Ohio premium ZIP codes, ranked
| # | ZIP | Location | Voucher rent (2BR) | Voucher rent (3BR) | Typical market rent | Premium | Basis | |
|---|---|---|---|---|---|---|---|---|
| 1 | 43215 | ColumbusFranklin County | $2,350 | $2,800 | $1,549 | +52% | ZIP SAFMR | Analyze deal |
| 2 | 43952 | SteubenvilleJefferson County | $1,007 | $1,298 | $696 | +45% | County FMR | Analyze deal |
| 3 | 45202 | CincinnatiHamilton County | $2,160 | $2,840 | $1,594 | +36% | ZIP SAFMR | Analyze deal |
| 4 | 43016 | DublinFranklin County | $2,180 | $2,600 | $1,616 | +35% | ZIP SAFMR | Analyze deal |
| 5 | 43235 | ColumbusFranklin County | $1,900 | $2,260 | $1,421 | +34% | ZIP SAFMR | Analyze deal |
| 6 | 44304 | AkronSummit County | $1,170 | $1,400 | $893 | +31% | ZIP SAFMR | Analyze deal |
| 7 | 43054 | New AlbanyFranklin County | $2,300 | $2,740 | $1,765 | +30% | ZIP SAFMR | Analyze deal |
| 8 | 43230 | GahannaFranklin County | $1,960 | $2,340 | $1,523 | +29% | ZIP SAFMR | Analyze deal |
| 9 | 43220 | Upper ArlingtonFranklin County | $1,650 | $1,970 | $1,286 | +28% | ZIP SAFMR | Analyze deal |
| 10 | 45042 | MiddletownButler County | $1,280 | $1,680 | $1,012 | +27% | ZIP SAFMR | Analyze deal |
| 11 | 44907 | MansfieldRichland County | $1,035 | $1,370 | $819 | +26% | County FMR | Analyze deal |
| 12 | 43082 | WestervilleDelaware County | $2,080 | $2,480 | $1,661 | +25% | ZIP SAFMR | Analyze deal |
| 13 | 45220 | CincinnatiHamilton County | $1,470 | $1,930 | $1,175 | +25% | ZIP SAFMR | Analyze deal |
| 14 | 43026 | HilliardFranklin County | $1,920 | $2,290 | $1,551 | +24% | ZIP SAFMR | Analyze deal |
| 15 | 43074 | SunburyDelaware County | $2,040 | $2,430 | $1,656 | +23% | ZIP SAFMR | Analyze deal |
| 16 | 43219 | ColumbusFranklin County | $1,630 | $1,940 | $1,335 | +22% | ZIP SAFMR | Analyze deal |
| 17 | 45342 | MiamisburgMontgomery County | $1,540 | $2,000 | $1,264 | +22% | ZIP SAFMR | Analyze deal |
| 18 | 44601 | AllianceStark County | $1,049 | $1,327 | $869 | +21% | County FMR | Analyze deal |
| 19 | 44092 | WickliffeLake County | $1,290 | $1,650 | $1,071 | +20% | ZIP SAFMR | Analyze deal |
| 20 | 43081 | WestervilleFranklin County | $1,940 | $2,310 | $1,616 | +20% | ZIP SAFMR | Analyze deal |
| 21 | 43229 | ColumbusFranklin County | $1,480 | $1,760 | $1,233 | +20% | ZIP SAFMR | Analyze deal |
| 22 | 43240 | ColumbusDelaware County | $1,910 | $2,280 | $1,592 | +20% | ZIP SAFMR | Analyze deal |
| 23 | 44142 | BrookparkCuyahoga County | $1,340 | $1,710 | $1,125 | +19% | ZIP SAFMR | Analyze deal |
| 24 | 43228 | ColumbusFranklin County | $1,520 | $1,810 | $1,277 | +19% | ZIP SAFMR | Analyze deal |
| 25 | 45209 | CincinnatiHamilton County | $1,880 | $2,470 | $1,581 | +19% | ZIP SAFMR | Analyze deal |
| 26 | 45249 | Sixteen Mile StandHamilton County | $1,910 | $2,510 | $1,616 | +18% | ZIP SAFMR | Analyze deal |
| 27 | 44146 | BedfordCuyahoga County | $1,230 | $1,570 | $1,043 | +18% | ZIP SAFMR | Analyze deal |
| 28 | 43035 | Lewis CenterDelaware County | $2,020 | $2,410 | $1,719 | +18% | ZIP SAFMR | Analyze deal |
| 29 | 43224 | ColumbusFranklin County | $1,350 | $1,610 | $1,149 | +18% | ZIP SAFMR | Analyze deal |
| 30 | 45208 | CincinnatiHamilton County | $1,760 | $2,320 | $1,504 | +17% | ZIP SAFMR | Analyze deal |
