Oklahoma premium ZIP codes, ranked
| # | ZIP | Location | Voucher rent (2BR) | Voucher rent (3BR) | Typical market rent | Premium | Basis | |
|---|---|---|---|---|---|---|---|---|
| 1 | 74136 | TulsaTulsa County | $1,240 | $1,630 | $898 | +38% | ZIP SAFMR | Analyze deal |
| 2 | 74601 | Ponca CityKay County | $916 | $1,199 | $665 | +38% | County FMR | Analyze deal |
| 3 | 74948 | MuldrowSequoyah County | $979 | $1,324 | $725 | +35% | County FMR | Analyze deal |
| 4 | 74133 | TulsaTulsa County | $1,490 | $1,950 | $1,181 | +26% | ZIP SAFMR | Analyze deal |
| 5 | 73142 | Oklahoma CityOklahoma County | $1,390 | $1,880 | $1,134 | +23% | ZIP SAFMR | Analyze deal |
| 6 | 73103 | Oklahoma CityOklahoma County | $1,410 | $1,910 | $1,178 | +20% | ZIP SAFMR | Analyze deal |
| 7 | 74070 | SkiatookOsage County | $1,090 | $1,440 | $918 | +19% | ZIP SAFMR | Analyze deal |
| 8 | 74137 | TulsaTulsa County | $1,420 | $1,860 | $1,197 | +19% | ZIP SAFMR | Analyze deal |
| 9 | 73078 | PiedmontCanadian County | $1,860 | $2,520 | $1,605 | +16% | ZIP SAFMR | Analyze deal |
| 10 | 73701 | EnidGarfield County | $997 | $1,305 | $865 | +15% | County FMR | Analyze deal |
| 11 | 73179 | Oklahoma CityOklahoma County | $1,900 | $2,580 | $1,672 | +14% | ZIP SAFMR | Analyze deal |
| 12 | 73139 | Oklahoma CityOklahoma County | $1,090 | $1,480 | $967 | +13% | ZIP SAFMR | Analyze deal |
| 13 | 74103 | TulsaTulsa County | $1,560 | $2,050 | $1,397 | +12% | ZIP SAFMR | Analyze deal |
| 14 | 73170 | Oklahoma CityCleveland County | $1,700 | $2,300 | $1,527 | +11% | ZIP SAFMR | Analyze deal |
| 15 | 73128 | Oklahoma CityOklahoma County | $1,540 | $2,090 | $1,391 | +11% | ZIP SAFMR | Analyze deal |
| 16 | 73134 | Oklahoma CityOklahoma County | $1,410 | $1,910 | $1,277 | +10% | ZIP SAFMR | Analyze deal |
| 17 | 73122 | Warr AcresOklahoma County | $1,110 | $1,500 | $1,013 | +10% | ZIP SAFMR | Analyze deal |
| 18 | 73105 | Oklahoma CityOklahoma County | $1,280 | $1,730 | $1,178 | +9% | ZIP SAFMR | Analyze deal |
| 19 | 74146 | TulsaTulsa County | $1,150 | $1,510 | $1,068 | +8% | ZIP SAFMR | Analyze deal |
| 20 | 73120 | Oklahoma CityOklahoma County | $1,340 | $1,820 | $1,262 | +6% | ZIP SAFMR | Analyze deal |
| 21 | 73102 | Oklahoma CityOklahoma County | $1,560 | $2,110 | $1,475 | +6% | ZIP SAFMR | Analyze deal |
| 22 | 73104 | Oklahoma CityOklahoma County | $1,710 | $2,320 | $1,631 | +5% | ZIP SAFMR | Analyze deal |
| 23 | 73112 | Oklahoma CityOklahoma County | $1,300 | $1,760 | $1,243 | +5% | ZIP SAFMR | Analyze deal |
| 24 | 73107 | Oklahoma CityOklahoma County | $1,180 | $1,600 | $1,132 | +4% | ZIP SAFMR | Analyze deal |
| 25 | 74401 | MuskogeeMuskogee County | $949 | $1,195 | $913 | +4% | County FMR | Analyze deal |
| 26 | 73012 | EdmondOklahoma County | $1,900 | $2,580 | $1,835 | +4% | ZIP SAFMR | Analyze deal |
| 27 | 73507 | LawtonComanche County | $974 | $1,338 | $944 | +3% | County FMR | Analyze deal |
| 28 | 74145 | TulsaTulsa County | $1,230 | $1,610 | $1,201 | +2% | ZIP SAFMR | Analyze deal |
