How much does Section 8 pay for a 2-bedroom in ZIP 32009?

For ZIP 32009 in Nassau County, FL, the FY2026 two-bedroom Small Area Fair Market Rent is $1,190 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,070 to $1,310 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 32009?

HUD's FY2026 Small Area Fair Market Rent for ZIP 32009, by bedroom size: studio $950, 1-bedroom $1,000, 2-bedroom $1,190, 3-bedroom $1,490, 4-bedroom $1,890. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 32009?

Vouchers for Nassau County are administered by Housing Authority of City of Fernandina Beach. The authority whose jurisdiction covers ZIP 32009 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 32009

FY2026 Small Area Fair Market Rent for ZIP 32009 in Nassau County, Florida: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Florida.

Studio

$950

1 BR

$1,000

2 BR

$1,190

3 BR

$1,490

4 BR

$1,890

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,070

FMR (100%)

$1,190

High (110%)

$1,310

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 32009 at $1,190 is $468 lower than the Nassau County county-wide 2 BR FMR of $1,658. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 32009?

It depends on the city. Florida has no statewide source-of-income law, but some local ordinances in the state prohibit voucher discrimination. Check whether ZIP 32009 sits inside a protected jurisdiction before assuming either way.

No statewide SOI protection. Miami-Dade County (2020) and a few other localities have protections. Elsewhere, landlords may refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Nassau County

Housing Authority of City of Fernandina Beach
Fernandina Beach · PHA code FL037
67 Section 8 units

The PHA whose jurisdiction covers ZIP 32009 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 32009?: For ZIP 32009 in Nassau County, FL, the FY2026 two-bedroom Small Area Fair Market Rent is $1,190 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,070 to $1,310 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 32009?: HUD's FY2026 Small Area Fair Market Rent for ZIP 32009, by bedroom size: studio $950, 1-bedroom $1,000, 2-bedroom $1,190, 3-bedroom $1,490, 4-bedroom $1,890. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 32009?: Vouchers for Nassau County are administered by Housing Authority of City of Fernandina Beach. The authority whose jurisdiction covers ZIP 32009 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 32009

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Nassau County overview All of Florida

SAFMR data published by HUD for FY2026. ZIP 32009 maps to Nassau County, FL · FIPS 12089. Investors can run these numbers in the RentalCalcs voucher analyzer.