| 31 | 44123 | EuclidCuyahoga County | $1,250 | $1,600 | $1,073 | +17% | ZIP SAFMR | Analyze deal |
| 32 | 43610 | ToledoLucas County | $1,145 | $1,461 | $985 | +16% | County FMR | Analyze deal |
| 33 | 45212 | NorwoodHamilton County | $1,430 | $1,880 | $1,234 | +16% | ZIP SAFMR | Analyze deal |
| 34 | 43209 | BexleyFranklin County | $1,510 | $1,800 | $1,305 | +16% | ZIP SAFMR | Analyze deal |
| 35 | 44130 | Parma HeightsCuyahoga County | $1,380 | $1,760 | $1,194 | +16% | ZIP SAFMR | Analyze deal |
| 36 | 45242 | MontgomeryHamilton County | $2,160 | $2,840 | $1,870 | +16% | ZIP SAFMR | Analyze deal |
| 37 | 43223 | ColumbusFranklin County | $1,440 | $1,720 | $1,255 | +15% | ZIP SAFMR | Analyze deal |
| 38 | 45247 | DentHamilton County | $1,400 | $1,840 | $1,221 | +15% | ZIP SAFMR | Analyze deal |
| 39 | 44113 | ClevelandCuyahoga County | $1,910 | $2,440 | $1,672 | +14% | ZIP SAFMR | Analyze deal |
| 40 | 43212 | ColumbusFranklin County | $1,760 | $2,100 | $1,544 | +14% | ZIP SAFMR | Analyze deal |
| 41 | 43085 | WorthingtonFranklin County | $1,850 | $2,200 | $1,626 | +14% | ZIP SAFMR | Analyze deal |
| 42 | 43040 | MarysvilleUnion County | $1,607 | $1,915 | $1,416 | +14% | County FMR | Analyze deal |
| 43 | 45014 | FairfieldButler County | $1,540 | $2,030 | $1,357 | +14% | ZIP SAFMR | Analyze deal |
| 44 | 45241 | SharonvilleHamilton County | $1,540 | $2,030 | $1,357 | +14% | ZIP SAFMR | Analyze deal |
| 45 | 45419 | OakwoodMontgomery County | $1,200 | $1,560 | $1,063 | +13% | ZIP SAFMR | Analyze deal |
| 46 | 44703 | CantonStark County | $1,049 | $1,327 | $930 | +13% | County FMR | Analyze deal |
| 47 | 45251 | CincinnatiHamilton County | $1,750 | $2,300 | $1,564 | +12% | ZIP SAFMR | Analyze deal |
| 48 | 43207 | ColumbusFranklin County | $1,420 | $1,690 | $1,274 | +12% | ZIP SAFMR | Analyze deal |
| 49 | 44129 | ParmaCuyahoga County | $1,240 | $1,580 | $1,115 | +11% | ZIP SAFMR | Analyze deal |
| 50 | 43147 | PickeringtonFairfield County | $2,040 | $2,430 | $1,842 | +11% | ZIP SAFMR | Analyze deal |
| 51 | 43068 | ReynoldsburgFranklin County | $1,680 | $2,000 | $1,521 | +11% | ZIP SAFMR | Analyze deal |
| 52 | 45039 | MainevilleWarren County | $2,100 | $2,760 | $1,901 | +11% | ZIP SAFMR | Analyze deal |
| 53 | 45238 | CincinnatiHamilton County | $1,280 | $1,680 | $1,159 | +10% | ZIP SAFMR | Analyze deal |
| 54 | 45356 | PiquaMiami County | $1,160 | $1,510 | $1,052 | +10% | ZIP SAFMR | Analyze deal |
| 55 | 43232 | ColumbusFranklin County | $1,420 | $1,690 | $1,295 | +10% | ZIP SAFMR | Analyze deal |
| 56 | 45409 | OakwoodMontgomery County | $1,330 | $1,730 | $1,213 | +10% | ZIP SAFMR | Analyze deal |
| 57 | 43623 | ToledoLucas County | $1,145 | $1,461 | $1,047 | +9% | County FMR | Analyze deal |
| 58 | 45377 | VandaliaMontgomery County | $1,080 | $1,400 | $993 | +9% | ZIP SAFMR | Analyze deal |
| 59 | 43130 | LancasterFairfield County | $1,330 | $1,580 | $1,226 | +9% | ZIP SAFMR | Analyze deal |
| 60 | 45226 | CincinnatiHamilton County | $1,620 | $2,130 | $1,493 | +9% | ZIP SAFMR | Analyze deal |
| 61 | 44120 | Shaker HeightsCuyahoga County | $1,210 | $1,550 | $1,116 | +8% | ZIP SAFMR | Analyze deal |
| 62 | 43608 | ToledoLucas County | $1,145 | $1,461 | $1,058 | +8% | County FMR | Analyze deal |
| 63 | 43613 | ToledoLucas County | $1,145 | $1,461 | $1,058 | +8% | County FMR | Analyze deal |
