All states
Zip Codes in New Jersey Where Section 8 Pays More Than Market Rent
69 of the 277 New Jersey ZIP codes with data show a FY2026 voucher rent basis above the typical asking rent, topping out at +25%. Market rents as of June 2026.
New Jersey premium ZIP codes, ranked
| # | ZIP | Location | Voucher rent (2BR) | Voucher rent (3BR) | Typical market rent | Premium | Basis | |
|---|---|---|---|---|---|---|---|---|
| 1 | 07094 | SecaucusHudson County | $3,450 | $4,200 | $2,764 | +25% | ZIP SAFMR | Analyze deal |
| 2 | 08077 | Cinnaminson TownshipBurlington County | $2,480 | $2,970 | $2,003 | +24% | ZIP SAFMR | Analyze deal |
| 3 | 07860 | NewtonSussex County | $2,205 | $2,761 | $1,811 | +22% | County FMR | Analyze deal |
| 4 | 08052 | Maple Shade TownshipBurlington County | $2,070 | $2,480 | $1,708 | +21% | ZIP SAFMR | Analyze deal |
| 5 | 08043 | Voorhees TownshipCamden County | $2,230 | $2,670 | $1,877 | +19% | ZIP SAFMR | Analyze deal |
| 6 | 08536 | PlainsboroMiddlesex County | $2,486 | $2,981 | $2,097 | +19% | County FMR | Analyze deal |
| 7 | 07104 | NewarkEssex County | $2,205 | $2,761 | $1,868 | +18% | County FMR | Analyze deal |
| 8 | 07661 | River EdgeBergen County | $2,460 | $3,000 | $2,085 | +18% | ZIP SAFMR | Analyze deal |
| 9 | 08805 | Bound BrookSomerset County | $2,486 | $2,981 | $2,118 | +17% | County FMR | Analyze deal |
| 10 | 07208 | ElizabethUnion County | $2,205 | $2,761 | $1,880 | +17% | County FMR | Analyze deal |
| 11 | 07050 | OrangeEssex County | $2,205 | $2,761 | $1,912 | +15% | County FMR | Analyze deal |
| 12 | 08065 | PalmyraBurlington County | $2,130 | $2,550 | $1,893 | +13% | ZIP SAFMR | Analyze deal |
| 13 | 08030 | Gloucester CityCamden County | $1,950 | $2,340 | $1,758 | +11% | ZIP SAFMR | Analyze deal |
| 14 | 07107 | NewarkEssex County | $2,205 | $2,761 | $1,994 | +11% | County FMR | Analyze deal |
| 15 | 07417 | Franklin LakesBergen County | $3,490 | $4,260 | $3,163 | +10% | ZIP SAFMR | Analyze deal |
| 16 | 08048 | Lumberton TownshipBurlington County | $2,160 | $2,590 | $1,974 | +9% | ZIP SAFMR | Analyze deal |
| 17 | 07017 | East OrangeEssex County | $2,205 | $2,761 | $2,020 | +9% | County FMR | Analyze deal |
| 18 | 08107 | CollingswoodCamden County | $1,620 | $1,940 | $1,484 | +9% | ZIP SAFMR | Analyze deal |
| 19 | 07032 | KearnyHudson County | $2,510 | $3,060 | $2,301 | +9% | ZIP SAFMR | Analyze deal |
| 20 | 07106 | NewarkEssex County | $2,205 | $2,761 | $2,029 | +9% | County FMR | Analyze deal |
| 21 | 08021 | LindenwoldCamden County | $1,870 | $2,240 | $1,722 | +9% | ZIP SAFMR | Analyze deal |
| 22 | 07111 | IrvingtonEssex County | $2,205 | $2,761 | $2,036 | +8% | County FMR | Analyze deal |
| 23 | 07407 | Elmwood ParkBergen County | $2,690 | $3,280 | $2,489 | +8% | ZIP SAFMR | Analyze deal |
| 24 | 07470 | WaynePassaic County | $2,660 | $3,240 | $2,461 | +8% | ZIP SAFMR | Analyze deal |
| 25 | 07060 | PlainfieldUnion County | $2,205 | $2,761 | $2,047 | +8% | County FMR | Analyze deal |
| 26 | 07836 | FlandersMorris County | $2,205 | $2,761 | $2,048 | +8% | County FMR | Analyze deal |
| 27 | 07302 | Jersey CityHudson County | $4,140 | $5,050 | $3,848 | +8% | ZIP SAFMR | Analyze deal |
| 28 | 07869 | RandolphMorris County | $2,205 | $2,761 | $2,049 | +8% | County FMR | Analyze deal |
