Section 8 in Hampden County, MA
6,747 active Housing Choice Vouchers in Hampden County, 83% utilized. 5 housing authorities serve this county. Voucher data as of 2026.
Voucher-friendly listings in Hampden County
1 listingHUD Fair Market Rents in Hampden County (FY2027)
HUD rent benchmarks for FY2027, effective October 1, 2026. These are not adopted housing-authority payment standards or household subsidy amounts. The illustration shows 90% to 110% of FMR; ZIP-based schedules, approved exceptions and Moving to Work rules can differ.
| Bedrooms | FMR | Illustration: 90% to 110% of FMR |
|---|---|---|
| Efficiency (studio) | $1,264 | $1,138 to $1,390 |
| 1-bedroom | $1,421 | $1,279 to $1,563 |
| 2-bedroom | $1,800 | $1,620 to $1,980 |
| 3-bedroom | $2,241 | $2,017 to $2,465 |
| 4-bedroom | $2,370 | $2,133 to $2,607 |
The two-bedroom HUD benchmark for Hampden County is $1,800. Multiplying by 90% and 110% gives $1,620 to $1,980, not an approval range. Gross rent includes the applicable allowance for tenant-paid utilities. Your agency must calculate assistance using its adopted standard, your household and the proposed unit.
Section 8 income limits in Hampden County (FY2026)
To qualify for a Housing Choice Voucher, a household's gross annual income generally has to be at or below the very low income limit for its size. In Hampden County that is $65,750 a year for a family of four, about $5,470 a month before taxes. HUD's area median family income here is $96,700.
| Household size | Extremely low | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $27,650 | $46,000 | $73,650 |
| 2 people | $31,600 | $52,550 | $84,200 |
| 3 people | $35,550 | $59,200 | $94,700 |
| 4 people | $39,450 | $65,750 | $105,200 |
| 5 people | $42,650 | $71,050 | $113,650 |
| 6 people | $45,800 | $76,300 | $122,050 |
| 7 people | $50,040 | $81,550 | $130,450 |
| 8 people | $55,720 | $86,800 | $138,900 |
Which column applies to you. The middle column is the eligibility line for most applicants (24 CFR 982.201). The low income column only applies in special cases, such as families already receiving federal housing assistance. Federal rules generally require at least 75% of admissions from the waiting list each year to be extremely low income families. This does not predict selection or waiting time. For a family of four here, that threshold is $39,450 or less.
Income is counted before taxes and covers the whole household. The housing authority verifies it when your name is reached on the waiting list, so what counts is your income at that point. Being under the income limit is only one part of eligibility and does not guarantee admission.
Compare your household income with Section 8 limits and see how monthly income becomes an annual estimate.
Source: HUD FY2026 Section 8 Income Limits for the Springfield, MA MSA, huduser.gov.
Can a landlord refuse Section 8 in Hampden County?
No. Massachusetts law prohibits landlords from refusing a renter because they pay with a Section 8 voucher. That protection applies in Hampden County. If you were turned away for having a voucher, that refusal may be illegal.
Mass. Gen. Laws ch. 151B, § 4(10)
Landlords may not discriminate against recipients of housing subsidies or because of any requirement of the subsidy program. File with MCAD.
View statute →Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.
Hampden County in the Springfield metro
Hampden County is one of the counties inside the Springfield, MA core-based statistical area. The metro-level view aggregates voucher activity across every housing authority in the CBSA.
See Springfield metro rent limits and PHA breakdown →Landlord and investor tools for Hampden County
RentalCalcsFree calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.
- Hampden County rental market dataRents, home prices, cap rates and cash flow estimates for investors.
- Section 8 rent analyzerHUD rent benchmarks and modeled comparisons for Massachusetts ZIP codes. Confirm adopted amounts with the agency.
- Compare HUD benchmarks with market rent in MassachusettsExplore modeled ZIP comparisons; these do not establish an approved rent or agency payment.
- Average rent in MassachusettsMarket rent versus HUD fair market rent by city and bedroom count.
- How Section 8 rent is calculatedFair market rent, payment standards and rent reasonableness, step by step.
- Section 8 landlord math for 2026What the payment standard changes mean for cash flow this year.
Housing authorities serving Hampden County
Each PHA sets its own payment standard, runs its own waitlist, and does its own inspections. Confirm the administering agency on your voucher and whether it can serve the proposed address; a ZIP code alone does not settle jurisdiction or portability.
Springfield · PHA code MA035
3,463 Section 8 unitsHolyoke Housing Authority
Holyoke · PHA code MA005
1,938 Section 8 unitsChicopee Housing Authority
Chicopee · PHA code MA008
574 Section 8 unitsWestfield Housing Authority
Westfield · PHA code MA050
517 Section 8 unitsWest Springfield Housing Authority
West Springfield · PHA code MA078
255 Section 8 units
Frequently asked questions
- What is the income limit for Section 8 in Hampden County?
- For FY2026, the very low income screening threshold in Hampden County, MA is $46,000 for one person, $52,550 for two, $59,200 for three and $65,750 for a family of four. Limits vary by household size. The agency also checks other eligibility requirements and any applicable exceptions.
- What counts as extremely low income in Hampden County?
- HUD's FY2026 extremely low income limit in Hampden County is $27,650 for one person and $39,450 for a family of four. Housing authorities must give at least 75% of the vouchers they issue from the waiting list each year to families at or below this level.
- How much does Section 8 pay for a 2-bedroom in Hampden County?
- The FY2027 two-bedroom Fair Market Rent in Hampden County is $1,800 per month. For illustration, 90% to 110% of the benchmark is roughly $1,620 to $1,980. This is not a household rent limit. ZIP-based schedules, approved exceptions and Moving to Work rules may differ; ask your agency for its adopted standard and the unit's utility allowance.
- Who runs Section 8 in Hampden County?
- Housing Choice Vouchers in Hampden County are administered by Springfield Housing Authority, Holyoke Housing Authority, Chicopee Housing Authority and other local housing authorities. Each authority keeps its own waiting lists and eligibility preferences. Check each official application notice; applying to one agency does not apply to the others.
Find Section 8 apartments in Hampden County
VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.
Nearby Massachusetts counties
Voucher counts aggregated from HUD PHA jurisdiction data. Population 464,575 · FIPS 25013.
