Maryland premium ZIP codes, ranked
| # | ZIP | Location | Voucher rent (2BR) | Voucher rent (3BR) | Typical market rent | Premium | Basis | |
|---|---|---|---|---|---|---|---|---|
| 1 | 21215 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,335 | +50% | County FMR | Analyze deal |
| 2 | 21225 | Brooklyn ParkAnne Arundel County | $2,006 | $2,509 | $1,354 | +48% | County FMR | Analyze deal |
| 3 | 20708 | LaurelPrince Georges County | $2,330 | $2,970 | $1,591 | +46% | ZIP SAFMR | Analyze deal |
| 4 | 21218 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,395 | +44% | County FMR | Analyze deal |
| 5 | 21207 | LochearnBaltimore County | $2,006 | $2,509 | $1,433 | +40% | County FMR | Analyze deal |
| 6 | 20910 | Silver SpringMontgomery County | $2,800 | $3,570 | $2,017 | +39% | ZIP SAFMR | Analyze deal |
| 7 | 21222 | DundalkBaltimore County | $2,006 | $2,509 | $1,449 | +38% | County FMR | Analyze deal |
| 8 | 21214 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,453 | +38% | County FMR | Analyze deal |
| 9 | 21226 | BaltimoreAnne Arundel County | $2,006 | $2,509 | $1,454 | +38% | County FMR | Analyze deal |
| 10 | 20746 | SuitlandPrince Georges County | $2,240 | $2,850 | $1,637 | +37% | ZIP SAFMR | Analyze deal |
| 11 | 20784 | Landover HillsPrince Georges County | $2,130 | $2,710 | $1,559 | +37% | ZIP SAFMR | Analyze deal |
| 12 | 21136 | ReisterstownBaltimore County | $2,006 | $2,509 | $1,474 | +36% | County FMR | Analyze deal |
| 13 | 21221 | EssexBaltimore County | $2,006 | $2,509 | $1,475 | +36% | County FMR | Analyze deal |
| 14 | 21133 | RandallstownBaltimore County | $2,006 | $2,509 | $1,479 | +36% | County FMR | Analyze deal |
| 15 | 21239 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,482 | +35% | County FMR | Analyze deal |
| 16 | 20710 | BladensburgPrince Georges County | $2,010 | $2,560 | $1,492 | +35% | ZIP SAFMR | Analyze deal |
| 17 | 20852 | RockvilleMontgomery County | $3,080 | $3,930 | $2,287 | +35% | ZIP SAFMR | Analyze deal |
| 18 | 20705 | BeltsvillePrince Georges County | $2,160 | $2,750 | $1,605 | +35% | ZIP SAFMR | Analyze deal |
| 19 | 21201 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,514 | +33% | County FMR | Analyze deal |
| 20 | 20912 | Takoma ParkMontgomery County | $2,090 | $2,660 | $1,587 | +32% | ZIP SAFMR | Analyze deal |
| 21 | 21244 | Windsor MillBaltimore County | $2,006 | $2,509 | $1,528 | +31% | County FMR | Analyze deal |
| 22 | 20903 | Silver SpringMontgomery County | $2,340 | $2,980 | $1,792 | +31% | ZIP SAFMR | Analyze deal |
| 23 | 21223 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,536 | +31% | County FMR | Analyze deal |
| 24 | 20747 | District HeightsPrince Georges County | $2,150 | $2,740 | $1,658 | +30% | ZIP SAFMR | Analyze deal |
| 25 | 20744 | Fort WashingtonPrince Georges County | $2,170 | $2,770 | $1,694 | +28% | ZIP SAFMR | Analyze deal |
| 26 | 20740 | College ParkPrince Georges County | $2,560 | $3,260 | $2,002 | +28% | ZIP SAFMR | Analyze deal |
| 27 | 21217 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,576 | +27% | County FMR | Analyze deal |
| 28 | 20783 | Langley ParkPrince Georges County | $2,220 | $2,830 | $1,745 | +27% | ZIP SAFMR | Analyze deal |
| 29 | 20774 | Upper MarlboroPrince Georges County | $2,700 | $3,440 | $2,130 | +27% | ZIP SAFMR | Analyze deal |
| 30 | 20721 | BowiePrince Georges County | $2,950 | $3,760 | $2,335 | +26% | ZIP SAFMR | Analyze deal |