| 29 | 08054 | Mt Laurel TownshipBurlington County | $2,460 | $2,950 | $2,289 | +8% | ZIP SAFMR | Analyze deal |
| 30 | 08332 | MillvilleCumberland County | $1,673 | $2,303 | $1,562 | +7% | County FMR | Analyze deal |
| 31 | 07206 | ElizabethUnion County | $2,205 | $2,761 | $2,069 | +7% | County FMR | Analyze deal |
| 32 | 08401 | Atlantic CityAtlantic County | $1,867 | $2,586 | $1,765 | +6% | County FMR | Analyze deal |
| 33 | 07047 | North Bergen TownshipHudson County | $2,970 | $3,620 | $2,813 | +6% | ZIP SAFMR | Analyze deal |
| 34 | 08002 | Cherry HillCamden County | $2,360 | $2,830 | $2,235 | +6% | ZIP SAFMR | Analyze deal |
| 35 | 07112 | NewarkEssex County | $2,205 | $2,761 | $2,093 | +5% | County FMR | Analyze deal |
| 36 | 07501 | PatersonPassaic County | $1,900 | $2,320 | $1,804 | +5% | ZIP SAFMR | Analyze deal |
| 37 | 07108 | NewarkEssex County | $2,205 | $2,761 | $2,097 | +5% | County FMR | Analyze deal |
| 38 | 07307 | Jersey CityHudson County | $2,720 | $3,310 | $2,585 | +5% | ZIP SAFMR | Analyze deal |
| 39 | 08091 | West BerlinCamden County | $1,730 | $2,070 | $1,645 | +5% | ZIP SAFMR | Analyze deal |
| 40 | 07030 | HobokenHudson County | $4,140 | $5,050 | $3,940 | +5% | ZIP SAFMR | Analyze deal |
| 41 | 08628 | EwingMercer County | $1,950 | $2,338 | $1,858 | +5% | County FMR | Analyze deal |
| 42 | 08861 | Perth AmboyMiddlesex County | $2,486 | $2,981 | $2,394 | +4% | County FMR | Analyze deal |
| 43 | 08010 | Edgewater Park TownshipBurlington County | $1,860 | $2,230 | $1,794 | +4% | ZIP SAFMR | Analyze deal |
| 44 | 07110 | NutleyEssex County | $2,280 | $2,850 | $2,200 | +4% | ZIP SAFMR | Analyze deal |
| 45 | 08088 | Southampton TownshipBurlington County | $2,640 | $3,170 | $2,550 | +4% | ZIP SAFMR | Analyze deal |
| 46 | 07002 | BayonneHudson County | $2,430 | $2,960 | $2,353 | +3% | ZIP SAFMR | Analyze deal |
| 47 | 08012 | GrenlochCamden County | $1,960 | $2,350 | $1,900 | +3% | ZIP SAFMR | Analyze deal |
| 48 | 08053 | Evesham TownshipBurlington County | $2,560 | $3,070 | $2,481 | +3% | ZIP SAFMR | Analyze deal |
| 49 | 07114 | NewarkEssex County | $2,205 | $2,761 | $2,138 | +3% | County FMR | Analyze deal |
| 50 | 08629 | TrentonMercer County | $1,950 | $2,338 | $1,900 | +3% | County FMR | Analyze deal |
| 51 | 08051 | MantuaGloucester County | $2,110 | $2,530 | $2,061 | +2% | ZIP SAFMR | Analyze deal |
| 52 | 07029 | HarrisonHudson County | $2,640 | $3,220 | $2,584 | +2% | ZIP SAFMR | Analyze deal |
| 53 | 08611 | TrentonMercer County | $1,950 | $2,338 | $1,909 | +2% | County FMR | Analyze deal |
| 54 | 08904 | Highland ParkMiddlesex County | $2,486 | $2,981 | $2,440 | +2% | County FMR | Analyze deal |
| 55 | 07305 | Jersey CityHudson County | $2,340 | $2,850 | $2,302 | +2% | ZIP SAFMR | Analyze deal |
| 56 | 07660 | Ridgefield ParkBergen County | $2,160 | $2,630 | $2,123 | +2% | ZIP SAFMR | Analyze deal |
| 57 | 08812 | DunellenMiddlesex County | $2,486 | $2,981 | $2,447 | +2% | County FMR | Analyze deal |
| 58 | 07751 | MorganvilleMonmouth County | $3,380 | $4,420 | $3,330 | +2% | ZIP SAFMR | Analyze deal |
| 59 | 07607 | MaywoodBergen County | $2,680 | $3,270 | $2,642 | +1% | ZIP SAFMR | Analyze deal |
| 60 | 07103 | NewarkEssex County | $2,205 | $2,761 | $2,183 | +1% | County FMR | Analyze deal |
