How much does Section 8 pay for a 2-bedroom in ZIP 38574?

For ZIP 38574 in Putnam County, TN, the FY2027 two-bedroom Small Area Fair Market Rent is $1,000 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $900 to $1,100. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.

What are the FY2027 HUD rent benchmarks for ZIP 38574?

HUD's FY2027 Small Area Fair Market Rent for ZIP 38574, by bedroom size: studio $740, 1-bedroom $790, 2-bedroom $1,000, 3-bedroom $1,320, 4-bedroom $1,410. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Which housing authority covers ZIP 38574?

Agencies listed for Putnam County include Highlands Residential Services. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Section 8 Rent in ZIP 38574

FY2027 Small Area Fair Market Rent for ZIP 38574 in Putnam County, Tennessee: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Tennessee.

Studio

$740

1 BR

$790

2 BR

$1,000

3 BR

$1,320

4 BR

$1,410

What does the HUD rent benchmark measure in ZIP 38574?

HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $790 for a one-bedroom and $1,000 for a two-bedroom in ZIP 38574. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.

Illustration: 90% to 110% of the HUD benchmark (2 BR)

These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.

Low (90%)

$900

FMR (100%)

$1,000

High (110%)

$1,100

Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.

ZIP vs county FMR (2 BR)

ZIP 38574 at $1,000 is $102 lower than the Putnam County county-wide 2 BR FMR of $1,102. The difference describes HUD benchmarks, not a reduction in your voucher. Confirm the applicable schedule with the agency administering your assistance.

Can a landlord refuse Section 8 in ZIP 38574?

Yes. Tennessee law blocks local governments from requiring voucher acceptance, so landlords in ZIP 38574 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Tennessee has no source-of-income protection

Tennessee has NO statewide source-of-income protection. The state legislature has been aggressive about preempting local anti-discrimination measures. Landlords can legally decline voucher applicants. Voucher tenants remain a solid financial option — guaranteed monthly rent, often above local market — but the choice is voluntary.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Putnam County

Highlands Residential Services
Cookeville · PHA code TN033
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These agencies are listed for the county. Confirm jurisdiction for the exact address and, if you already have a voucher, which agency will administer the proposed move.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 38574?: For ZIP 38574 in Putnam County, TN, the FY2027 two-bedroom Small Area Fair Market Rent is $1,000 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $900 to $1,100. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
What are the FY2027 HUD rent benchmarks for ZIP 38574?: HUD's FY2027 Small Area Fair Market Rent for ZIP 38574, by bedroom size: studio $740, 1-bedroom $790, 2-bedroom $1,000, 3-bedroom $1,320, 4-bedroom $1,410. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.
Which housing authority covers ZIP 38574?: Agencies listed for Putnam County include Highlands Residential Services. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Find Section 8 apartments in ZIP 38574

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Browse voucher-friendly listings in ZIP 38574 List your unit free

Putnam County overview All of Tennessee

Landlord and investor tools for Putnam County

RentalCalcs

Free calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.

SAFMR data published by HUD for FY2027. ZIP 38574 maps to Putnam County, TN · FIPS 47141. Investors can run these numbers in the RentalCalcs voucher analyzer.