | $1,290 | $1,570 | $1,111 | +16% | ZIP SAFMR | Analyze deal |
| 24 | 48458 | Mount MorrisGenesee County | $1,133 | $1,391 | $976 | +16% | County FMR | Analyze deal |
| 25 | 48066 | RosevilleMacomb County | $1,470 | $1,790 | $1,268 | +16% | ZIP SAFMR | Analyze deal |
| 26 | 48152 | LivoniaWayne County | $1,660 | $2,020 | $1,434 | +16% | ZIP SAFMR | Analyze deal |
| 27 | 48230 | Grosse Pointe ParkWayne County | $1,820 | $2,220 | $1,571 | +16% | ZIP SAFMR | Analyze deal |
| 28 | 48161 | MonroeMonroe County | $1,304 | $1,595 | $1,127 | +16% | County FMR | Analyze deal |
| 29 | 48185 | WestlandWayne County | $1,490 | $1,810 | $1,295 | +15% | ZIP SAFMR | Analyze deal |
| 30 | 49548 | Grand RapidsKent County | $1,630 | $2,113 | $1,424 | +15% | County FMR | Analyze deal |
| 31 | 48911 | LansingIngham County | $1,323 | $1,685 | $1,158 | +14% | County FMR | Analyze deal |
| 32 | 49037 | Battle CreekCalhoun County | $1,233 | $1,469 | $1,081 | +14% | County FMR | Analyze deal |
| 33 | 48108 | Ann ArborWashtenaw County | $1,804 | $2,164 | $1,584 | +14% | County FMR | Analyze deal |
| 34 | 49202 | JacksonJackson County | $1,201 | $1,576 | $1,058 | +14% | County FMR | Analyze deal |
| 35 | 49442 | MuskegonMuskegon County | $1,285 | $1,534 | $1,132 | +14% | County FMR | Analyze deal |
| 36 | 48532 | FlintGenesee County | $1,133 | $1,391 | $1,001 | +13% | County FMR | Analyze deal |
| 37 | 48060 | Port HuronSaint Clair County | $1,230 | $1,500 | $1,088 | +13% | ZIP SAFMR | Analyze deal |
| 38 | 48127 | Dearborn HeightsWayne County | $1,550 | $1,890 | $1,372 | +13% | ZIP SAFMR | Analyze deal |
| 39 | 48204 | DetroitWayne County | $1,270 | $1,550 | $1,128 | +13% | ZIP SAFMR | Analyze deal |
| 40 | 48706 | Bangor TownshipBay County | $1,055 | $1,429 | $938 | +13% | County FMR | Analyze deal |
| 41 | 48044 | MacombMacomb County | $1,650 | $2,010 | $1,469 | +12% | ZIP SAFMR | Analyze deal |
| 42 | 48224 | DetroitWayne County | $1,460 | $1,780 | $1,305 | +12% | ZIP SAFMR | Analyze deal |
| 43 | 48089 | WarrenMacomb County | $1,470 | $1,790 | $1,315 | +12% | ZIP SAFMR | Analyze deal |
| 44 | 48237 | Oak ParkOakland County | $1,720 | $2,090 | $1,540 | +12% | ZIP SAFMR | Analyze deal |
| 45 | 48910 | LansingIngham County | $1,323 | $1,685 | $1,188 | +11% | County FMR | Analyze deal |
| 46 | 48021 | EastpointeMacomb County | $1,630 | $1,980 | $1,467 | +11% | ZIP SAFMR | Analyze deal |
| 47 | 48091 | WarrenMacomb County | $1,530 | $1,860 | $1,380 | +11% | ZIP SAFMR | Analyze deal |
| 48 | 48334 | Farmington HillsOakland County | $1,910 | $2,330 | $1,734 | +10% | ZIP SAFMR | Analyze deal |
| 49 | 48198 | YpsilantiWashtenaw County | $1,804 | $2,164 | $1,640 | +10% | County FMR | Analyze deal |
| 50 | 48221 | DetroitWayne County | $1,430 | $1,740 | $1,303 | +10% | ZIP SAFMR | Analyze deal |
| 51 | 48374 | NoviOakland County | $2,190 | $2,670 | $1,997 | +10% | ZIP SAFMR | Analyze deal |
| 52 | 49017 | Battle CreekCalhoun County | $1,233 | $1,469 | $1,124 | +10% | County FMR | Analyze deal |
| 53 | 49022 | Benton HarborBerrien County | $1,152 | $1,512 | $1,050 | +10% | County FMR | Analyze deal |
| 54 | 48317 | Shelby TownshipMacomb County | $1,580 | $1,920 | $1,446 | +9% | ZIP SAFMR | Analyze deal |
| 55 | 49544 | WalkerKent County | $1,630 | $2,113 | $1,492 | +9% | County FMR | Analyze deal |
| 56 | 48442 | HollyOakland County | $1,520 | $1,860 | $1,400 | +9% | ZIP SAFMR | Analyze deal |
| 57 | 48228 | DetroitWayne County | $1,270 | $1,550 | $1,174 | +8% | ZIP SAFMR | Analyze deal |
| 58 | 48912 | LansingIngham County | $1,323 | $1,685 | $1,223 | +8% | County FMR | Analyze deal |
| 59 | 49503 | Grand RapidsKent County | $1,630 | $2,113 | $1,506 | +8% | County FMR | Analyze deal |
