How much does Section 8 pay for a 2-bedroom in ZIP 39045?

For ZIP 39045 in Madison County, MS, the FY2026 two-bedroom Small Area Fair Market Rent is $1,010 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $910 to $1,110 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 39045?

HUD's FY2026 Small Area Fair Market Rent for ZIP 39045, by bedroom size: studio $850, 1-bedroom $870, 2-bedroom $1,010, 3-bedroom $1,260, 4-bedroom $1,340. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 39045?

Vouchers for Madison County are administered by the Housing Authority of the City of Canton. The authority whose jurisdiction covers ZIP 39045 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 39045

FY2026 Small Area Fair Market Rent for ZIP 39045 in Madison County, Mississippi: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Mississippi.

Studio

$850

1 BR

$870

2 BR

$1,010

3 BR

$1,260

4 BR

$1,340

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$910

FMR (100%)

$1,010

High (110%)

$1,110

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 39045 at $1,010 is $278 lower than the Madison County county-wide 2 BR FMR of $1,288. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 39045?

In most of the state, yes. Mississippi has no statewide source-of-income protection, so landlords in ZIP 39045 can decline Section 8 applications unless a local ordinance says otherwise.

Mississippi has no source-of-income protection

Mississippi has NO statewide source-of-income protection, no relevant local ordinances in DeSoto County (Horn Lake / Southaven). Landlords can legally decline voucher applicants. This is one of the weakest SOI environments in the country. Voucher tenants remain a good economic option (guaranteed monthly rent that often exceeds local market) — the choice is voluntary either way.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Madison County

the Housing Authority of the City of Canton
Canton · PHA code MS061
—

The PHA whose jurisdiction covers ZIP 39045 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 39045?: For ZIP 39045 in Madison County, MS, the FY2026 two-bedroom Small Area Fair Market Rent is $1,010 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $910 to $1,110 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 39045?: HUD's FY2026 Small Area Fair Market Rent for ZIP 39045, by bedroom size: studio $850, 1-bedroom $870, 2-bedroom $1,010, 3-bedroom $1,260, 4-bedroom $1,340. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 39045?: Vouchers for Madison County are administered by the Housing Authority of the City of Canton. The authority whose jurisdiction covers ZIP 39045 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 39045

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Madison County overview All of Mississippi

SAFMR data published by HUD for FY2026. ZIP 39045 maps to Madison County, MS · FIPS 28089. Investors can run these numbers in the RentalCalcs voucher analyzer.