How much does Section 8 pay for a 2-bedroom in ZIP 41040?

For ZIP 41040 in Pendleton County, KY, the FY2026 two-bedroom Small Area Fair Market Rent is $1,140 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,025 to $1,255 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 41040?

HUD's FY2026 Small Area Fair Market Rent for ZIP 41040, by bedroom size: studio $810, 1-bedroom $890, 2-bedroom $1,140, 3-bedroom $1,500, 4-bedroom $1,660. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 41040?

Vouchers for Pendleton County are administered by Housing Authority of Falmouth. The authority whose jurisdiction covers ZIP 41040 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 41040

FY2026 Small Area Fair Market Rent for ZIP 41040 in Pendleton County, Kentucky: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Kentucky.

Studio

$810

1 BR

$890

2 BR

$1,140

3 BR

$1,500

4 BR

$1,660

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,025

FMR (100%)

$1,140

High (110%)

$1,255

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 41040 at $1,140 is $213 lower than the Pendleton County county-wide 2 BR FMR of $1,353. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 41040?

Source-of-income protection status for Kentucky is not yet in our database. Check with local legal aid or the state civil-rights office before assuming either way.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Pendleton County

Housing Authority of Falmouth
Falmouth · PHA code KY059
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The PHA whose jurisdiction covers ZIP 41040 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 41040?: For ZIP 41040 in Pendleton County, KY, the FY2026 two-bedroom Small Area Fair Market Rent is $1,140 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,025 to $1,255 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 41040?: HUD's FY2026 Small Area Fair Market Rent for ZIP 41040, by bedroom size: studio $810, 1-bedroom $890, 2-bedroom $1,140, 3-bedroom $1,500, 4-bedroom $1,660. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 41040?: Vouchers for Pendleton County are administered by Housing Authority of Falmouth. The authority whose jurisdiction covers ZIP 41040 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 41040

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Pendleton County overview All of Kentucky

SAFMR data published by HUD for FY2026. ZIP 41040 maps to Pendleton County, KY · FIPS 21191. Investors can run these numbers in the RentalCalcs voucher analyzer.