How much does Section 8 pay for a 2-bedroom in ZIP 41086?

For ZIP 41086 in Gallatin County, KY, the FY2026 two-bedroom Small Area Fair Market Rent is $1,070 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $965 to $1,175 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 41086?

HUD's FY2026 Small Area Fair Market Rent for ZIP 41086, by bedroom size: studio $760, 1-bedroom $820, 2-bedroom $1,070, 3-bedroom $1,410, 4-bedroom $1,530. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Section 8 Rent in ZIP 41086

FY2026 Small Area Fair Market Rent for ZIP 41086 in Gallatin County, Kentucky: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Kentucky.

Studio

$760

1 BR

$820

2 BR

$1,070

3 BR

$1,410

4 BR

$1,530

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$965

FMR (100%)

$1,070

High (110%)

$1,175

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 41086 at $1,070 is $283 lower than the Gallatin County county-wide 2 BR FMR of $1,353. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 41086?

Source-of-income protection status for Kentucky is not yet in our database. Check with local legal aid or the state civil-rights office before assuming either way.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 41086?: For ZIP 41086 in Gallatin County, KY, the FY2026 two-bedroom Small Area Fair Market Rent is $1,070 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $965 to $1,175 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 41086?: HUD's FY2026 Small Area Fair Market Rent for ZIP 41086, by bedroom size: studio $760, 1-bedroom $820, 2-bedroom $1,070, 3-bedroom $1,410, 4-bedroom $1,530. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Find Section 8 apartments in ZIP 41086

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Gallatin County overview All of Kentucky

SAFMR data published by HUD for FY2026. ZIP 41086 maps to Gallatin County, KY · FIPS 21077. Investors can run these numbers in the RentalCalcs voucher analyzer.