How much does Section 8 pay for a 2-bedroom in ZIP 21778?

For ZIP 21778 in Frederick County, MD, the FY2026 two-bedroom Small Area Fair Market Rent is $1,310 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,180 to $1,440 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 21778?

HUD's FY2026 Small Area Fair Market Rent for ZIP 21778, by bedroom size: studio $1,110, 1-bedroom $1,160, 2-bedroom $1,310, 3-bedroom $1,650, 4-bedroom $1,920. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 21778?

Vouchers for Frederick County are administered by Frederick Housing Authority. The authority whose jurisdiction covers ZIP 21778 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 21778

FY2026 Small Area Fair Market Rent for ZIP 21778 in Frederick County, Maryland: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Maryland.

Studio

$1,110

1 BR

$1,160

2 BR

$1,310

3 BR

$1,650

4 BR

$1,920

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,180

FMR (100%)

$1,310

High (110%)

$1,440

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 21778 at $1,310 is $936 lower than the Frederick County county-wide 2 BR FMR of $2,246. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 21778?

No. Maryland law prohibits landlords from refusing a renter because they pay with a Section 8 voucher. That protection applies in ZIP 21778. If you were turned away for having a voucher, that refusal may be illegal.

MD HOME Act (HB 231, effective October 2020)

Maryland HOME Act (HB 231, 2020) prohibits source-of-income discrimination statewide. Applies to all landlords regardless of unit count. Enforcement via the Maryland Commission on Civil Rights (MCCR).

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Frederick County

Frederick Housing Authority
Frederick · PHA code MD003
957 Section 8 units

The PHA whose jurisdiction covers ZIP 21778 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 21778?: For ZIP 21778 in Frederick County, MD, the FY2026 two-bedroom Small Area Fair Market Rent is $1,310 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,180 to $1,440 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 21778?: HUD's FY2026 Small Area Fair Market Rent for ZIP 21778, by bedroom size: studio $1,110, 1-bedroom $1,160, 2-bedroom $1,310, 3-bedroom $1,650, 4-bedroom $1,920. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 21778?: Vouchers for Frederick County are administered by Frederick Housing Authority. The authority whose jurisdiction covers ZIP 21778 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 21778

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Frederick County overview All of Maryland

SAFMR data published by HUD for FY2026. ZIP 21778 maps to Frederick County, MD · FIPS 24021. Investors can run these numbers in the RentalCalcs voucher analyzer.