How much does Section 8 pay for a 2-bedroom in ZIP 46111?

For ZIP 46111 in Morgan County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,360 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,225 to $1,495 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 46111?

HUD's FY2026 Small Area Fair Market Rent for ZIP 46111, by bedroom size: studio $1,030, 1-bedroom $1,170, 2-bedroom $1,360, 3-bedroom $1,760, 4-bedroom $2,160. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Section 8 Rent in ZIP 46111

FY2026 Small Area Fair Market Rent for ZIP 46111 in Morgan County, Indiana: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Indiana.

Studio

$1,030

1 BR

$1,170

2 BR

$1,360

3 BR

$1,760

4 BR

$2,160

What is the average rent in ZIP 46111?

HUD's Fair Market Rent is the standard benchmark for typical rent in a ZIP code: it is set at the 40th percentile of gross rents (rent plus utilities) that recent movers actually paid in the area. For FY2026, that benchmark is $1,170 for a one-bedroom and $1,360 for a two-bedroom in ZIP 46111. Asking rents on new listings often run somewhat above this figure, and voucher payment standards are set within 90–110% of it — the full per-bedroom table is above.

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,225

FMR (100%)

$1,360

High (110%)

$1,495

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 46111 at $1,360 is $113 lower than the Morgan County county-wide 2 BR FMR of $1,473. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 46111?

Yes. Indiana law blocks local governments from requiring voucher acceptance, so landlords in ZIP 46111 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Indiana preempts local SOI protections. No statewide law. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 46111?: For ZIP 46111 in Morgan County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,360 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,225 to $1,495 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 46111?: HUD's FY2026 Small Area Fair Market Rent for ZIP 46111, by bedroom size: studio $1,030, 1-bedroom $1,170, 2-bedroom $1,360, 3-bedroom $1,760, 4-bedroom $2,160. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Find Section 8 apartments in ZIP 46111

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Morgan County overview All of Indiana

SAFMR data published by HUD for FY2026. ZIP 46111 maps to Morgan County, IN · FIPS 18109. Investors can run these numbers in the RentalCalcs voucher analyzer.