How much does Section 8 pay for a 2-bedroom in ZIP 32140?

For ZIP 32140 in Putnam County, FL, the FY2026 two-bedroom Small Area Fair Market Rent is $1,380 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,240 to $1,520 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 32140?

HUD's FY2026 Small Area Fair Market Rent for ZIP 32140, by bedroom size: studio $1,060, 1-bedroom $1,150, 2-bedroom $1,380, 3-bedroom $1,730, 4-bedroom $2,190. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 32140?

Vouchers for Putnam County are administered by Palatka Housing Authority. The authority whose jurisdiction covers ZIP 32140 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 32140

FY2026 Small Area Fair Market Rent for ZIP 32140 in Putnam County, Florida: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Florida.

Studio

$1,060

1 BR

$1,150

2 BR

$1,380

3 BR

$1,730

4 BR

$2,190

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,240

FMR (100%)

$1,380

High (110%)

$1,520

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 32140 at $1,380 is $225 higher than the Putnam County county-wide 2 BR FMR of $1,155. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 32140?

It depends on the city. Florida has no statewide source-of-income law, but some local ordinances in the state prohibit voucher discrimination. Check whether ZIP 32140 sits inside a protected jurisdiction before assuming either way.

No statewide SOI protection. Miami-Dade County (2020) and a few other localities have protections. Elsewhere, landlords may refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Putnam County

Palatka Housing Authority
Palatka · PHA code FL057
407 Section 8 units

The PHA whose jurisdiction covers ZIP 32140 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 32140?: For ZIP 32140 in Putnam County, FL, the FY2026 two-bedroom Small Area Fair Market Rent is $1,380 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,240 to $1,520 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 32140?: HUD's FY2026 Small Area Fair Market Rent for ZIP 32140, by bedroom size: studio $1,060, 1-bedroom $1,150, 2-bedroom $1,380, 3-bedroom $1,730, 4-bedroom $2,190. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 32140?: Vouchers for Putnam County are administered by Palatka Housing Authority. The authority whose jurisdiction covers ZIP 32140 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 32140

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Putnam County overview All of Florida

SAFMR data published by HUD for FY2026. ZIP 32140 maps to Putnam County, FL · FIPS 12107. Investors can run these numbers in the RentalCalcs voucher analyzer.