How much does Section 8 pay for a 2-bedroom in ZIP 37048?

For ZIP 37048 in Sumner County, TN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,320 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,190 to $1,450 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 37048?

HUD's FY2026 Small Area Fair Market Rent for ZIP 37048, by bedroom size: studio $1,150, 1-bedroom $1,170, 2-bedroom $1,320, 3-bedroom $1,660, 4-bedroom $2,020. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 37048?

Vouchers for Sumner County are administered by Portland Housing Authority, Gallatin Housing Authority. The authority whose jurisdiction covers ZIP 37048 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 37048

FY2026 Small Area Fair Market Rent for ZIP 37048 in Sumner County, Tennessee: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Tennessee.

Studio

$1,150

1 BR

$1,170

2 BR

$1,320

3 BR

$1,660

4 BR

$2,020

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,190

FMR (100%)

$1,320

High (110%)

$1,450

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 37048 at $1,320 is $410 lower than the Sumner County county-wide 2 BR FMR of $1,730. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 37048?

Yes. Tennessee law blocks local governments from requiring voucher acceptance, so landlords in ZIP 37048 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Tennessee has no source-of-income protection

Tennessee has NO statewide source-of-income protection. The state legislature has been aggressive about preempting local anti-discrimination measures. Landlords can legally decline voucher applicants. Voucher tenants remain a solid financial option — guaranteed monthly rent, often above local market — but the choice is voluntary.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Sumner County

Portland Housing Authority
Portland · PHA code TN073
—
Gallatin Housing Authority
Gallatin · PHA code TN029
—

The PHA whose jurisdiction covers ZIP 37048 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 37048?: For ZIP 37048 in Sumner County, TN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,320 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,190 to $1,450 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 37048?: HUD's FY2026 Small Area Fair Market Rent for ZIP 37048, by bedroom size: studio $1,150, 1-bedroom $1,170, 2-bedroom $1,320, 3-bedroom $1,660, 4-bedroom $2,020. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 37048?: Vouchers for Sumner County are administered by Portland Housing Authority, Gallatin Housing Authority. The authority whose jurisdiction covers ZIP 37048 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 37048

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Sumner County overview All of Tennessee

SAFMR data published by HUD for FY2026. ZIP 37048 maps to Sumner County, TN · FIPS 47165. Investors can run these numbers in the RentalCalcs voucher analyzer.