| 29 | 73003 | EdmondOklahoma County | $1,590 | $2,160 | $1,557 | +2% | ZIP SAFMR | Analyze deal |
| 30 | 74055 | OwassoTulsa County | $1,400 | $1,840 | $1,375 | +2% | ZIP SAFMR | Analyze deal |
| 31 | 73013 | EdmondOklahoma County | $1,710 | $2,320 | $1,682 | +2% | ZIP SAFMR | Analyze deal |
| 32 | 73109 | Oklahoma CityOklahoma County | $1,030 | $1,400 | $1,014 | +2% | ZIP SAFMR | Analyze deal |
| 33 | 74110 | TulsaTulsa County | $1,060 | $1,390 | $1,043 | +2% | ZIP SAFMR | Analyze deal |
| 34 | 73119 | Oklahoma CityOklahoma County | $1,070 | $1,450 | $1,061 | +1% | ZIP SAFMR | Analyze deal |
| 35 | 74107 | TulsaTulsa County | $1,210 | $1,590 | $1,201 | +1% | ZIP SAFMR | Analyze deal |
| 36 | 74114 | TulsaTulsa County | $1,500 | $1,970 | $1,490 | +1% | ZIP SAFMR | Analyze deal |
| 37 | 73110 | Midwest CityOklahoma County | $1,180 | $1,600 | $1,174 | +1% | ZIP SAFMR | Analyze deal |
| 38 | 74003 | BartlesvilleWashington County | $940 | $1,270 | $939 | +0% | ZIP SAFMR | Analyze deal |
Premium compares the 2-bedroom voucher rent to the ZIP's typical asking rent across all home sizes. Rent data provided by Zillow Research.
How these numbers are calculated
- Voucher rent is the HUD FY2027 2-bedroom Small Area Fair Market Rent (SAFMR) where it applies, otherwise the county or metro Fair Market Rent. This is the basis housing authorities use to set payment standards, typically 90 to 110 percent of it, and it is a gross rent that includes a utility allowance.
- Typical market rent is the Zillow Observed Rent Index (ZORI) for the ZIP code as of September 2026, a smoothed measure of asking rents across all home types and sizes. Rent data provided by Zillow Research.
- Premium compares the 2-bedroom voucher rent against that blended market figure, which is the conservative comparison. Premiums for 3 and 4 bedroom homes are often larger.
- The premium is a screening signal, not a guarantee. Housing authorities run a rent reasonableness review against unassisted comparables before approving any contract rent, and the payment standard is a ceiling, not an entitlement. Always verify with the local housing authority.
Sources: HUD Fair Market Rents and Zillow Research (ZORI). FMRs effective October 1 each year; ZORI updates monthly.
Frequently asked questions
- Which ZIP code in Oklahoma has the biggest Section 8 premium?
- 74136 (Tulsa) currently shows the largest gap: the 2-bedroom voucher rent basis is $1,240 against a typical market rent of $898, a +38% premium.
- How many ZIP codes in Oklahoma pay above market rent?
- Of the 110 Oklahoma ZIP codes with both HUD and market rent data, 38 currently show a voucher rent basis above the typical asking rent.
- Can I actually charge the full amount shown here?
- Not automatically. The housing authority sets a payment standard between 90 and 110 percent of the FMR or SAFMR, and every lease passes a rent reasonableness review against comparable unassisted units. Treat the premium as a screening signal for where to look, then verify with the local housing authority.