How much does Section 8 pay for a 2-bedroom in ZIP 28077?

For ZIP 28077 in Gaston County, NC, the FY2027 two-bedroom Small Area Fair Market Rent is $1,080 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $970 to $1,190. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.

What are the FY2027 HUD rent benchmarks for ZIP 28077?

HUD's FY2027 Small Area Fair Market Rent for ZIP 28077, by bedroom size: studio $950, 1-bedroom $990, 2-bedroom $1,080, 3-bedroom $1,410, 4-bedroom $1,740. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Which housing authority covers ZIP 28077?

Agencies listed for Gaston County include Gastonia Housing Authority, Belmont Housing Authority. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Section 8 Rent in ZIP 28077

FY2027 Small Area Fair Market Rent for ZIP 28077 in Gaston County, North Carolina: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in North Carolina.

Studio

$950

1 BR

$990

2 BR

$1,080

3 BR

$1,410

4 BR

$1,740

What does the HUD rent benchmark measure in ZIP 28077?

HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $990 for a one-bedroom and $1,080 for a two-bedroom in ZIP 28077. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.

What changed from FY2026 to FY2027 in ZIP 28077

HUD's two-bedroom Small Area Fair Market Rent for ZIP 28077 rose from $930 in FY2026 to $1,080 in FY2027, a change of +$150 a month (+16.1%). FY2027 figures took effect on October 1, 2026.

Bedrooms	FY2026	FY2027	Change
Efficiency (studio)	$810	$950	+$140 (+17.3%)
1-bedroom	$840	$990	+$150 (+17.9%)
2-bedroom	$930	$1,080	+$150 (+16.1%)
3-bedroom	$1,140	$1,410	+$270 (+23.7%)
4-bedroom	$1,450	$1,740	+$290 (+20.0%)

The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.

Already renting with a voucher in ZIP 28077? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.

Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.

Source: HUD Small Area Fair Market Rents, FY2026 and FY2027, huduser.gov.

Illustration: 90% to 110% of the HUD benchmark (2 BR)

These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.

Low (90%)

$970

FMR (100%)

$1,080

High (110%)

$1,190

Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.

ZIP vs county FMR (2 BR)

ZIP 28077 at $1,080 is $705 lower than the Gaston County county-wide 2 BR FMR of $1,785. The difference describes HUD benchmarks, not a reduction in your voucher. Confirm the applicable schedule with the agency administering your assistance.

Can a landlord refuse Section 8 in ZIP 28077?

In most of the state, yes. North Carolina has no statewide source-of-income protection, so landlords in ZIP 28077 can decline Section 8 applications unless a local ordinance says otherwise.

No statewide source-of-income protection for housing vouchers. PRRAC Appendix B (March 2026).

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Gaston County

Gastonia Housing Authority
Gastonia · PHA code NC057
1,749 Section 8 units
Belmont Housing Authority
Belmont · PHA code NC088
—

These agencies are listed for the county. Confirm jurisdiction for the exact address and, if you already have a voucher, which agency will administer the proposed move.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 28077?: For ZIP 28077 in Gaston County, NC, the FY2027 two-bedroom Small Area Fair Market Rent is $1,080 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $970 to $1,190. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
What are the FY2027 HUD rent benchmarks for ZIP 28077?: HUD's FY2027 Small Area Fair Market Rent for ZIP 28077, by bedroom size: studio $950, 1-bedroom $990, 2-bedroom $1,080, 3-bedroom $1,410, 4-bedroom $1,740. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.
Which housing authority covers ZIP 28077?: Agencies listed for Gaston County include Gastonia Housing Authority, Belmont Housing Authority. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Find Section 8 apartments in ZIP 28077

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Browse voucher-friendly listings in ZIP 28077 List your unit free

Gaston County overview All of North Carolina

Landlord and investor tools for Gaston County

RentalCalcs

Free calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.

SAFMR data published by HUD for FY2027. ZIP 28077 maps to Gaston County, NC · FIPS 37071. Investors can run these numbers in the RentalCalcs voucher analyzer.