| 61 | 07304 | Jersey CityHudson County | $2,460 | $3,000 | $2,439 | +1% | ZIP SAFMR | Analyze deal |
| 62 | 07657 | RidgefieldBergen County | $2,540 | $3,100 | $2,517 | +1% | ZIP SAFMR | Analyze deal |
| 63 | 08837 | EdisonMiddlesex County | $2,486 | $2,981 | $2,466 | +1% | County FMR | Analyze deal |
| 64 | 07747 | MatawanMonmouth County | $2,590 | $3,290 | $2,571 | +1% | ZIP SAFMR | Analyze deal |
| 65 | 08701 | LakewoodOcean County | $2,030 | $2,650 | $2,021 | +0% | ZIP SAFMR | Analyze deal |
| 66 | 08846 | MiddlesexMiddlesex County | $2,486 | $2,981 | $2,476 | +0% | County FMR | Analyze deal |
| 67 | 07462 | VernonSussex County | $2,205 | $2,761 | $2,200 | +0% | County FMR | Analyze deal |
| 68 | 08232 | PleasantvilleAtlantic County | $1,867 | $2,586 | $1,863 | +0% | County FMR | Analyze deal |
| 69 | 07008 | CarteretMiddlesex County | $2,486 | $2,981 | $2,483 | +0% | County FMR | Analyze deal |
Premium compares the 2-bedroom voucher rent to the ZIP's typical asking rent across all home sizes. Rent data provided by Zillow Research.
How these numbers are calculated
- Voucher rent is the HUD FY2026 2-bedroom Small Area Fair Market Rent (SAFMR) where it applies, otherwise the county or metro Fair Market Rent. This is the basis housing authorities use to set payment standards, typically 90 to 110 percent of it, and it is a gross rent that includes a utility allowance.
- Typical market rent is the Zillow Observed Rent Index (ZORI) for the ZIP code as of June 2026, a smoothed measure of asking rents across all home types and sizes. Rent data provided by Zillow Research.
- Premium compares the 2-bedroom voucher rent against that blended market figure, which is the conservative comparison. Premiums for 3 and 4 bedroom homes are often larger.
- The premium is a screening signal, not a guarantee. Housing authorities run a rent reasonableness review against unassisted comparables before approving any contract rent, and the payment standard is a ceiling, not an entitlement. Always verify with the local housing authority.
Sources: HUD Fair Market Rents and Zillow Research (ZORI). FMRs effective October 1 each year; ZORI updates monthly.
Frequently asked questions
- Which ZIP code in New Jersey has the biggest Section 8 premium?
- 07094 (Secaucus) currently shows the largest gap: the 2-bedroom voucher rent basis is $3,450 against a typical market rent of $2,764, a +25% premium.
- How many ZIP codes in New Jersey pay above market rent?
- Of the 277 New Jersey ZIP codes with both HUD and market rent data, 69 currently show a voucher rent basis above the typical asking rent.
- Can I actually charge the full amount shown here?
- Not automatically. The housing authority sets a payment standard between 90 and 110 percent of the FMR or SAFMR, and every lease passes a rent reasonableness review against comparable unassisted units. Treat the premium as a screening signal for where to look, then verify with the local housing authority.
More New Jersey resources
Run the full numbers on a voucher deal
The Section 8 Investment Analyzer compares a voucher tenancy against a market tenancy side by side, with vacancy, lease-up lag, and inspection costs factored in. Free to use.
Other states
AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming