How much does Section 8 pay for a 2-bedroom in ZIP 20685?

For ZIP 20685 in Calvert County, MD, the FY2026 two-bedroom Small Area Fair Market Rent is $1,860 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,675 to $2,045 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 20685?

HUD's FY2026 Small Area Fair Market Rent for ZIP 20685, by bedroom size: studio $1,620, 1-bedroom $1,650, 2-bedroom $1,860, 3-bedroom $2,390, 4-bedroom $2,810. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 20685?

Vouchers for Calvert County are administered by Housing Authority of Calvert County. The authority whose jurisdiction covers ZIP 20685 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 20685

FY2026 Small Area Fair Market Rent for ZIP 20685 in Calvert County, Maryland: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Maryland.

Studio

$1,620

1 BR

$1,650

2 BR

$1,860

3 BR

$2,390

4 BR

$2,810

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,675

FMR (100%)

$1,860

High (110%)

$2,045

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 20685 at $1,860 is $223 lower than the Calvert County county-wide 2 BR FMR of $2,083. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 20685?

No. Maryland law prohibits landlords from refusing a renter because they pay with a Section 8 voucher. That protection applies in ZIP 20685. If you were turned away for having a voucher, that refusal may be illegal.

MD HOME Act (HB 231, effective October 2020)

Maryland HOME Act (HB 231, 2020) prohibits source-of-income discrimination statewide. Applies to all landlords regardless of unit count. Enforcement via the Maryland Commission on Civil Rights (MCCR).

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Calvert County

Housing Authority of Calvert County
Prince Frederick · PHA code MD022
480 Section 8 units

The PHA whose jurisdiction covers ZIP 20685 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 20685?: For ZIP 20685 in Calvert County, MD, the FY2026 two-bedroom Small Area Fair Market Rent is $1,860 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,675 to $2,045 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 20685?: HUD's FY2026 Small Area Fair Market Rent for ZIP 20685, by bedroom size: studio $1,620, 1-bedroom $1,650, 2-bedroom $1,860, 3-bedroom $2,390, 4-bedroom $2,810. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 20685?: Vouchers for Calvert County are administered by Housing Authority of Calvert County. The authority whose jurisdiction covers ZIP 20685 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 20685

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Calvert County overview All of Maryland

SAFMR data published by HUD for FY2026. ZIP 20685 maps to Calvert County, MD · FIPS 24009. Investors can run these numbers in the RentalCalcs voucher analyzer.