| 31 | 21219 | EdgemereBaltimore County | $2,006 | $2,509 | $1,590 | +26% | County FMR | Analyze deal |
| 32 | 20782 | HyattsvillePrince Georges County | $2,360 | $3,010 | $1,871 | +26% | ZIP SAFMR | Analyze deal |
| 33 | 21234 | ParkvilleBaltimore County | $2,006 | $2,509 | $1,591 | +26% | County FMR | Analyze deal |
| 34 | 21220 | Middle RiverBaltimore County | $2,006 | $2,509 | $1,602 | +25% | County FMR | Analyze deal |
| 35 | 20707 | LaurelPrince Georges County | $2,500 | $3,190 | $1,998 | +25% | ZIP SAFMR | Analyze deal |
| 36 | 20906 | Silver SpringMontgomery County | $2,390 | $3,050 | $1,927 | +24% | ZIP SAFMR | Analyze deal |
| 37 | 21061 | Glen BurnieAnne Arundel County | $2,006 | $2,509 | $1,621 | +24% | County FMR | Analyze deal |
| 38 | 20601 | WaldorfCharles County | $2,590 | $3,300 | $2,094 | +24% | ZIP SAFMR | Analyze deal |
| 39 | 21157 | WestminsterCarroll County | $2,006 | $2,509 | $1,627 | +23% | County FMR | Analyze deal |
| 40 | 20902 | Silver SpringMontgomery County | $2,590 | $3,300 | $2,108 | +23% | ZIP SAFMR | Analyze deal |
| 41 | 21229 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,634 | +23% | County FMR | Analyze deal |
| 42 | 21206 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,639 | +22% | County FMR | Analyze deal |
| 43 | 20876 | GermantownMontgomery County | $2,540 | $3,240 | $2,094 | +21% | ZIP SAFMR | Analyze deal |
| 44 | 20904 | Silver SpringMontgomery County | $2,310 | $2,940 | $1,919 | +20% | ZIP SAFMR | Analyze deal |
| 45 | 20879 | GaithersburgMontgomery County | $2,320 | $2,960 | $1,928 | +20% | ZIP SAFMR | Analyze deal |
| 46 | 21216 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,669 | +20% | County FMR | Analyze deal |
| 47 | 20748 | Temple HillsPrince Georges County | $1,950 | $2,490 | $1,640 | +19% | ZIP SAFMR | Analyze deal |
| 48 | 20712 | Mount RainierPrince Georges County | $1,750 | $2,230 | $1,476 | +19% | ZIP SAFMR | Analyze deal |
| 49 | 21228 | CatonsvilleBaltimore County | $2,006 | $2,509 | $1,696 | +18% | County FMR | Analyze deal |
| 50 | 20901 | Silver SpringMontgomery County | $2,180 | $2,780 | $1,848 | +18% | ZIP SAFMR | Analyze deal |
| 51 | 21085 | JoppaHarford County | $2,006 | $2,509 | $1,702 | +18% | County FMR | Analyze deal |
| 52 | 21227 | HalethorpeBaltimore County | $2,006 | $2,509 | $1,702 | +18% | County FMR | Analyze deal |
| 53 | 20850 | RockvilleMontgomery County | $2,990 | $3,810 | $2,546 | +17% | ZIP SAFMR | Analyze deal |
| 54 | 21213 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,709 | +17% | County FMR | Analyze deal |
| 55 | 20770 | GreenbeltPrince Georges County | $2,370 | $3,020 | $2,020 | +17% | ZIP SAFMR | Analyze deal |
| 56 | 21128 | Perry HallBaltimore County | $2,006 | $2,509 | $1,710 | +17% | County FMR | Analyze deal |
| 57 | 20877 | GaithersburgMontgomery County | $2,380 | $3,030 | $2,030 | +17% | ZIP SAFMR | Analyze deal |
| 58 | 21236 | NottinghamBaltimore County | $2,006 | $2,509 | $1,722 | +17% | County FMR | Analyze deal |
| 59 | 21237 | RossvilleBaltimore County | $2,006 | $2,509 | $1,734 | +16% | County FMR | Analyze deal |
| 60 | 20874 | GermantownMontgomery County | $2,420 | $3,080 | $2,103 | +15% | ZIP SAFMR | Analyze deal |
| 61 | 20715 | BowiePrince Georges County | $2,960 | $3,770 | $2,600 | +14% | ZIP SAFMR | Analyze deal |
| 62 | 21202 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,766 | +14% | County FMR | Analyze deal |