| 64 | 45056 | OxfordButler County | $1,380 | $1,820 | $1,275 | +8% | ZIP SAFMR | Analyze deal |
| 65 | 43612 | ToledoLucas County | $1,145 | $1,461 | $1,060 | +8% | County FMR | Analyze deal |
| 66 | 44483 | WarrenTrumbull County | $1,003 | $1,295 | $929 | +8% | County FMR | Analyze deal |
| 67 | 43017 | DublinFranklin County | $1,970 | $2,350 | $1,827 | +8% | ZIP SAFMR | Analyze deal |
| 68 | 45013 | HamiltonButler County | $1,330 | $1,750 | $1,235 | +8% | ZIP SAFMR | Analyze deal |
| 69 | 45417 | DaytonMontgomery County | $1,150 | $1,500 | $1,069 | +8% | ZIP SAFMR | Analyze deal |
| 70 | 43221 | Upper ArlingtonFranklin County | $1,970 | $2,350 | $1,833 | +8% | ZIP SAFMR | Analyze deal |
| 71 | 44241 | StreetsboroPortage County | $1,580 | $1,890 | $1,470 | +8% | ZIP SAFMR | Analyze deal |
| 72 | 44114 | ClevelandCuyahoga County | $1,750 | $2,240 | $1,629 | +7% | ZIP SAFMR | Analyze deal |
| 73 | 45217 | Saint BernardHamilton County | $1,230 | $1,620 | $1,151 | +7% | ZIP SAFMR | Analyze deal |
| 74 | 43214 | ColumbusFranklin County | $1,650 | $1,970 | $1,545 | +7% | ZIP SAFMR | Analyze deal |
| 75 | 44052 | LorainLorain County | $1,130 | $1,440 | $1,059 | +7% | ZIP SAFMR | Analyze deal |
Premium compares the 2-bedroom voucher rent to the ZIP's typical asking rent across all home sizes. Rent data provided by Zillow Research.
How these numbers are calculated
- Voucher rent is the HUD FY2027 2-bedroom Small Area Fair Market Rent (SAFMR) where it applies, otherwise the county or metro Fair Market Rent. This is the basis housing authorities use to set payment standards, typically 90 to 110 percent of it, and it is a gross rent that includes a utility allowance.
- Typical market rent is the Zillow Observed Rent Index (ZORI) for the ZIP code as of September 2026, a smoothed measure of asking rents across all home types and sizes. Rent data provided by Zillow Research.
- Premium compares the 2-bedroom voucher rent against that blended market figure, which is the conservative comparison. Premiums for 3 and 4 bedroom homes are often larger.
- The premium is a screening signal, not a guarantee. Housing authorities run a rent reasonableness review against unassisted comparables before approving any contract rent, and the payment standard is a ceiling, not an entitlement. Always verify with the local housing authority.
Sources: HUD Fair Market Rents and Zillow Research (ZORI). FMRs effective October 1 each year; ZORI updates monthly.
Frequently asked questions
- Which ZIP code in Ohio has the biggest Section 8 premium?
- 43215 (Columbus) currently shows the largest gap: the 2-bedroom voucher rent basis is $2,350 against a typical market rent of $1,549, a +52% premium.
- How many ZIP codes in Ohio pay above market rent?
- Of the 278 Ohio ZIP codes with both HUD and market rent data, 126 currently show a voucher rent basis above the typical asking rent.
- Can I actually charge the full amount shown here?
- Not automatically. The housing authority sets a payment standard between 90 and 110 percent of the FMR or SAFMR, and every lease passes a rent reasonableness review against comparable unassisted units. Treat the premium as a screening signal for where to look, then verify with the local housing authority.