Section 8 Rent in ZIP 14092
FY2027 Small Area Fair Market Rent for ZIP 14092 in Niagara County, New York: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in New York.
What does the HUD rent benchmark measure in ZIP 14092?
HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $1,120 for a one-bedroom and $1,330 for a two-bedroom in ZIP 14092. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.
What changed from FY2026 to FY2027 in ZIP 14092
HUD's two-bedroom Small Area Fair Market Rent for ZIP 14092 rose from $1,310 in FY2026 to $1,330 in FY2027, a change of +$20 a month (+1.5%). FY2027 figures took effect on October 1, 2026.
| Bedrooms | FY2026 | FY2027 | Change |
|---|---|---|---|
| Efficiency (studio) | $1,080 | $1,100 | +$20 (+1.9%) |
| 1-bedroom | $1,110 | $1,120 | +$10 (+0.9%) |
| 2-bedroom | $1,310 | $1,330 | +$20 (+1.5%) |
| 3-bedroom | $1,600 | $1,620 | +$20 (+1.3%) |
| 4-bedroom | $1,820 | $1,850 | +$30 (+1.6%) |
The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.
Already renting with a voucher in ZIP 14092? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.
Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.
Source: HUD Small Area Fair Market Rents, FY2026 and FY2027, huduser.gov.
Illustration: 90% to 110% of the HUD benchmark (2 BR)
These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.
Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.
ZIP vs county FMR (2 BR)
ZIP 14092 at $1,330 is $93 lower than the Niagara County county-wide 2 BR FMR of $1,423. The difference describes HUD benchmarks, not a reduction in your voucher. Confirm the applicable schedule with the agency administering your assistance.
Can a landlord refuse Section 8 in ZIP 14092?
No. New York law prohibits landlords from refusing a renter because they pay with a Section 8 voucher. That protection applies in ZIP 14092. If you were turned away for having a voucher, that refusal may be illegal.
NY Human Rights Law §296(5)
NY State Human Rights Law prohibits housing discrimination based on lawful source of income statewide (added by 2019 amendment). Enforcement by NYS Division of Human Rights. In People v Commons West (App. Div. 3d Dept., March 5, 2026) the court held the provision facially unconstitutional to the extent it bars refusing Section 8 vouchers; the Attorney General has appealed to the Court of Appeals. NYC's own Human Rights Law was not before the court. See county-level notes.
View statute →Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.
Housing authorities serving Niagara County
City of Niagara Falls
Niagara Falls · PHA code NY404
981 Section 8 unitsLockport Housing Authority
Lockport · PHA code NY070
192 Section 8 unitsNiagara Falls Housing Authority
Niagara Falls · PHA code NY011
0 Section 8 units
These agencies are listed for the county. Confirm jurisdiction for the exact address and, if you already have a voucher, which agency will administer the proposed move.
Frequently asked questions
- How much does Section 8 pay for a 2-bedroom in ZIP 14092?
- For ZIP 14092 in Niagara County, NY, the FY2027 two-bedroom Small Area Fair Market Rent is $1,330 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,195 to $1,465. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
- What are the FY2027 HUD rent benchmarks for ZIP 14092?
- HUD's FY2027 Small Area Fair Market Rent for ZIP 14092, by bedroom size: studio $1,100, 1-bedroom $1,120, 2-bedroom $1,330, 3-bedroom $1,620, 4-bedroom $1,850. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.
- Which housing authority covers ZIP 14092?
- Agencies listed for Niagara County include City of Niagara Falls, Lockport Housing Authority, Niagara Falls Housing Authority. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.
Find Section 8 apartments in ZIP 14092
VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.
Landlord and investor tools for Niagara County
RentalCalcsFree calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.
- Niagara County rental market dataRents, home prices, cap rates and cash flow estimates for investors.
- Section 8 rent analyzerHUD rent benchmarks and modeled comparisons for New York ZIP codes. Confirm adopted amounts with the agency.
- Compare HUD benchmarks with market rent in New YorkExplore modeled ZIP comparisons; these do not establish an approved rent or agency payment.
- Average rent in New YorkMarket rent versus HUD fair market rent by city and bedroom count.
- How Section 8 rent is calculatedFair market rent, payment standards and rent reasonableness, step by step.
- Section 8 landlord math for 2026What the payment standard changes mean for cash flow this year.
SAFMR data published by HUD for FY2027. ZIP 14092 maps to Niagara County, NY · FIPS 36063. Investors can run these numbers in the RentalCalcs voucher analyzer.