| 63 | 20866 | BurtonsvilleMontgomery County | $2,690 | $3,430 | $2,376 | +13% | ZIP SAFMR | Analyze deal |
| 64 | 20706 | Lanham SeabrookPrince Georges County | $2,210 | $2,820 | $1,954 | +13% | ZIP SAFMR | Analyze deal |
| 65 | 21050 | Forest HillHarford County | $2,006 | $2,509 | $1,773 | +13% | County FMR | Analyze deal |
| 66 | 20878 | GaithersburgMontgomery County | $2,670 | $3,400 | $2,376 | +12% | ZIP SAFMR | Analyze deal |
| 67 | 21286 | TowsonBaltimore County | $2,006 | $2,509 | $1,785 | +12% | County FMR | Analyze deal |
| 68 | 21152 | Sparks GlencoeBaltimore County | $2,006 | $2,509 | $1,795 | +12% | County FMR | Analyze deal |
| 69 | 20855 | DerwoodMontgomery County | $2,920 | $3,720 | $2,614 | +12% | ZIP SAFMR | Analyze deal |
| 70 | 21774 | New MarketFrederick County | $2,960 | $3,770 | $2,663 | +11% | ZIP SAFMR | Analyze deal |
| 71 | 21209 | BaltimoreBaltimore County | $2,006 | $2,509 | $1,810 | +11% | County FMR | Analyze deal |
| 72 | 21727 | EmmitsburgFrederick County | $1,310 | $1,670 | $1,188 | +10% | ZIP SAFMR | Analyze deal |
| 73 | 21040 | EdgewoodHarford County | $2,006 | $2,509 | $1,832 | +10% | County FMR | Analyze deal |
| 74 | 21205 | BaltimoreBaltimore City | $2,006 | $2,509 | $1,832 | +10% | County FMR | Analyze deal |
| 75 | 21090 | Linthicum HeightsAnne Arundel County | $2,006 | $2,509 | $1,842 | +9% | County FMR | Analyze deal |
Premium compares the 2-bedroom voucher rent to the ZIP's typical asking rent across all home sizes. Rent data provided by Zillow Research.
How these numbers are calculated
- Voucher rent is the HUD FY2027 2-bedroom Small Area Fair Market Rent (SAFMR) where it applies, otherwise the county or metro Fair Market Rent. This is the basis housing authorities use to set payment standards, typically 90 to 110 percent of it, and it is a gross rent that includes a utility allowance.
- Typical market rent is the Zillow Observed Rent Index (ZORI) for the ZIP code as of July 2026, a smoothed measure of asking rents across all home types and sizes. Rent data provided by Zillow Research.
- Premium compares the 2-bedroom voucher rent against that blended market figure, which is the conservative comparison. Premiums for 3 and 4 bedroom homes are often larger.
- The premium is a screening signal, not a guarantee. Housing authorities run a rent reasonableness review against unassisted comparables before approving any contract rent, and the payment standard is a ceiling, not an entitlement. Always verify with the local housing authority.
Sources: HUD Fair Market Rents and Zillow Research (ZORI). FMRs effective October 1 each year; ZORI updates monthly.
Frequently asked questions
- Which ZIP code in Maryland has the biggest Section 8 premium?
- 21215 (Baltimore) currently shows the largest gap: the 2-bedroom voucher rent basis is $2,006 against a typical market rent of $1,335, a +50% premium.
- How many ZIP codes in Maryland pay above market rent?
- Of the 176 Maryland ZIP codes with both HUD and market rent data, 107 currently show a voucher rent basis above the typical asking rent.
- Can I actually charge the full amount shown here?
- Not automatically. The housing authority sets a payment standard between 90 and 110 percent of the FMR or SAFMR, and every lease passes a rent reasonableness review against comparable unassisted units. Treat the premium as a screening signal for where to look, then verify with the local housing authority.