How much does Section 8 pay for a 2-bedroom in ZIP 28138?

For ZIP 28138 in Rowan County, NC, the FY2026 two-bedroom Small Area Fair Market Rent is $1,240 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,115 to $1,365 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 28138?

HUD's FY2026 Small Area Fair Market Rent for ZIP 28138, by bedroom size: studio $990, 1-bedroom $1,000, 2-bedroom $1,240, 3-bedroom $1,620, 4-bedroom $2,070. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 28138?

Vouchers for Rowan County are administered by Rowan County Housing Authority, Town of East Spencer Housing Authority, Housing Authority of the City of Salisbury. The authority whose jurisdiction covers ZIP 28138 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 28138

FY2026 Small Area Fair Market Rent for ZIP 28138 in Rowan County, North Carolina: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in North Carolina.

Studio

$990

1 BR

$1,000

2 BR

$1,240

3 BR

$1,620

4 BR

$2,070

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,115

FMR (100%)

$1,240

High (110%)

$1,365

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 28138 at $1,240 is $44 higher than the Rowan County county-wide 2 BR FMR of $1,196. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 28138?

In most of the state, yes. North Carolina has no statewide source-of-income protection, so landlords in ZIP 28138 can decline Section 8 applications unless a local ordinance says otherwise.

No statewide SOI protection in North Carolina. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Rowan County

Rowan County Housing Authority
Salisbury · PHA code NC102
694 Section 8 units
Town of East Spencer Housing Authority
East Spencer · PHA code NC134
243 Section 8 units
Housing Authority of the City of Salisbury
Salisbury · PHA code NC016
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The PHA whose jurisdiction covers ZIP 28138 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 28138?: For ZIP 28138 in Rowan County, NC, the FY2026 two-bedroom Small Area Fair Market Rent is $1,240 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,115 to $1,365 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 28138?: HUD's FY2026 Small Area Fair Market Rent for ZIP 28138, by bedroom size: studio $990, 1-bedroom $1,000, 2-bedroom $1,240, 3-bedroom $1,620, 4-bedroom $2,070. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 28138?: Vouchers for Rowan County are administered by Rowan County Housing Authority, Town of East Spencer Housing Authority, Housing Authority of the City of Salisbury. The authority whose jurisdiction covers ZIP 28138 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 28138

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Rowan County overview All of North Carolina

SAFMR data published by HUD for FY2026. ZIP 28138 maps to Rowan County, NC · FIPS 37159. Investors can run these numbers in the RentalCalcs voucher analyzer.