| 60 | 48239 | RedfordWayne County | $1,670 | $2,030 | $1,545 | +8% | ZIP SAFMR | Analyze deal |
| 61 | 48033 | SouthfieldOakland County | $1,580 | $1,920 | $1,476 | +7% | ZIP SAFMR | Analyze deal |
| 62 | 48915 | LansingIngham County | $1,323 | $1,685 | $1,236 | +7% | County FMR | Analyze deal |
| 63 | 48034 | SouthfieldOakland County | $1,570 | $1,910 | $1,473 | +7% | ZIP SAFMR | Analyze deal |
| 64 | 48205 | DetroitWayne County | $1,360 | $1,660 | $1,276 | +7% | ZIP SAFMR | Analyze deal |
| 65 | 48076 | Lathrup VillageOakland County | $1,760 | $2,140 | $1,656 | +6% | ZIP SAFMR | Analyze deal |
| 66 | 48111 | BellevilleWayne County | $1,530 | $1,860 | $1,439 | +6% | ZIP SAFMR | Analyze deal |
| 67 | 48226 | DetroitWayne County | $2,170 | $2,640 | $2,042 | +6% | ZIP SAFMR | Analyze deal |
| 68 | 48602 | SaginawSaginaw County | $1,141 | $1,466 | $1,073 | +6% | County FMR | Analyze deal |
| 69 | 48310 | Sterling HeightsMacomb County | $1,660 | $2,020 | $1,563 | +6% | ZIP SAFMR | Analyze deal |
| 70 | 48813 | CharlotteEaton County | $1,323 | $1,685 | $1,250 | +6% | County FMR | Analyze deal |
| 71 | 48035 | Clinton TownshipMacomb County | $1,440 | $1,750 | $1,364 | +6% | ZIP SAFMR | Analyze deal |
| 72 | 49201 | JacksonJackson County | $1,201 | $1,576 | $1,141 | +5% | County FMR | Analyze deal |
| 73 | 48219 | DetroitWayne County | $1,430 | $1,740 | $1,363 | +5% | ZIP SAFMR | Analyze deal |
| 74 | 48240 | RedfordWayne County | $1,650 | $2,010 | $1,573 | +5% | ZIP SAFMR | Analyze deal |
| 75 | 48186 | WestlandWayne County | $1,370 | $1,670 | $1,307 | +5% | ZIP SAFMR | Analyze deal |
Premium compares the 2-bedroom voucher rent to the ZIP's typical asking rent across all home sizes. Rent data provided by Zillow Research.
How these numbers are calculated
- Voucher rent is the HUD FY2027 2-bedroom Small Area Fair Market Rent (SAFMR) where it applies, otherwise the county or metro Fair Market Rent. This is the basis housing authorities use to set payment standards, typically 90 to 110 percent of it, and it is a gross rent that includes a utility allowance.
- Typical market rent is the Zillow Observed Rent Index (ZORI) for the ZIP code as of September 2026, a smoothed measure of asking rents across all home types and sizes. Rent data provided by Zillow Research.
- Premium compares the 2-bedroom voucher rent against that blended market figure, which is the conservative comparison. Premiums for 3 and 4 bedroom homes are often larger.
- The premium is a screening signal, not a guarantee. Housing authorities run a rent reasonableness review against unassisted comparables before approving any contract rent, and the payment standard is a ceiling, not an entitlement. Always verify with the local housing authority.
Sources: HUD Fair Market Rents and Zillow Research (ZORI). FMRs effective October 1 each year; ZORI updates monthly.
Frequently asked questions
- Which ZIP code in Michigan has the biggest Section 8 premium?
- 48335 (Farmington) currently shows the largest gap: the 2-bedroom voucher rent basis is $1,980 against a typical market rent of $1,199, a +65% premium.
- How many ZIP codes in Michigan pay above market rent?
- Of the 224 Michigan ZIP codes with both HUD and market rent data, 100 currently show a voucher rent basis above the typical asking rent.
- Can I actually charge the full amount shown here?
- Not automatically. The housing authority sets a payment standard between 90 and 110 percent of the FMR or SAFMR, and every lease passes a rent reasonableness review against comparable unassisted units. Treat the premium as a screening signal for where to look, then verify with the local housing authority.